$189,000

14 N Loder Ave Endicott, NY 13760

Estimated payment $1,478/month

Total Views 4,308
4 Beds
2 Baths
2,088 Sq Ft
$91 Price per Sq Ft

Highlights

  • Wood Flooring
  • 1 Car Attached Garage
  • High Speed Internet
  • Enclosed Patio or Porch
  • Forced Air Heating System
  • Level Lot

About This Home

FIN FREE PORTFOLIO - This classic two-family home offers flexibility for investors and owner-occupants alike. Unit 1 is currently leased and producing steady rental income, while Unit 2 will be vacant and move-in ready — ideal for an owner to occupy one side while renting the other, or to bring online quickly for full rental income. Each unit has its own separately metered gas and electric service, with the owner covering water and sewer. Located in a quiet residential pocket of the Village of Endicott, convenient to local shopping, schools, and commuter routes into Binghamton. Municipal electric.
Priced at $189,000, below the recent appraised value of $210,000 — a solid two-family in a stable Southern Tier rental market, also available as part of a larger multifamily portfolio.

Listing Agent

Keith Arnold

HOWARD HANNA License #10301223975 Listed on: 06/15/2026

HOWARD HANNA

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $5,480

Year Built

  • Built in 1900

Lot Details

  • Lot Dimensions are 66 x 81
  • Level Lot

Parking

  • 1 Car Attached Garage

Home Design

  • Duplex
  • Concrete Perimeter Foundation
  • Composite Building Materials

Interior Spaces

  • 2,088 Sq Ft Home
  • Insulated Windows
  • Basement

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Enclosed Patio or Porch

Schools

  • George F. Johnson Elementary School

Utilities

  • No Cooling
  • Forced Air Heating System
  • Gas Water Heater
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 034601-157-009-0003-038-000-0000

Community Details

Overview

  • 2 Units
  • Lewis Bradley Sub Subdivision

Building Details

  • 3 Separate Electric Meters
  • 1 Separate Gas Meter
  • 1 Separate Water Meter
  • Insurance Expense $2,136
  • Maintenance Expense $1,500
  • Water Sewer Expense $1,900
  • Gross Income $15,000
  • Net Operating Income $14,807

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$5,480

Year Built

Built in 1900

Lot Details

5,227 Sq Ft Lot

Parking

1

Listing Details

  • Property Sub Type: Duplex
  • Prop. Type: Residential Income
  • Lot Size: 66 x 81
  • Professional Management Expense: 2957.0
  • Inclusions: CARBON MONOXIDE DETECTOR,SMOKE DETECTORS
  • Ownership: OWNER
  • Subdivision Name: Lewis Bradley Sub
  • Directions: McKinley -> left on North -> Right on Oak Hill -> Left onto Clark -> left on N Loder
  • Above Grade Finished Sq Ft: 2088.0
  • Architectural Style: Duplex
  • Garage Yn: Yes
  • Structure Type: Duplex
  • Year Built: 1900
  • Property Sub Type Additional: Duplex
  • Special Features: VirtualTour

Interior Features

  • Possible Use: Multi-Family
  • Appliances: Gas Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Carpet, Hardwood, Vinyl
  • Living Area: 2088.0
  • Window Features: Insulated Windows

Exterior Features

  • Lot Features: Level
  • Construction Type: Composite Siding
  • Foundation Details: Basement, Concrete Perimeter
  • Patio And Porch Features: Enclosed, Porch

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Attached, Garage, One Car Garage

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Forced Air
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: High Speed Internet Available
  • Water Source: Public

Fee Information

  • Annual Fuel Expense: 1284.0
  • Annual Water Sewer Expense: 1900.0

Schools

  • Elementary School: George F. Johnson
  • Junior High Dist: Union Endicott

Lot Info

  • Parcel #: 034601-157-009-0003-038-000-0000
  • Zoning Description: Residential
  • Zoning: Residential

Multi Family

  • Number Of Units Total: 2
  • Electric Expense: 1896.0
  • Annual Gross Income: 15000.0
  • Insurance Expense: 2136.0
  • Maintenance Expense: 1500.0
  • Property Net Operating Income: 14807.0
  • Number Of Separate Electric Meters: 3
  • Number Of Separate Gas Meters: 1
  • Number Of Separate Water Meters: 1

Tax Info

  • Tax Annual Amount: 5480.0
  • Tax Book Number: 157.09-3-38

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,477 $3,800 $500 $3,300
2024 $3,618 $3,800 $500 $3,300
2023 $3,545 $3,800 $500 $3,300
2022 $3,538 $3,800 $500 $3,300
2021 $3,450 $3,800 $500 $3,300
2020 $4,948 $3,800 $500 $3,300
2019 $0 $3,800 $500 $3,300
2018 $3,293 $3,800 $500 $3,300
2017 $3,592 $3,800 $500 $3,300
2016 $6,212 $3,800 $500 $3,300
2015 -- $3,800 $500 $3,300
2014 -- $3,800 $500 $3,300
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/15/2026 06/15/26 For Sale $189,000 +26.0% $91 / Sq Ft
08/16/2024 08/16/24 Sold $150,000 -9.1% $72 / Sq Ft View Prior Sale
03/22/2024 03/22/24 Pending -- -- --
02/08/2024 02/08/24 Price Changed $165,000 -2.9% $79 / Sq Ft
11/14/2023 11/14/23 For Sale $170,000 -- $81 / Sq Ft
Source: Greater Binghamton Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $150,000 None Listed On Document
Quit Claim Deed -- None Available
Deed $42,000 --
Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $10,000 No Value Available
Previous Owner $133,500 Construction
Source: Public Records

Source: Greater Binghamton Association of REALTORS®

MLS Number: 336333

APN: 034601-157-009-0003-038-000-0000

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