NOT LISTED FOR SALE

Estimated Value: $298,000 - $339,000

2 Beds
3 Baths
2,000 Sq Ft
$154/Sq Ft Est. Value

Last Sold December 09, 2022

Last sale price $269,500 $135 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $2,200/month

12 Days on Market

Highlights

  • Lake Front
  • Boat Slip
  • Heated Floors
  • Boat Dock
  • Gated Community
  • Property fronts a channel

About This Home

As of December 2022

WATERFRONT - stunning, custom cabin-like home nestled within Shadow Lakes; a gated community with year-round, vacation-style living! This beautiful home overlooks serene, south facing water views and is the perfect place to entertain guests or to enjoy a little peaceful rest & relaxation! Exterior home features include: charming curb appeal, beautiful landscaping, sprawling concrete driveway to allow ample parking, attached one car garage, and a spacious storage shed with matching architectural features. Interior home highlights include: welcoming foyer, superbly designed kitchen with breakfast bar, sunroom/breakfast nook, cozy living room with gas-start fireplace, large balcony with glass railings for optimal lake views, 2 spacious bedrooms on the second level, well-designed walk-out basement with recreation room, wet bar, laundry room, storage area and fabulous heated floors! Additional home amenities include a full bathroom on each level, ample storage, ceiling fans & recessed lighting throughout, and plentiful casement windows which allows loads of natural sunlight throughout the home! Lake front features a sprawling partially covered patio, wooden dock, finished concrete boat ramp, and a charming lighthouse! Community highlights...fabulous location, only 1 mile east of I-55 & only 1 hour south of downtown Chicago. Shadow Lakes is an active community that has miles of interconnecting freshwater lakes and channels with abundant fish and wildlife, sandy beach, fishing, hiking, boating, swimming pool (accessed through the clubhouse), locker rooms, amenity center, playground, dog park, courts for basketball & volleyball, planned activities, and electric golf carts are allowed! Association fees are tiered depending on annual occupancy and include water, sewer, garbage, security, clubhouse, common insurance, and exterior maintenance. Buyers' responsibility to verify all HOA rules and community information.

Last Listed By

Jerrick Longest

@properties Christie's International Real Estate License #475154125 Listed on: 10/19/2022

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,713

Year Built

  • Built in 2009

Lot Details

  • 4,792 Sq Ft Lot
  • Lot Dimensions are 45x105.54x47.43x90
  • Property fronts a channel
  • Lake Front
  • Landscaped Professionally
  • Paved or Partially Paved Lot

HOA Fees

  • $142 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Heated Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Earth Berm
  • Cabin
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,000 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Ceiling Fan
  • Gas Log Fireplace
  • Blinds
  • Living Room with Fireplace
  • Breakfast Room
  • Combination Kitchen and Dining Room
  • Recreation Room
  • Water Views
  • Storm Screens

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Heated Floors

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Sump Pump
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom
  • Basement Storage

Outdoor Features

  • Access To Lake
  • Tideland Water Rights
  • Boat Slip
  • Docks
  • Balcony
  • Deck
  • Patio
  • Shed

Location

  • Property is near a park

Schools

  • Reed-Custer Primary Elementary School
  • Reed-Custer Middle School
  • Reed-Custer High School

Utilities

  • Central Air
  • Radiant Heating System
  • Heating System Uses Propane
  • 200+ Amp Service

Community Details

Overview

  • Association fees include water, security, clubhouse, pool, snow removal, lake rights
  • Oor Association, Phone Number (815) 458-3647
  • Shadow Lakes Subdivision
  • Property managed by Shadow Lakes
  • Community Lake

Recreation

  • Boat Dock
  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,713

Year Built

Built in 2009

Lot Details

0

HOA Fees

$142 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories,Hillside
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Cabin
  • New Construction: No
  • Property Sub-Type: 2 Stories,Hillside
  • Subdivision Name: Shadow Lakes
  • Year Built: 2009
  • Age: 11-15 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Full, Walkout
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 2
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Bar-Wet, Hardwood Floors, Heated Floors, First Floor Full Bath, Walk-In Closet(s), Drapes/Blinds, Granite Counters
  • LivingArea: 2000
  • Other Equipment: Ceiling Fan(s), Sump Pump
  • Room Type: Balcony/Porch/Lanai, Breakfast Room, Recreation Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished,Exterior Access,Rec/Family Area,Storage Space
  • Bathroom Amenities: Separate Shower
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 0
  • Basement Sq Ft: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0

Exterior Features

  • ExteriorFeatures: Deck, Patio, Boat Slip, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 289900
  • Lot Features: Channel Front, Lake Front, Landscaped, Water Rights, Water View, Dock, Lake Access
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Cedar,Stone

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Driveway
  • ParkingTotal: 4
  • Number of Cars: 5
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Heated
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Propane, Radiant
  • Laundry Features: Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1700
  • Association Fee Frequency: Annually
  • Community Features: Clubhouse, Park, Pool, Lake, Dock, Water Rights, Gated, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Shadow Lakes
  • Management Contact Name: OOR
  • Management Phone: 815-458-3647
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Water, Security, Clubhouse, Pool, Snow Removal, Lake Rights

Schools

  • Elementary School: Reed-Custer Primary School
  • High School: Reed-Custer High School
  • Middle/Junior School: Reed-Custer Middle School
  • Middle/Junior School District: 255U

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.11
  • Lot Dimensions: 45X105.54X47.43X90
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 3713
  • Tax Year: 2021

MLS Schools

  • Other Public Sch Dist: 255U
  • Othr Public Sch: Reed-Custer Intermediate School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 19, 2022
Closed on
Dec 9, 2022
Sold by
Valencia David
Bought by
Schmitt David and Black Lauren L
Seller's Agent
Jerrick Longest
@properties Christie's International Real Estate
Buyer's Agent
Lori Bonarek
Lori Bonarek Realty
List Price
$289,900
Sold Price
$269,500
Premium/Discount to List
-$20,400
-7.04%
Total Days on Market
12
Views
27
Current Estimated Value
$308,757

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$39,257
Avg. Annual Appreciation
5.97%
Original Mortgage
$229,075
Outstanding Balance
$223,518
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
$86,408

Purchase Details

Listed on
Sep 24, 2021
Closed on
Nov 19, 2021
Sold by
Urquiza James J
Bought by
Valencia David
Seller's Agent
Jill Breneman
Hexagon Real Estate
Buyer's Agent
Hillary Bohac
Olive Branch Realty
List Price
$259,000
Sold Price
$255,000
Premium/Discount to List
-$4,000
-1.54%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.41%
Original Mortgage
$250,381
Interest Rate
2.75%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 2, 2006
Sold by
Urquiza Rose P
Bought by
Urquiza Rose P and Rose P Urquiza Trust

Purchase Details

Closed on
Oct 24, 2006
Sold by
Urquiza Rose P and Rose P Urquiza Trust
Bought by
Urquiza James J

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Schmitt David $269,500 --
Valencia David $255,000 Fidelity National Title Ins
Urquiza Rose P -- None Available
Urquiza Rose P -- None Available
Urquiza James J -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Schmitt David $229,075
Previous Owner Valencia David $250,381
Previous Owner Urquiza James J $146,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/09/2022 12/09/22 Sold $269,500 -7.0% $135 / Sq Ft
11/01/2022 11/01/22 Pending -- -- --
10/19/2022 10/19/22 For Sale $289,900 +13.7% $145 / Sq Ft
11/19/2021 11/19/21 Sold $255,000 -1.5% $128 / Sq Ft
10/06/2021 10/06/21 Pending -- -- --
09/24/2021 09/24/21 For Sale $259,000 -- $130 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $4,155 $68,049 $13,475 $54,574
2022 $3,841 $61,751 $12,228 $49,523
2021 $3,713 $58,939 $11,671 $47,268
2020 $3,512 $55,840 $11,057 $44,783
2019 $3,305 $52,729 $10,441 $42,288
2018 $3,172 $50,458 $9,991 $40,467
2017 $3,109 $49,469 $9,795 $39,674
2016 $3,024 $47,842 $9,473 $38,369
2015 $2,912 $46,606 $9,228 $37,378
2014 $2,912 $46,606 $9,228 $37,378
2013 $2,912 $49,845 $9,869 $39,976
Source: Public Records

Agents Affiliated with this Home

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Source: Midwest Real Estate Data (MRED)

MLS Number: 11655771

Midwest Real Estate Data (MRED)

APN: 24-04-130-009