$1,450,000
$125K PRICE DROP

Estimated payment $11,257/month

Total Views 5,299
3 Beds
3 Baths
2,256 Sq Ft
$643 Price per Sq Ft

Highlights

  • Marina
  • Private Beach
  • Fitness Center
  • Beach Access
  • Property Fronts a Bay or Harbor
  • Tennis Courts

About This Home

Discover the serenity of Cottage #143 on Useppa Island, where breathtaking views endlessly unfold. This remarkable three-bedroom, three-bath home graces the northwestern waterfront of Useppa Island, offering an ideal vantage point for captivating sunsets over the Intracoastal Waterway. Delight in daily aquatic spectacles performed by schooling mullet and wading birds. Step inside to find a spacious haven for entertaining, where the expansive kitchen and living area seamlessly merge. A grand wall of sliding doors open to vistas of water, creating a seamless connection between indoors and outdoors. Upstairs, you will find an ideally sized bedroom and bath with never-ending water views. Embrace the allure of waterfront living as you and your guests are drawn outdoors to the inviting porches and decks, accessible from every corner of this charming cottage. Ideal for the active island family, this two-story retreat on a private island has been thoughtfully updated. Life on the water has never been more inviting.

Listing Agent

Victoria Dellanos

Premier Sotheby's Int'l Realty Listed on: 12/24/2025

Premier Sotheby's Int'l Realty

Co-Listing Agent

Reef Dellanos

Premier Sotheby's Int'l Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $22,722

Year Built

  • Built in 1978

Lot Details

  • 9,017 Sq Ft Lot
  • 62 Ft Wide Lot
  • Property Fronts a Bay or Harbor
  • Private Beach
  • Irregular Lot
  • Property is zoned RM-2

HOA Fees

  • $1,622 Monthly HOA Fees

Property Views

  • Bay
  • Mangrove

Home Design

  • Florida Architecture
  • Pillar, Post or Pier Foundation
  • Wood Frame Construction
  • Built-Up Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Furnished
  • Fireplace
  • French Doors
  • Family or Dining Combination
  • Library

Kitchen

  • Electric Cooktop
  • Grill
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Wine Cooler
  • Kitchen Island
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • In-Law or Guest Suite
  • 3 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Parking

  • Unpaved Driveway
  • Golf Cart Parking

Outdoor Features

  • Beach Access
  • Water access To Gulf or Ocean
  • Fishing Pier
  • Mangrove Front
  • Tennis Courts
  • Balcony
  • Deck
  • Patio
  • Outdoor Fireplace
  • Lanai
  • Porch

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Internet Available
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 09-44-21-01-00001.0430
  • Tax Block 1

Community Details

Overview

  • Private Membership Available
  • Useppa Island Subdivision
  • Mandatory home owners association

Amenities

  • Restaurant

Recreation

  • Marina
  • Tennis Courts
  • Bocce Ball Court
  • Fitness Center
  • Community Pool
  • Community Spa
  • Fishing
  • Fish Cleaning Station
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$22,722

Year Built

Built in 1978

Lot Details

9,017 Sq Ft Lot

HOA Fees

$1,622 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1978
  • Property Sub Type: Single Family Residence
  • Community Features: Pool, Fitness Center, Fishing, Restaurant, Street Lights, Tennis Court(s)
  • Frontage: Bay/Harbor
  • Horses: No
  • Lot Features: Irregular Lot
  • Park Name: USEPPA ISLAND
  • Is Senior Community?: No
  • Spa Features: Community
  • Has View?: Yes
  • Association Amenities: Beach - Private, Beach Access, Bike And Jog Path, Bocce Court, Pool, Spa/Hot Tub, Fitness Center, Fish Cleaning Station, Fishing Pier, Internet Access, Library, Marina, Private Membership, Restaurant, Streetlight, Tennis Court(s), Underground Utility
  • Association Fees: 19464
  • Has H O A?: Yes
  • Co List Office Mls Id: PREM01
  • Co List Office Phone: 239-261-6161
  • Co List Office Mls Id: PREM01
  • Standard Status: Active
  • Subdivision Name: USEPPA ISLAND
  • Architectural Style: Two Story, Florida, Single Family
  • Has Fireplace?: Yes
  • Unit Levels: 2
  • Is New Construction?: No
  • Structure Type: House
  • Elevator: None
  • Boat Access: None
  • LastChangeTimestamp: 2026-05-08T13:51:16.713Z
  • Community Type: Boating, Tennis
  • BridgeModificationTimestamp: 2026-05-08T13:53:42.101Z
  • ListAgent_MUI: 37327316
  • CDOM: 135
  • Gulf Access Type: No Bridge(s)/Water Direct
  • Building Desc: 2 Story, Florida
  • Equipment: Cooktop - Electric, Dishwasher, Disposal, Dryer, Freezer, Grill - Gas, Microwave, Refrigerator, Refrigerator/Icemaker, Satellite Dish, Washer, Washer/Dryer Hookup, Wine Cooler
  • CoListAgent_MUI: 46095475
  • DOM: 135
  • Additional Rooms: Balcony, Family Room, Guest Bath, Guest Room, Laundry in Residence, Open Porch/Lanai
  • NABOR_ListPrice: 1450000
  • Special Features: None

Interior Features

  • Flooring: Laminate, Wood
  • Interior Amenities: Built-In Cabinets, Fireplace, French Doors
  • Private Spa: No
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Freezer, Grill - Gas, Microwave, Refrigerator, Refrigerator/Icemaker, Washer, Wine Cooler
  • Other Equipment: Satellite Dish
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Fireplace Features: Outside
  • Total Bedrooms: 5
  • Stories: 2
  • Room Bedroom Features: Master BR Ground
  • Room Dining Room Features: Dining - Family
  • Kitchen Description: Island

Exterior Features

  • Roof: Built-Up
  • View: Bay, Mangroves, Water
  • Exterior Features: Balcony, Open Porch/Lanai
  • Pool Features: Community
  • Has Private Pool?: No
  • Waterfront Features: Bay, Mangrove
  • Construction Type: Wood Frame, Vinyl Siding
  • Foundation Details: Pillar/Post/Pier
  • Other Structures: Tennis Court(s)
  • Patio And Porch Features: Deck, Patio

Garage/Parking

  • Has Attached Garage?: No
  • Has Carport?: No
  • Has Attached Garage?: No
  • Parking Features: Driveway Unpaved, Golf Cart

Utilities

  • Cooling: Central Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Laundry Features: Washer/Dryer Hookup, Laundry in Residence
  • Heating: Central Electric
  • Water Source: Central

Condo/Co-op/Association

  • Pets Allowed: With Approval

Lot Info

  • Waterfront: Yes
  • Parcel Number: 09-44-21-01-00001.0430
  • Lot Size Sq Ft: 9017
  • Land Lease Expiration Date: 2026-06-24
  • Additional Parcels: No
  • Zoning: RM-2

Rental Info

  • Lease Term: Buyer Finance/Cash

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 22722.37
  • Tax Block: 1

Multi Family

  • Number Of Units Furnished: Furnished
  • Number Of Units Total: 1

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $16,545 $1,062,965 $335,711 $727,254
2024 $22,722 $1,501,392 $732,833 $746,128
2023 $22,722 $1,428,248 $612,395 $809,369
2022 $19,916 $1,298,426 $576,000 $722,426
2021 $11,532 $798,987 $576,000 $222,987
2020 $14,476 $977,061 $576,000 $401,061
2019 $15,062 $1,027,938 $576,000 $451,938
2018 $13,619 $901,183 $576,000 $325,183
2017 $15,327 $981,930 $576,000 $405,930
2016 $15,551 $1,002,883 $576,000 $426,883
2015 $15,510 $1,030,211 $576,000 $454,211
2014 -- $858,514 $576,000 $282,514
2013 -- $725,083 $537,900 $187,183
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/08/2026 05/08/26 Price Changed $1,450,000 -4.9% $643 / Sq Ft
05/04/2026 05/04/26 Price Changed $1,525,000 -3.2% $676 / Sq Ft
12/24/2025 12/24/25 For Sale $1,575,000 +67.6% $698 / Sq Ft
04/30/2021 04/30/21 Sold $940,000 -18.3% $417 / Sq Ft View Prior Sale
03/31/2021 03/31/21 Pending -- -- --
08/15/2020 08/15/20 For Sale $1,150,000 -- $510 / Sq Ft
Source: Naples Area Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $940,000 Etitle Agency Inc
Quit Claim Deed -- None Available
Special Warranty Deed $995,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $696,500 Unknown
Source: Public Records

Source: Naples Area Board of REALTORS®

MLS Number: 225084484

Naples Area Board of REALTORS®

APN: 09-44-21-01-00001.0430

Your Personal Tour Guide

Ask me questions while you tour the home.