Pamela Cunningham
Gambino Realtors
(815) 420-4766
95 Total Sales
2 in Lake Summerset
$12,000 Price Range
1435 Pier Dr Davis, IL 61019
Lake Summerset NeighborhoodEstimated Value: $577,000 - $615,000
4
Beds
3
Baths
2,400
Sq Ft
$248/Sq Ft
Est. Value
Highlights
- Docks
- Boat Lift
- Lake View
- Durand Elementary School Rated A-
- Gated Community
- Waterfront
About This Home
As of October 2025Designed for entertaining and relaxation, this stunning 2,400 sq ft 4 bedroom, 3 bath lakefront home in the gated Lake Summerset community offers the ultimate in lake living! The main floor boasts open-concept living with soaring vaulted ceilings, knotty pine accents, a striking stacked stone feature wall, and a wall of windows with sliders leading to a wraparound composite deck with vinyl railings—perfect for soaking in lake views and sunsets. The charming kitchen features whitewashed cabinetry, glass display cabinets, pendant lighting, and two breakfast bars. A main-floor bedroom and full bath with a granite-topped double vanity + main floor laundry for your convenience. Upstairs, you'll find three additional bedrooms and a second full bath. The walkout lower level includes a spacious family room with wet bar, recessed lighting, a stacked stone accent wall and an updated third full bath. Sliders out to an enclosed porch and patio area that opens to an oversized yard sloping gently to the water where there are two private boat docks and a flagstone/stacked stone patio, right on the water’s edge. Enjoy access to the community lodge and beach just a short walk away along with all of the other amenities that the lake has to offer! Can be sold turnkey
Last Agent to Sell the Property
Keller Williams Realty Signature License #475111842 Listed on: 08/04/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $14,124
Year Built
- Built in 1979
Lot Details
- 17,424 Sq Ft Lot
- Waterfront
HOA Fees
- $92 Monthly HOA Fees
Home Design
- House
- Brick or Stone Mason
- Shingle Roof
- Vinyl Siding
- Siding
Interior Spaces
- 2-Story Property
- Wet Bar
- Wood Ceilings
- Vaulted Ceiling
- Recessed Lighting
- Pendant Lighting
- Wood Burning Fireplace
- Window Treatments
- Great Room
- Lake Views
Kitchen
- Electric Range
- Stove
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Laundry
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Parking
- 2.5 Car Garage
- Garage Door Opener
- Driveway
Outdoor Features
- Boat Lift
- Docks
- Deck
- Enclosed Patio or Porch
Schools
- Durand Elementary School
- Durand Jr High Middle School
- Durand High School
Utilities
- Forced Air Heating and Cooling System
- Electric Water Heater
- Water Softener
Community Details
Overview
- Association fees include pool access, clubhouse
- The community has rules related to covenants
Security
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 4, 2025
Closed on
Oct 15, 2025
Sold by
Bought by
Seller's Agent
Allison Hawkins
Keller Williams Realty Signature
Buyer's Agent
NON-NWIAR Member
NorthWest Illinois Alliance of REALTORS®
List Price
$579,900
Sold Price
$570,000
Premium/Discount to List
-$9,900
-1.71%
Views
44
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$25,577
Avg. Annual Appreciation
5.36%
Purchase Details
Listed on
Mar 25, 2023
Closed on
May 22, 2023
Sold by
Bought by
Seller's Agent
Don Morgan
Morgan Realty, Inc.
Buyer's Agent
Non Member
NON MEMBER
List Price
$599,900
Sold Price
$555,000
Premium/Discount to List
-$44,900
-7.48%
Views
74
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.11%
Original Mortgage
$472,120
Interest Rate
7.25%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 1, 2021
Sold by
Bought by
Purchase Details
Closed on
Aug 31, 2004
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Lake Summerset, IL
-
Pamela Cunningham
-
Greg Raymond
Greg Raymond
Realty Select, LLC
(815) 908-5507
76 Total Sales
7 in Lake Summerset
$9K - $415K Price Range
-
Kimberly Taylor
Kimberly Taylor
NextHome First Class
(815) 908-5519
799 Total Sales
1 in Lake Summerset
$312,000 Price
-
Ivonne Payes
Ivonne Payes
Payes Real Estate Group
(224) 206-0617
237 Total Sales
1 in Lake Summerset
$207,500 Price
-
Brad Marinelli
Brad Marinelli
DICKERSON & NIEMAN
(815) 706-3478
61 Total Sales
1 in Lake Summerset
$2,500 Price
-
Jane Boeckelmann
Jane Boeckelmann
Suburban Life Realty, Ltd
(708) 554-4875
77 Total Sales
1 in Lake Summerset
$270,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $570,000 | None Listed On Document | ||
| $555,000 | Security First Title | ||
| -- | Outside Legal Counsel Ltd | ||
| $302,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Closed | $472,120 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/17/2025 10/17/25 | Sold | $570,000 | -1.7% | $238 / Sq Ft | |
| 09/17/2025 09/17/25 | Pending | -- | -- | -- | |
| 08/04/2025 08/04/25 | For Sale | $579,900 | +4.5% | $242 / Sq Ft | |
| 05/22/2023 05/22/23 | Sold | $555,000 | 0.0% | $238 / Sq Ft | View Prior Sale |
| 05/22/2023 05/22/23 | Sold | $555,000 | -7.5% | $238 / Sq Ft | View Prior Sale |
| 03/31/2023 03/31/23 | Pending | -- | -- | -- | |
| 03/31/2023 03/31/23 | Pending | -- | -- | -- | |
| 03/25/2023 03/25/23 | For Sale | $599,900 | 0.0% | $258 / Sq Ft | |
| 02/25/2023 02/25/23 | For Sale | $599,900 | -- | $258 / Sq Ft |
Source: NorthWest Illinois Alliance of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $13,420 | $199,314 | $32,492 | $166,822 |
| 2024 | $14,125 | $194,500 | $29,343 | $165,157 |
| 2022 | $7,605 | $93,263 | $22,436 | $70,827 |
| 2021 | $7,893 | $85,877 | $20,659 | $65,218 |
| 2020 | $7,868 | $82,630 | $19,878 | $62,752 |
| 2019 | $7,767 | $80,536 | $19,374 | $61,162 |
| 2018 | $7,882 | $77,312 | $18,598 | $58,714 |
| 2017 | $7,935 | $75,796 | $18,233 | $57,563 |
| 2016 | $7,772 | $75,796 | $18,233 | $57,563 |
| 2015 | $7,779 | $75,796 | $18,233 | $57,563 |
| 2014 | $7,724 | $75,796 | $18,233 | $57,563 |
Source: Public Records
Agents Affiliated with this Home
-
Allison Hawkins
Seller's Agent in 2025
Allison Hawkins
Keller Williams Realty Signature
(815) 543-4663
2 in this area
294 Total Sales
-
NON-NWIAR Member
N
Buyer's Agent in 2025
NON-NWIAR Member
NorthWest Illinois Alliance of REALTORS®
-
D
Seller's Agent in 2023
Don Morgan
Morgan Realty, Inc.
-
N
Buyer's Agent in 2023
Non Member
NON MEMBER
-
Patricia Tynan
Buyer's Agent in 2023
Patricia Tynan
Best Realty
(815) 543-2297
62 in this area
120 Total Sales
Map
Source: NorthWest Illinois Alliance of REALTORS®
MLS Number: 202504604
APN: 05-06-327-011
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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