$695,000
UNDER CONTRACT

1438 Ridgeway E Arnold, MD 21012

Estimated payment $4,110/month

Total Views 5,667
3 Beds
3 Baths
1,947 Sq Ft
$357 Price per Sq Ft

Highlights

  • Home fronts navigable water
  • Water Access
  • 0.35 Acre Lot
  • Arnold Elementary School Rated 10
  • Scenic Views
  • Corner Lot

About This Home

The Sellers have established a deadline for offers of Sunday, April 12th at 5pm. Step into the waterfront lifestyle in water privileged Pines on the Severn! Nestled on a large corner lot in the lower Pines, this appealing cottage enjoys beautiful, professionally landscaped grounds and hardscaping. Major exterior renovations in 2022 include crisp Ascend siding, all new windows, French doors and gutters. The original wood floors throughout the majority of the home are priceless. The kitchen was tastefully renovated in 2022 with quartz countertops, white cabinetry, appliances and grey slate floors. Relax in the living room in front of a gracious stacked stone fireplace, which opens to the dining area featuring a wall of windows providing abundant natural light. (winter water glimpses) Two bedrooms on the main floor with ensuite baths and a walk in closet. The lower level is a fully equipped suite with living room, bedroom, bath, kitchen, walk-in closet and sunroom. There are French doors that open to a stone patio that is one of several attractive outdoor entertaining spaces. There is also an office and a tiled laundry room in the lower level. The backyard overlooks the ravine and green space and has an additional brick structure for outdoor relaxation and cooking. The front of the home faces the Pines park and is enclosed by a brick wall affording privacy. Enjoy community living at its finest with all the wonderful Pines amenities including a sandy beach with covered picnic area, boat ramp, community assigned boat slips and moorings, canoe and kayak storage, playground, ball fields, BB, tennis and pickleball courts, Community pool (separate membership) and proximity to the B&A Trail for walking, jogging, biking enthusiasts. Minutes to downtown Annapolis and easy access to Route 50 and major routes. Broadneck Schools.

Listing Agent

Jan Flaherty

(410) 280-5600 jflaherty@ttrsir.com TTR Sotheby's International Realty Brokerage Phone: 4102805600 License #585166 Listed on: 04/08/2026

TTR Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,107

Year Built

  • Built in 1940

Lot Details

  • 15,150 Sq Ft Lot
  • Home fronts navigable water
  • Creek or Stream
  • Corner Lot
  • Property is in very good condition
  • Property is zoned R2

Property Views

  • Scenic Vista
  • Woods

Home Design

  • Cottage
  • Block Foundation
  • Composite Building Materials

Interior Spaces

  • Property has 2 Levels
  • Fireplace With Glass Doors
  • Includes Fireplace Accessories
  • Stone Fireplace
  • Fireplace Mantel

Kitchen

  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Improved Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway
  • Rear Basement Entry
  • Natural lighting in basement

Parking

  • 3 Parking Spaces
  • 3 Driveway Spaces
  • Off-Street Parking

Outdoor Features

  • Water Access

Schools

  • Arnold Elementary School
  • Severn River Middle School
  • Broadneck High School

Utilities

  • Central Air
  • Radiator
  • Heating System Uses Oil
  • Vented Exhaust Fan
  • Natural Gas Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 700
  • Assessor Parcel Number 020365600354250

Community Details

Overview

  • No Home Owners Association
  • Pines On The Severn Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,107

Year Built

Built in 1940

Lot Details

0.35 Acres

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 4/9/2026 12:00:00 AM
  • Year Built: 1940
  • Automatically Close On Close Date: No
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Icemaker, Refrigerator, Stove, Washer, Water Heater
  • Fireplace Features: Stone, Mantel(s), Fireplace - Glass Doors, Equipment
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Full, Heated, Improved, Outside Entrance, Rear Entrance, Walkout Level
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2694
  • Living Area Sq Ft: 1947
  • Price Per Sq Ft: 515.96
  • Above Grade Finished Sq Ft: 1347
  • Below Grade Finished Sq Ft: 600
  • Below Grade Sq Ft: 747
  • Total Below Grade Sq Ft: 1347
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Composition
  • View: Scenic Vista, Trees/Woods
  • Water Access: Yes
  • Water Body Name: Chase Creek/Severn River
  • Water Body Type: Creek/Stream
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Oil
  • Heating Type: Radiator
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: On Site Septic
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: ARNOLD
  • High School: BROADNECK
  • Middle Or Junior School: SEVERN RIVER

Lot Info

  • Lot Size Acres: 0.35
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 15150.00
  • Property Condition: Very Good
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5107.00
  • Assessor Parcel Number: 020365600354250
  • Tax Lot: 700
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,322 $429,833 -- --
2024 $5,322 $403,600 $294,000 $109,600
2023 $5,048 $393,533 $0 $0
2022 $4,007 $383,467 $0 $0
2020 $4,403 $373,400 $273,400 $100,000
2019 $8,684 $373,400 $273,400 $100,000
2018 $4,194 $413,600 $299,000 $114,600
2017 $4,331 $410,300 $0 $0
2016 -- $407,000 $0 $0
2015 -- $403,700 $0 $0
2014 -- $403,700 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/08/2026 04/08/26 For Sale $695,000 -- $357 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $375,000 --
Deed $375,000 --
Deed $89,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $75,000 No Value Available
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDAA2140456

Bright MLS

APN: 03-656-00354250

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