$409,900
$19K PRICE DROP

Estimated payment $2,473/month

Total Views 4,366
4 Beds
3 Baths
2,492 Sq Ft
$164 Price per Sq Ft

Highlights

  • Fishing Pier
  • Oak Trees
  • Ranch Style House
  • Boat Ramp
  • Heated In Ground Pool
  • 5-minute walk to Lake Summit Park

About This Home

Wow! Another huge price improvement!! Beautifully updated 4BR/3BA pool home with TWO master suites, NO HOA, and just steps from Chain of Lakes access! This modern, move-in-ready home features luxury vinyl plank flooring, a spacious great room overlooking the private backyard oasis, and a fully remodeled chef’s kitchen with custom soft-close cabinetry, quartz counters, stainless appliances, and a Ruvati workstation sink. The oversized primary suite offers a tray ceiling, walk-in closet, soaking tub, double vanity, and a large tiled shower. A second master/in-law suite creates ideal flexibility for guests or multi-generational living. Enjoy outdoor living on the 33’ screened lanai and the heated 30x15 in-ground pool surrounded by a fully fenced yard and a powered SmithBuilt workshop/shed. Recent updates include: roof (2019), replumbing (2019), AC handler (2019), kitchen remodel (2021), flooring (2021), pool heater (2022), variable-speed pool pump (2024), irrigation (2024), and guest bath remodel (2025). Located less than a 2-minute walk to the Lake Summit boat ramp with full access to the Winter Haven Chain of Lakes—perfect for boating, skiing, and fishing. Close to Legoland, shopping, dining, medical facilities, and convenient to both Tampa and Orlando. Stunning home in a highly desirable SE Winter Haven neighborhood with no HOA and endless possibilities! Seller may offer concessions with acceptable offer!

Listing Agent

Christina Loesch

KELLER WILLIAMS REALTY SMART 1 Brokerage Phone: 863-508-3000 License #3535511 Listed on: 04/10/2026

KELLER WILLIAMS REALTY SMART 1

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,785

Year Built

  • Built in 1963

Lot Details

  • 10,920 Sq Ft Lot
  • Southwest Facing Home
  • Wood Fence
  • Mature Landscaping
  • Irrigation Equipment
  • Oak Trees
  • Bamboo Trees
  • Garden

Home Design

  • Ranch Style House
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 2,492 Sq Ft Home
  • Crown Molding
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Skylights
  • Blinds
  • Drapes & Rods
  • Family Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Inside Utility
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops

Flooring

  • Concrete
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • Parking Pad
  • On-Street Parking

Pool

  • Heated In Ground Pool
  • Gunite Pool

Outdoor Features

  • Fishing Pier
  • Access To Lake
  • Access To Chain Of Lakes
  • Property is near a marina
  • Water Skiing Allowed
  • Boat Ramp
  • Enclosed Patio or Porch
  • Separate Outdoor Workshop
  • Shed
  • Rain Gutters
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • Septic Tank
  • Fiber Optics Available
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Eloise Woods Lake Roy Unit Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,785

Year Built

Built in 1963

Lot Details

0.25 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Construction Materials: Block, Stucco, Vinyl Siding
  • Fireplace: No
  • Living Area: 2492
  • Lot Size Acres: 0.25
  • New Construction: No
  • Year Built: 1963
  • Building Area Total: 2492
  • Lot Size Sq Ft: 10920
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 231.51
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: N Magnolia Ave
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 164.49
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 863-508-3000
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Crown Molding, High Ceilings, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Window Features: Skylight(s), Blinds, Drapes, Rods, Window Treatments
  • Additional Rooms: Attic,Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility
  • Living Area Meters: 231.51

Exterior Features

  • Direction Faces: Southwest
  • Other Structures: Shed(s), Workshop
  • Pool Features: Gunite, Heated, In Ground
  • Exterior Features: Garden, Private Mailbox, Rain Gutters, Storage
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: Yes
  • Water Body Name: LAKE SUMMIT
  • Waterfront: No
  • Patio and Porch Features: Covered, Enclosed, Patio, Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Lake,Lake - Chain of Lakes
  • Water Extras: Boat Ramp - Private,Fishing Pier,Skiing Allowed
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12105C0530G

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No
  • Parking Features: On Street, Parking Pad

Utilities

  • Utilities: Cable Available, Cable Connected, Electricity Connected, Fiber Optics, Phone Available, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R-1
  • Parcel Number: 26-28-34-660000-002630
  • Additional Parcels: No
  • Fencing: Wood
  • Lot Features: Landscaped, Near Marina, Paved
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3785
  • Tax Book Number: 14-19
  • Tax Lot: 263

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,775 $266,962 $41,498 $225,464
2024 $3,851 $274,282 $41,498 $232,784
2023 $3,851 $286,554 $40,406 $246,148
2022 $3,944 $252,862 $33,854 $219,008
2021 $2,141 $156,439 $0 $0
2020 $2,104 $154,279 $0 $0
2018 $1,085 $84,726 $0 $0
2017 $1,063 $82,983 $0 $0
2016 $1,010 $81,276 $0 $0
2015 $659 $80,711 $0 $0
2014 $950 $80,070 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/28/2026 04/28/26 Price Changed $409,900 -2.4% $164 / Sq Ft
04/24/2026 04/24/26 Price Changed $420,000 -2.1% $169 / Sq Ft
04/10/2026 04/10/26 For Sale $429,000 +22.6% $172 / Sq Ft
11/18/2021 11/18/21 Sold $349,900 0.0% $163 / Sq Ft View Prior Sale
10/16/2021 10/16/21 Pending -- -- --
10/08/2021 10/08/21 For Sale $349,900 +125.7% $163 / Sq Ft
06/28/2018 06/28/18 Sold $155,000 -9.9% $72 / Sq Ft View Prior Sale
06/02/2018 06/02/18 Pending -- -- --
05/29/2018 05/29/18 Price Changed $172,000 -3.4% $80 / Sq Ft
05/25/2018 05/25/18 Price Changed $178,000 -2.7% $83 / Sq Ft
05/18/2018 05/18/18 For Sale $183,000 -- $85 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $349,900 Equity Title Llc
Warranty Deed $155,000 Sunbelt Title Agency
Warranty Deed $29,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $320,420 FHA
Previous Owner $135,000 No Value Available
Previous Owner $60,500 New Conventional
Previous Owner $15,125 Credit Line Revolving
Source: Public Records

Source: Stellar MLS

MLS Number: O6397768

Stellar MLS

APN: 26-28-34-660000-002630

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