$195,000
SOLD DEC 11, 2025

144 N Virginia St Waterloo, NY 13165

Waterloo Area
4 Beds
1.5 Baths
2,472 Sq Ft
9,583 Sq Ft Lot

Sale Details

Date Sold: December 11, 2025

$79 Per Sq Ft

4% Above List Price

91 Days on Market

Highlights

  • Deck
  • Separate Formal Living Room
  • Formal Dining Room
  • Wood Flooring
  • Covered Patio or Porch
  • 1 Car Detached Garage

About This Home

As of December 2025

THIS CHARMING TWO-STORY HOME SITS ON NEARLY A QUARTER ACRE AND IS FULL OF CHARACTER. BEAUTIFUL HARDWOOD FLOORS FLOW THROUGHOUT THE MAIN LEVEL, BEGINNING WITH A WELCOMING FRONT FOYER THAT OPENS INTO A BRIGHT AND SPACIOUS LIVING ROOM. A GENEROUS FORMAL DINING ROOM CONNECTS SEAMLESSLY TO A FUNCTIONAL EAT-IN KITCHEN WITH CERAMIC FLOORING, WHICH THEN STEPS DOWN INTO A HUGE GREAT ROOM FEATURING A WOOD-BURNING FIREPLACE SET IN A STRIKING BRICK WALL AND GLASS SLIDING DOORS THAT OPEN TO A COMPOSITE BACKYARD DECK. AN ADDED BONUS IS THE SUNROOM ON THE SOUTH SIDE OF THE HOUSE, LOCATED JUST OFF THE DINING ROOM, WITH WINDOWS ALL AROUND, A CEILING FAN, SKYLIGHT, AND ITS OWN DOOR LEADING TO THE BACKYARD. UPSTAIRS, THE HARDWOOD FLOORS CONTINUE IN GREAT CONDITION, LEADING TO FOUR BEDROOMS. ONE BEDROOM IS EXCEPTIONALLY LARGE, AS IT WAS DESIGNED AS AN ADDITION ABOVE THE GREAT ROOM BELOW, OFFERING DUAL WALL CLOSETS AND COZY CARPETING. A FULL BATH WITH TUB COMPLETES THE SECOND FLOOR. THE HOME IS UPDATED WITH ALL VINYL WINDOWS THROUGHOUT. THE FULL BASEMENT PROVIDES PLENTY OF STORAGE SPACE, ALONG WITH A HALF-OPEN BATH, AN OFFICE AREA, AND A WORKBENCH FOR PROJECTS. THE DEEP DRIVEWAY LEADS TO A ONE-CAR GARAGE, WHILE THE SPACIOUS BACKYARD BACKS TO WOODS FOR EXTRA PRIVACY. SOME UPDATING IS NEEDED, BUT WITH ITS SPACE, LAYOUT, AND LOCATION THIS HOME HAS SO MUCH POTENTIAL. IDEALLY LOCATED, IT IS WITHIN WALKING DISTANCE TO SCHOOLS, BANKS, THE SCENIC DOWNTOWN AND CANAL, AND JUST MINUTES TO THE NYS THRUWAY AND LAGO CASINO & RESORT.

Last Agent to Sell the Property

Belinda Fratto

Listing by Howard Hanna Brokerage Phone: 315-521-7413 License #30FR0894907 Listed on: 09/08/2025

Howard Hanna

Last Buyer's Agent

Jeffrey Zalewski

Listing by Coldwell Banker Finger Lakes License #10401392722

Coldwell Banker Finger Lakes
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,061

Year Built

  • Built in 1927

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 50x200
  • Rectangular Lot

Parking

  • 1 Car Detached Garage
  • Parking Storage or Cabinetry
  • Gravel Driveway

Home Design

  • Block Foundation
  • Stone Foundation
  • Vinyl Siding
  • Copper Plumbing

Interior Spaces

  • 2,472 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Ceiling Fan
  • Fireplace
  • Entrance Foyer
  • Family Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Eat-In Kitchen

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Laundry in Basement

Outdoor Features

  • Deck
  • Covered Patio or Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Gas Water Heater
  • High Speed Internet

Listing and Financial Details

  • Tax Lot 36
  • Assessor Parcel Number 453801-005-000-0001-036-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,061

Year Built

Built in 1927

Lot Details

9,583 Sq Ft Lot

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1927
  • Attribution Contact: 315-521-7413
  • ResoLaundryFeatures: In Basement
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Directions: Starting from Main Street in downtown Waterloo, take left to go north on Virginis Street, travel to nearly the end of the street. House sits proudly on the right side of the street.
  • Architectural Style: Two Story
  • Flooring: Carpet, Ceramic Tile, Hardwood, Varies
  • Garage Yn: Yes
  • Interior Features: Ceiling Fan(s), Separate/Formal Dining Room, Entrance Foyer, Eat-in Kitchen, Separate/Formal Living Room, Natural Woodwork
  • Unit Levels: Two
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • Special Features: None

Interior Features

  • Appliances: Dryer, Gas Water Heater, Refrigerator, Washer
  • Basement: Full, Sump Pump
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.22
  • Waterfront: No
  • Construction Type: Vinyl Siding, Copper Plumbing
  • Exterior Features: Deck, Gravel Driveway
  • Foundation Details: Block, Stone
  • Patio And Porch Features: Covered, Deck, Porch

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Detached, Garage, Storage

Utilities

  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Waterloo

Lot Info

  • Parcel Number: 453801-005-000-0001-036-000-0000
  • Lot Dimensions: 50X200
  • Lot Size Sq Ft: 9583.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5061.0
  • Tax Lot: 36

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Waterloo, NY

See All Agents

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
12/11/2025 12/11/25 Sold $195,000 +3.7% $79 / Sq Ft
12/08/2025 12/08/25 Pending -- -- --
12/05/2025 12/05/25 For Sale $188,000 0.0% $76 / Sq Ft
10/04/2025 10/04/25 Pending -- -- --
09/27/2025 09/27/25 Price Changed $188,000 -5.5% $76 / Sq Ft
09/08/2025 09/08/25 For Sale $199,000 -- $81 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1633796

Upstate New York Real Estate Information Services (UNYREIS)

APN: 453801-005-000-0001-036-000-0000

Your Personal Tour Guide

Ask me questions while you tour the home.