$2,200,000
$100K PRICE DROP

Estimated payment $13,448/month

Total Views 9,402
-- Beds
3 Baths
2,370 Sq Ft
$928 Price per Sq Ft

Highlights

  • 60 Feet of Waterfront
  • Property is near a beach
  • Deck
  • Saco Middle School Rated A-
  • 0.38 Acre Lot
  • Post and Beam

About This Home

Welcome to 144 Surf Street, where you don't simply visit the ocean, you live with it. With deeded ownership extending to the high tide line, opportunities like this are increasingly rare along the Maine coast. This multi-family can be converted into a single-family home or into condos. Make this view belong to you. We SEA possibilities here. Continue its legacy as a sought-after weekly rental. Make it the summer gathering place your family returns to for generations. Or create a home where children, grandchildren, friends, and future guests write the next chapter of their story. Share dinners on the deck, laughter under the stars, and evenings accompanied by nothing more than the sound of the surf gently stirring. Offering three separate units with 7 bedrooms, 3 full baths, and expansive decks that naturally extend everyday living outdoors, this is a property designed for gathering. The ocean breeze becomes part of every conversation, every meal, and every memory. Please note - Two units are side by side, with two floor living. Unit three is the owner's unit and does not include a full kitchen, making it ineligible for use as a rental. The property has an established history of weekly rentals. Showings will be available on Saturdays only from 10am-2:30pm.

Listing Agent

Laura Sosnowski

Maine Home Connection Brokerage Phone: 207.517.3100 Listed on: 07/31/2026

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $12,336

Year Built

  • Built in 1954

Lot Details

  • 16,553 Sq Ft Lot
  • 60 Feet of Waterfront
  • Ocean Front
  • Level Lot

Parking

  • On-Site Parking

Property Views

  • Water
  • Scenic Vista

Home Design

  • Post and Beam
  • Modern Architecture
  • Block Foundation
  • Wood Frame Construction
  • Pitched Roof
  • Membrane Roofing
  • Wood Siding
  • Shingle Siding

Interior Spaces

  • 2,370 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Double Pane Windows
  • Crawl Space
  • Laundry on main level

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Full Bathrooms
  • Bathtub
  • Shower

Outdoor Features

  • Property is near a beach
  • Deck
  • Shed
  • Porch

Utilities

  • No Cooling
  • Heating System Uses Propane
  • Heating System Mounted To A Wall or Window

Listing and Financial Details

  • Exclusions: See list
  • Tax Lot 18-1

Community Details

Overview

  • No Home Owners Association
  • 3 Units

Pet Policy

  • Pets Allowed

Building Details

  • Operating Expense $33,000
  • Gross Income $150,000

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$12,336

Year Built

Built in 1954

Lot Details

0.38 Acres

Listing Details

  • Prop. Type: Multi-Family
  • Lot Size Acres: 0.38
  • Water Body Name: Saco Bay
  • MLS Status: Active
  • Subdivision Name: N/A
  • Above Grade Finished Sq Ft: 2370.00
  • Architectural Style: Other, Modern
  • Garage Yn: No
  • Unit Levels: Multi-Level
  • Efficiency: Ceiling Fans
  • Building Stories: 2
  • Structure Type: Post & Beam
  • Year Built: 1954
  • Attribution Contact: 207.517.3100
  • Property Information:Seasonal: No
  • Water Info:Water View2: Yes
  • Water Info:Waterfront Amount -: 60.00
  • Water Info:Water Frontage Owned -: 60.00
  • Property Information:Deed Restrictions: Unknown
  • Property Information:Bank Owned REO: No
  • Water Info:Island3: No
  • Property Information 2 Detached Houses on 1 Lot: No
  • Special Features: VirtualTour
  • Property Sub Type: MultiFamily
  • Stories: 2

Interior Features

  • Furnished: Partially
  • Has Basement: Not Applicable, Crawl Space
  • Full Bathrooms: 3
  • Flooring: Carpet, Vinyl
  • Interior Amenities: Bathtub, Other, Shower
  • Stories: 2
  • Window Features: Double Pane Windows

Exterior Features

  • Lot Features: Near Public Beach, Neighborhood, Level
  • View: Scenic
  • Waterfront Features: Oceanfront, Public
  • Waterfront: Yes
  • Exclusions: See list
  • Construction Type: Wood Frame, Shingle Siding, Wood Siding
  • Foundation Details: Block, Other
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Porch
  • Roof: Membrane, Pitched

Garage/Parking

  • Attached Garage: No
  • Parking Features: Other, 5 - 10 Spaces, On Site

Utilities

  • Laundry Features: Main Level
  • Cooling: None
  • Cooling Y N: No
  • Heating: Propane, Direct Vent Furnace
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Pets Allowed: No Restrictions

Schools

  • Junior High Dist: Saco Public Schools

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 16552.80
  • Zoning: R-1C

Multi Family

  • Number Of Units Total: 3
  • Annual Gross Income: 150000.00
  • Annual Operating Expense: 33000.00

Tax Info

  • Tax Annual Amount: 12336.00
  • Tax Lot: 18-1
  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,378 $871,700 $617,300 $254,400
2024 $12,215 $869,400 $617,300 $252,100
2023 $12,824 $869,400 $617,300 $252,100
2022 $11,834 $645,600 $470,300 $175,300
2021 $11,553 $611,900 $449,400 $162,500
2020 $11,527 $586,000 $438,200 $147,800
2019 $11,357 $586,000 $438,200 $147,800
2018 $10,283 $574,800 $427,000 $147,800
2017 $10,138 $523,100 $388,100 $135,000
2016 $10,283 $529,500 $378,500 $151,000
2015 $9,189 $478,100 $344,200 $133,900
2014 $8,779 $471,500 $337,600 $133,900
2013 $8,723 $469,500 $335,600 $133,900
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/04/2026 09/04/26 Price Changed $2,200,000 -4.3% $928 / Sq Ft
07/31/2026 07/31/26 For Sale $2,300,000 -- $970 / Sq Ft
Source: Maine Listings

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- --
Warranty Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $550,950 Stand Alone Refi Refinance Of Original Loan
Previous Owner $517,500 Purchase Money Mortgage
Previous Owner $164,000 Unknown
Source: Public Records

Source: Maine Listings

MLS Number: 1674257

Maine Listings

APN: SACO-000005-000018-000001

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