NOT LISTED FOR SALE

1440 Cotton St Reading, PA 19602

18th and Cotton Neighborhood

Estimated Value: $152,000 - $161,000

3 Beds
1.5 Baths
1,165 Sq Ft
$133/Sq Ft Est. Value

Sale Details

Date Sold: April 30, 2026

Last sale price $160,000 $137 Per Sq Ft

5 Days on Market

About This Home

As of April 2026

Welcome to 1440 Cotton St, Reading! This inviting 3-bedroom, 1-bath home offers a wonderful opportunity for homeowners or investors. Conveniently located near schools, restaurants, shopping, and major roadways, it combines comfort and accessibility. The home features a functional layout with ample living space and potential to make it your own. Perfect for first-time buyers, families, or investors looking to expand their portfolio. Don’t miss the chance to schedule a showing today!

Last Agent to Sell the Property

Nehemiah Lindo

(610) 484-8663 nelsongamezrealtor@gmail.com Realty One Group Alliance Brokerage Phone: 6104848663 License #RS344732 Listed on: 03/20/2026

Last Buyer's Agent

Trent Stauffer

(610) 373-8701 info@boldpa.com Bold Realty License #RM422216

Bold Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $1,600

Year Built

  • Built in 1900

Lot Details

  • 1,306 Sq Ft Lot

Home Design

  • Brick Exterior Construction
  • Brick Foundation

Interior Spaces

  • 1,165 Sq Ft Home
  • Property has 3 Levels
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 3 Bedrooms

Parking

  • Driveway
  • Off-Street Parking

Utilities

  • Forced Air Heating System
  • Heating System Uses Oil
  • 100 Amp Service
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Berks County Subdivision

Listing and Financial Details

  • Tax Lot 0714
  • Assessor Parcel Number 16-5316-31-37-0714

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$1,600

Year Built

Built in 1900

Lot Details

1,306 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Upper 1
  • Federal Flood Zone: No
  • Year Built: 1900
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Fireplace: No
  • Foundation Details: Brick/Mortar
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Full
  • Total Sq Ft: 1165
  • Living Area Sq Ft: 1165
  • Price Per Sq Ft: 132.96
  • Above Grade Finished Sq Ft: 1165
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway, Off Street

Utilities

  • Central Air Conditioning: No
  • Electric Service: 100 Amp Service
  • Heating Fuel: Oil
  • Heating Type: Forced Air, Central
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.03
  • Lot Dimensions: 0.00 x 0.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1306.00
  • Zoning: RESIDENTIAL

Rental Info

  • Vacation Rental: No

Tax Info

  • School Tax: 637.00
  • Tax Annual Amount: 1600.00
  • Assessor Parcel Number: 16-5316-31-37-0714
  • Tax Lot: 0714
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: READING

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 20, 2026
Closed on
Apr 30, 2026
Sold by
Bought by
Seller's Agent
Nehemiah Lindo
Realty One Group Alliance
Buyer's Agent
Trent Stauffer
Bold Realty
List Price
$154,900
Sold Price
$160,000
Premium/Discount to List
$5,100
3.29%
Views
6

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-11.55%
Original Mortgage
$92,000
Outstanding Balance
$91,341
Interest Rate
5.54%
Mortgage Type
New Conventional
Estimated Equity
$63,826

Purchase Details

Listed on
Apr 25, 2024
Closed on
Jun 7, 2024
Sold by
Bought by
Seller's Agent
KEILA MUNIZ
Iron Valley Real Estate of Berks
Buyer's Agent
HERNAN DELGADO
Iron Valley Real Estate of Berks
List Price
$130,000
Sold Price
$136,000
Premium/Discount to List
$6,000
4.62%
Views
105

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.93%
Original Mortgage
$133,536
Interest Rate
6.75%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 27, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,650
Interest Rate
6.33%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$160,000 Stewart Title
$136,000 None Listed On Document
$48,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $92,000
Closed $133,536
Previous Owner $45,650
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/30/2026 04/30/26 Sold $160,000 +3.3% $137 / Sq Ft
03/25/2026 03/25/26 Pending -- -- --
03/20/2026 03/20/26 For Sale $154,900 +13.9% $133 / Sq Ft
06/07/2024 06/07/24 Sold $136,000 0.0% $117 / Sq Ft View Prior Sale
05/09/2024 05/09/24 Price Changed $136,000 +4.6% $117 / Sq Ft
05/08/2024 05/08/24 Pending -- -- --
04/25/2024 04/25/24 For Sale $130,000 -- $112 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,002 $35,500 $14,000 $21,500
2025 $964 $35,500 $14,000 $21,500
2024 $1,576 $35,500 $14,000 $21,500
2023 $1,552 $35,500 $14,000 $21,500
2022 $1,552 $35,500 $14,000 $21,500
2021 $1,552 $35,500 $14,000 $21,500
2020 $1,536 $35,500 $14,000 $21,500
2019 $1,536 $35,500 $14,000 $21,500
2018 $1,536 $35,500 $14,000 $21,500
2017 $1,526 $35,500 $14,000 $21,500
2016 $872 $35,500 $14,000 $21,500
2015 $872 $35,500 $14,000 $21,500
2014 $802 $35,500 $14,000 $21,500
Source: Public Records

Agents Affiliated with this Home

  • Nehemiah Lindo

    Seller's Agent in 2026

    Nehemiah Lindo

    Realty One Group Alliance

    (484) 784-8113

    11 in this area

    490 Total Sales

    Nehemiah Lindo
    Section Image
  • Trent Stauffer

    Buyer's Agent in 2026

    Trent Stauffer

    Bold Realty

    (717) 821-0336

    9 in this area

    104 Total Sales

    Trent Stauffer
    Section Image
  • KEILA MUNIZ

    Seller's Agent in 2024

    KEILA MUNIZ

    Iron Valley Real Estate of Berks

    (610) 401-4518

    1 in this area

    31 Total Sales

    KEILA MUNIZ
    Section Image
  • HERNAN DELGADO

    Buyer's Agent in 2024

    HERNAN DELGADO

    Iron Valley Real Estate of Berks

    (484) 450-8771

    3 in this area

    75 Total Sales

    HERNAN DELGADO
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: PABK2069220

Bright MLS

APN: 16-5316-31-37-0714

Pennsylvania Berks County Reading 19602 18th and Cotton

1440 Cotton St, Reading, PA

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