Seller's Agent in 2024
James Ray
Select RE Prof - James Ray & Associates
(586) 300-1781
1 in this area
140 Total Sales
1440 Ruffner Ave Birmingham, MI 48009
Estimated Value: $372,000 - $407,000
2
Beds
1
Bath
1,614
Sq Ft
$241/Sq Ft
Est. Value
Highlights
- Ranch Style House
- 2 Car Detached Garage
- Forced Air Heating System
- Pembroke Elementary School Rated A
About This Home
As of February 2024This remarkable 2-bedroom, 1-bathroom ranch in Birmingham is a testament to meticulous craftsmanship. As you step inside, you'll be captivated by the exquisite attention to detail in every area. The interior is a true masterpiece, with crawford ceilings, beams on the ceiling and moldings that are thoughtfully matched, creating a sense of charm that's inviting. Beautiful hardwood floors add warmth and character to the space. But that's not all—this home has been completely renovated with updated electrical, plumbing, and efficient heating and hot water systems. It boasts a Viking stove, fully integrated Miele refrigerator and dishwasher. Everything you see in this house is new, with the exception of the floors and windows that have been stripped down back to wood. The addition of a bay with French doors to the master bedroom gives it more room and a view of the garden. The 2-car detached garage and a basement add convenience and ample storage space. Don't miss the opportunity to make this stunning ranch your forever home. Schedule your showing today and step into a world where craftsmanship, elegance, and modern convenience meet.
Last Agent to Sell the Property
Select RE Prof - James Ray & Associates License #MISPE-6502424357 Listed on: 10/20/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
Year Built
- Built in 1929
Lot Details
- 4,792 Sq Ft Lot
- Lot Dimensions are 40x120
Parking
- 2 Car Detached Garage
Home Design
- Ranch Style House
- Vinyl Siding
Kitchen
- Oven or Range
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
Additional Features
- Basement
Community Details
- Leinbach Humphreys Woodward Ave Subdivision
Listing and Financial Details
- Assessor Parcel Number 20-31-302-023
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 20, 2023
Closed on
Feb 9, 2024
Sold by
Lovins Eddie G
Bought by
Lee Montez R
Seller's Agent
James Ray
Select RE Prof - James Ray & Associates
List Price
$359,000
Sold Price
$350,000
Premium/Discount to List
-$9,000
-2.51%
Views
414
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$33,486
Avg. Annual Appreciation
5.41%
Original Mortgage
$350,000
Outstanding Balance
$342,785
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
$35,775
Purchase Details
Closed on
Jan 27, 2023
Sold by
Lovins Eddie G
Bought by
Lovins Eddie G
Purchase Details
Closed on
Aug 8, 2013
Sold by
Lovins Eddie G
Bought by
Lovins Eddie G and Lovins Roberta Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,560
Interest Rate
4.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 22, 2005
Sold by
Lacas Phokion M and Rogind Sally J
Bought by
Lovins Eddie G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
5.87%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Apr 30, 2004
Sold by
Lacas Phorion M
Bought by
Lacas Phorion M and Rogind Sally J
Purchase Details
Closed on
Apr 23, 1996
Sold by
Lillian Lacas Tr
Bought by
Lacas Phokion
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Lee Montez R | $350,000 | First Priority Title | |
| Lee Montez R | $350,000 | First Priority Title | |
| Lovins Eddie G | -- | -- | |
| Lovins Eddie G | -- | Liberty Title | |
| Lovins Eddie G | $175,000 | Enterprise Title Solutions | |
| Lacas Phorion M | -- | -- | |
| Lacas Phokion | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Lee Montez R | $350,000 | |
| Closed | Lee Montez R | $350,000 | |
| Previous Owner | Lovins Eddie G | $132,560 | |
| Previous Owner | Lovins Eddie G | $140,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/15/2024 02/15/24 | Sold | $350,000 | 0.0% | $217 / Sq Ft |
| 11/22/2023 11/22/23 | Price Changed | $350,000 | -2.5% | $217 / Sq Ft |
| 10/20/2023 10/20/23 | For Sale | $359,000 | -- | $222 / Sq Ft |
Source: Michigan Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,284 | $151,690 | $0 | $0 |
| 2023 | $2,189 | $138,810 | $0 | $0 |
| 2022 | $2,347 | $128,050 | $0 | $0 |
| 2021 | $2,368 | $120,700 | $0 | $0 |
| 2020 | $2,110 | $111,040 | $0 | $0 |
| 2019 | $2,388 | $105,200 | $0 | $0 |
| 2018 | $2,370 | $98,510 | $0 | $0 |
| 2017 | $2,366 | $95,770 | $0 | $0 |
| 2016 | $2,371 | $93,470 | $0 | $0 |
| 2015 | -- | $71,290 | $0 | $0 |
| 2014 | -- | $59,530 | $0 | $0 |
| 2011 | -- | $51,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
Map
Source: Michigan Multiple Listing Service
MLS Number: 50125619
APN: 20-31-302-023
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Source MLS: MiRealSource
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