Crystal Gibson
Pivot Realty Group
(513) 440-3822
109 Total Sales
1 in Elsmere
$240,000 Price
1445 Garvey Ave Elsmere, KY 41018
Elsmere Area
3
Beds
2
Baths
1,176
Sq Ft
9,375
Sq Ft Lot
Highlights
- Recreation Room
- No HOA
- Eat-In Kitchen
- Ranch Style House
- Fireplace
- Patio
About This Home
As of December 2025Charming 3-bedroom, 2-bath ranch offering easy, single-level living! Enjoy an updated kitchen with modern finishes, spacious living areas with durable laminate flooring, and a beautifully fenced private backyard—perfect for entertaining or relaxing. Features include a new roof and new water heater for added peace of mind. The oversized one-car garage provides extra storage space, while the finished lower level adds valuable living or recreation area. Conveniently located close to schools, shopping, and parks, this move-in-ready home blends comfort, functionality, and value!
Last Agent to Sell the Property
Coldwell Banker Realty License #212608 Listed on: 10/17/2025
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Home Details
Home Type
- Single Family
Year Built
- Built in 1970
Lot Details
- 9,375 Sq Ft Lot
- Lot Dimensions are 125 x 75
- Fenced
Parking
- 7 Car Garage
- Driveway
Home Design
- Ranch Style House
- Poured Concrete
- Shingle Roof
- Composition Roof
- Wood Siding
Interior Spaces
- 1,176 Sq Ft Home
- Fireplace
- Insulated Windows
- Aluminum Window Frames
- Living Room
- Recreation Room
- Finished Basement
- Finished Basement Bathroom
- Eat-In Kitchen
- Laundry Room
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Shower
Outdoor Features
- Patio
Schools
- Howell Elementary School
- Tichenor Middle School
- Lloyd High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 016-10-00-126.02
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 17, 2025
Closed on
Dec 8, 2025
Sold by
Bought by
Seller's Agent
Tom Deutsch
Coldwell Banker Realty
Buyer's Agent
Keith Bischoff
Huff Realty - CC
List Price
$264,900
Sold Price
$254,900
Premium/Discount to List
-$10,000
-3.78%
Views
91
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,284
Avg. Annual Appreciation
2.93%
Original Mortgage
$242,155
Outstanding Balance
$240,496
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$19,688
Purchase Details
Listed on
Nov 28, 2022
Closed on
Jan 26, 2023
Sold by
Bought by
Seller's Agent
Julia Deck-Russell
Reinvest Consultants, LLC
Buyer's Agent
Todd Blersch
Coldwell Banker Realty
List Price
$229,900
Sold Price
$222,500
Premium/Discount to List
-$7,400
-3.22%
Views
136
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.85%
Original Mortgage
$215,825
Interest Rate
6.31%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 10, 2022
Sold by
Bought by
Purchase Details
Closed on
Jul 26, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$273,695
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 9, 2013
Sold by
Bought by
Purchase Details
Closed on
Jul 24, 2013
Sold by
Bought by
Purchase Details
Closed on
Nov 13, 2012
Sold by
Bought by
Purchase Details
Closed on
Jun 14, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,000
Interest Rate
6.51%
Mortgage Type
Fannie Mae Freddie Mac
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Elsmere, KY
-
Crystal Gibson
-
Cara Chitwood
Cara Chitwood
Keller Williams Realty Service
(513) 854-6469
114 Total Sales
2 in Elsmere
$245K - $246K Price Range
-
Brandon Stamper
Brandon Stamper
Plum Tree Realty
(859) 888-1472
128 Total Sales
7 in Elsmere
$151K - $250K Price Range
-
Lena Keith
Lena Keith
Responds QuicklyPivot Realty Group
(859) 279-4304
109 Total Sales
1 in Elsmere
$35,000 Price
-
Ben Walling
Ben Walling
Cahill Real Estate Services
(513) 586-6760
91 Total Sales
4 in Elsmere
$175K - $258K Price Range
-
Nicole Rankin
Nicole Rankin
Coldwell Banker Realty FM
(859) 651-7170
211 Total Sales
1 in Elsmere
$135,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $254,900 | None Listed On Document | |
| Warranty Deed | $222,500 | Mattingly Ford Title | |
| Deed | $180,000 | None Listed On Document | |
| Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes | $1,981 | None Listed On Document | |
| Deed | $32,000 | Intitle Agency Inc | |
| Quit Claim Deed | -- | Intitle Agency Inc | |
| Commissioners Deed | $54,667 | None Available | |
| Interfamily Deed Transfer | -- | Accurate Title Solutions |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $242,155 | New Conventional | |
| Closed | $242,155 | New Conventional | |
| Previous Owner | $215,825 | New Conventional | |
| Previous Owner | $273,695 | New Conventional | |
| Previous Owner | $125,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $112,500 | Unknown |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/08/2025 12/08/25 | Sold | $254,900 | 0.0% | $217 / Sq Ft | |
| 11/04/2025 11/04/25 | Pending | -- | -- | -- | |
| 10/29/2025 10/29/25 | Price Changed | $254,900 | -3.8% | $217 / Sq Ft | |
| 10/17/2025 10/17/25 | For Sale | $264,900 | +19.1% | $225 / Sq Ft | |
| 01/26/2023 01/26/23 | Sold | $222,500 | -3.2% | $189 / Sq Ft | View Prior Sale |
| 01/02/2023 01/02/23 | Pending | -- | -- | -- | |
| 11/28/2022 11/28/22 | For Sale | $229,900 | -- | $195 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,380 | $222,500 | $25,000 | $197,500 |
| 2024 | $3,415 | $222,500 | $25,000 | $197,500 |
| 2023 | $2,998 | $200,000 | $25,000 | $175,000 |
| 2022 | $1,228 | $71,500 | $15,000 | $56,500 |
| 2021 | $1,243 | $71,500 | $15,000 | $56,500 |
| 2020 | $1,236 | $71,500 | $15,000 | $56,500 |
| 2019 | $1,220 | $71,500 | $15,000 | $56,500 |
| 2018 | $1,138 | $65,000 | $15,000 | $50,000 |
| 2017 | $1,038 | $65,000 | $15,000 | $50,000 |
| 2015 | $603 | $32,000 | $15,000 | $17,000 |
| 2014 | $590 | $32,000 | $15,000 | $17,000 |
Source: Public Records
Agents Affiliated with this Home
-
Tom Deutsch
Seller's Agent in 2025
Tom Deutsch
Coldwell Banker Realty
(513) 460-5302
629 Total Sales
-
Zach Meyer
Seller Co-Listing Agent in 2025
Zach Meyer
Coldwell Banker Realty
(513) 633-0864
143 Total Sales
-
Keith Bischoff
Buyer's Agent in 2025
Keith Bischoff
Huff Realty - CC
(859) 760-1902
157 Total Sales
-
Julia Deck-Russell
Seller's Agent in 2023
Julia Deck-Russell
Reinvest Consultants, LLC
(513) 623-0711
54 Total Sales
-
Todd Blersch
Buyer's Agent in 2023
Todd Blersch
Coldwell Banker Realty
(513) 604-3138
73 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 637237
APN: 016-10-00-126.02
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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