$189,000
$11K PRICE DROP

145 E Main St Hancock, MD 21750

Estimated payment $1,149/month

Total Views 7,267
4 Beds
2 Baths
1,544 Sq Ft
$122 Price per Sq Ft

Highlights

  • Hot Property
  • Colonial Architecture
  • No HOA
  • View of Trees or Woods
  • Wood Flooring
  • 2-minute walk to Berkeley Springs Park

About This Home

There’s something about small-town living that just feels... different.
Slower mornings. Walkable streets. And in this case... a backyard that quietly backs to the Potomac River.
Tucked right in the heart of downtown Hancock, this classic colonial is the kind of opportunity that’s getting harder and harder to find—especially under $200,000. And the moment you step inside, you realize... this isn’t a project.
It’s ready. Fresh paint gives the home a clean, updated feel from the start, while the kitchen has already been refreshed—blending modern touches with the character you’d expect from a home like this. The bathrooms? Done. Updated. Move-in ready.
What really stands out, though, is the space. With over 1,500 finished square feet, this isn’t one of those homes where you’re trying to “make it work.” Four true bedrooms give you flexibility—whether that’s for family, guests, a home office, or all of the above.
And then there’s the setting. Step out back and you’re not staring into another row of houses... you’re backing to the Potomac. It’s the kind of backdrop that changes how a home feels—more peaceful, more private, more connected to something bigger.
At $199,997, this isn’t just a home—it’s a play. For a first-time buyer, it’s a chance to get space, updates, and location at a price point that’s nearly impossible to find anymore. For an investor, it’s a strong rental or Airbnb opportunity in a growing small-town market. And for someone just looking to simplify life a bit... it’s exactly the kind of place that makes that possible. Because homes like this? They don’t sit long.

Listing Agent

Anthony Verdi

(240) 815-0890 ericverdi.impact@gmail.com IMPACT Maryland Real Estate Brokerage Phone: 2408150890 Listed on: 03/20/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,746

Year Built

  • Built in 1899

Lot Details

  • 5,400 Sq Ft Lot
  • Property is in good condition

Parking

  • On-Street Parking

Home Design

  • Colonial Architecture
  • Stone Foundation
  • Plaster Walls
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Vinyl Clad Windows
  • Living Room
  • Dining Room
  • Den
  • Wood Flooring
  • Views of Woods
  • Basement
  • Dirt Floor

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Hancock Subdivision

Listing and Financial Details

  • Assessor Parcel Number 2205008204

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,746

Year Built

Built in 1899

Lot Details

5,400 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1899
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Refrigerator, Stove, Washer
  • Flooring Type: Hardwood
  • Window Features: Vinyl Clad
  • Fireplace: No
  • Wall Ceiling Types: Plaster Walls, Dry Wall
  • Foundation Details: Stone
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Den, Laundry, Bathroom 2, Primary Bathroom
  • Basement: Yes
  • Basement Type: Dirt Floor
  • Basement Footprint Percent: 100.00
  • Laundry Type: Main Floor
  • Total Sq Ft: 2112
  • Living Area Sq Ft: 1544
  • Price Per Sq Ft: 122.41
  • Above Grade Finished Sq Ft: 1544
  • Below Grade Sq Ft: 568
  • Total Below Grade Sq Ft: 568
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Roof: Metal
  • View: Trees/Woods, Street
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Electric Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.12
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5400.00
  • Property Condition: Good, Average
  • Zoning: U
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1746.00
  • Assessor Parcel Number: 2205008204
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: WASHINGTON COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $852 $121,700 $0 $0
2024 $852 $93,500 $0 $0
2023 $595 $65,300 $25,400 $39,900
2022 $595 $65,300 $25,400 $39,900
2021 $611 $65,300 $25,400 $39,900
2020 $630 $67,400 $25,400 $42,000
2019 $630 $67,400 $25,400 $42,000
2018 $817 $67,400 $25,400 $42,000
2017 $817 $67,400 $0 $0
2016 -- $66,567 $0 $0
2015 -- $65,733 $0 $0
2014 $594 $64,900 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/09/2026 04/09/26 Price Changed $189,000 -5.5% $122 / Sq Ft
03/20/2026 03/20/26 For Sale $199,997 +29.0% $130 / Sq Ft
11/22/2021 11/22/21 Sold $155,000 -6.0% $100 / Sq Ft View Prior Sale
10/11/2021 10/11/21 Price Changed $164,900 -5.7% $107 / Sq Ft
09/25/2021 09/25/21 For Sale $174,900 +360.3% $113 / Sq Ft
02/04/2021 02/04/21 Sold $38,000 -9.5% $25 / Sq Ft View Prior Sale
01/16/2021 01/16/21 Pending -- -- --
11/25/2020 11/25/20 For Sale $42,000 -- $27 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $155,000 Olde Towne Title Inc
Deed $38,000 Lawyers Signature Settlement
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $106,837 FHA
Source: Public Records

Source: Bright MLS

MLS Number: MDWA2035026

Bright MLS

APN: 05-008204

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