145 E Main St Hancock, MD 21750
Estimated payment $1,149/month
Highlights
- Hot Property
- Colonial Architecture
- No HOA
- View of Trees or Woods
- Wood Flooring
- 2-minute walk to Berkeley Springs Park
About This Home
There’s something about small-town living that just feels... different.
Slower mornings. Walkable streets. And in this case... a backyard that quietly backs to the Potomac River.
Tucked right in the heart of downtown Hancock, this classic colonial is the kind of opportunity that’s getting harder and harder to find—especially under $200,000. And the moment you step inside, you realize... this isn’t a project.
It’s ready. Fresh paint gives the home a clean, updated feel from the start, while the kitchen has already been refreshed—blending modern touches with the character you’d expect from a home like this. The bathrooms? Done. Updated. Move-in ready.
What really stands out, though, is the space. With over 1,500 finished square feet, this isn’t one of those homes where you’re trying to “make it work.” Four true bedrooms give you flexibility—whether that’s for family, guests, a home office, or all of the above.
And then there’s the setting. Step out back and you’re not staring into another row of houses... you’re backing to the Potomac. It’s the kind of backdrop that changes how a home feels—more peaceful, more private, more connected to something bigger.
At $199,997, this isn’t just a home—it’s a play. For a first-time buyer, it’s a chance to get space, updates, and location at a price point that’s nearly impossible to find anymore. For an investor, it’s a strong rental or Airbnb opportunity in a growing small-town market. And for someone just looking to simplify life a bit... it’s exactly the kind of place that makes that possible. Because homes like this? They don’t sit long.
Listing Agent
(240) 815-0890 ericverdi.impact@gmail.com IMPACT Maryland Real Estate Brokerage Phone: 2408150890 Listed on: 03/20/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,746
Year Built
- Built in 1899
Lot Details
- 5,400 Sq Ft Lot
- Property is in good condition
Parking
- On-Street Parking
Home Design
- Colonial Architecture
- Stone Foundation
- Plaster Walls
- Metal Roof
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Vinyl Clad Windows
- Living Room
- Dining Room
- Den
- Wood Flooring
- Views of Woods
- Basement
- Dirt Floor
Kitchen
- Stove
- Built-In Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
Community Details
- No Home Owners Association
- Hancock Subdivision
Listing and Financial Details
- Assessor Parcel Number 2205008204
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $852 | $121,700 | $0 | $0 |
| 2024 | $852 | $93,500 | $0 | $0 |
| 2023 | $595 | $65,300 | $25,400 | $39,900 |
| 2022 | $595 | $65,300 | $25,400 | $39,900 |
| 2021 | $611 | $65,300 | $25,400 | $39,900 |
| 2020 | $630 | $67,400 | $25,400 | $42,000 |
| 2019 | $630 | $67,400 | $25,400 | $42,000 |
| 2018 | $817 | $67,400 | $25,400 | $42,000 |
| 2017 | $817 | $67,400 | $0 | $0 |
| 2016 | -- | $66,567 | $0 | $0 |
| 2015 | -- | $65,733 | $0 | $0 |
| 2014 | $594 | $64,900 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/09/2026 04/09/26 | Price Changed | $189,000 | -5.5% | $122 / Sq Ft | |
| 03/20/2026 03/20/26 | For Sale | $199,997 | +29.0% | $130 / Sq Ft | |
| 11/22/2021 11/22/21 | Sold | $155,000 | -6.0% | $100 / Sq Ft | View Prior Sale |
| 10/11/2021 10/11/21 | Price Changed | $164,900 | -5.7% | $107 / Sq Ft | |
| 09/25/2021 09/25/21 | For Sale | $174,900 | +360.3% | $113 / Sq Ft | |
| 02/04/2021 02/04/21 | Sold | $38,000 | -9.5% | $25 / Sq Ft | View Prior Sale |
| 01/16/2021 01/16/21 | Pending | -- | -- | -- | |
| 11/25/2020 11/25/20 | For Sale | $42,000 | -- | $27 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $155,000 | Olde Towne Title Inc | |
| Deed | $38,000 | Lawyers Signature Settlement |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $106,837 | FHA |
Source: Bright MLS
MLS Number: MDWA2035026
APN: 05-008204
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Ask me questions while you tour the home.