$1,449,000

Estimated payment $8,581/month

3 Beds
2 Baths
1,368 Sq Ft
$1,059 Price per Sq Ft

Highlights

  • Dock made with concrete
  • Boat Lift
  • Fruit Trees
  • Plantation Key School Rated A-
  • Home fronts a canal
  • 1-minute walk to Indian Key

About This Home

For the first time on the market, this beloved family home at 147 Gardenia Street invites you to discover a little piece of paradise in Tavernier. Built in 1982 with solid concrete construction, this charming waterfront residence blends enduring quality, tropical beauty, and the unmistakable character of the Florida Keys.

Step inside to find 1,368 square feet of upstairs living space, tile flooring throughout, and a spectacular chef's kitchen designed to bring people together. An impressive collection of high-end appliances, abundant cabinetry, and an oversized island with generous seating make this the heart of the home, perfect for everything from casual family breakfasts to lively gatherings with friends. A metal roof and accordion shutters offer added peace of mind, while multiple porches and balconies invite you to enjoy the island breeze. Downstairs, a garage and additional storage areas provide plenty of room for all your Keys essentials.

But the real magic begins outdoors. Wander through lush tropical landscaping to discover a whimsical orchid garden pergola, once home to hundreds of orchids lovingly cultivated. Two beautiful stone-accented koi ponds add to the property's tranquil garden atmosphere, creating a setting that feels like your own private botanical escape. Multiple cisterns collect rainwater for garden irrigation, a thoughtful feature for anyone with a passion for cultivating their own tropical oasis.

For boating enthusiasts, a large concrete dock and elevator boat lift make it easy to embrace life on the water. Spend your mornings cruising, your afternoons tending the garden, and your evenings unwinding on one of the home's inviting outdoor living spaces.

More than just a waterfront home, 147 Gardenia Street is a place where a family's memories have grown for decades, and where a new chapter is waiting to bloom.

Listing Agent

Coby Taylor

Expert Realty LLC (HQ) License #2474439 Listed on: 09/19/2026

Co-Listing Agent

Sandra Tuttle

Island Welcome Real Estate License #3093204

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,554

Year Built

  • Built in 1982

Lot Details

  • 6,250 Sq Ft Lot
  • Lot Dimensions are 50 x 125
  • Home fronts a canal
  • Fenced
  • Fruit Trees
  • Property is zoned R-1A - Key Colony Single Family

HOA Fees

  • $21 per month

Home Design

  • Metal Roof
  • Concrete Block And Stucco Construction

Interior Spaces

  • 1,368 Sq Ft Home
  • Bar
  • Ceiling Fan
  • Drapes & Rods
  • Storage
  • Canal Views
  • Complete Accordion Shutters

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • Garage
  • Carport
  • Open Parking

Outdoor Features

  • Boat Lift
  • Dock made with concrete
  • Outdoor Water Feature
  • Shed
  • Rain Gutters

Utilities

  • Central Air

Community Details

  • Voluntary home owners association
  • Plant Key Colony Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00431450-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,554

Year Built

Built in 1982

Lot Details

6,250 Sq Ft Lot

HOA Fees

$21 per month

Listing Details

  • Property Type: Residential
  • Dockage Dock: Concrete
  • Year Built: 1982
  • Property Sub Type: Single Family Residence
  • LotSizeAcres: 0.14
  • Lot Size: 50 X 125
  • Co List Office Mls Id: 1065100
  • Co List Office Phone: 305-923-9161
  • Co List Office Mls Id: kwa.office10978
  • Co List Office Phone: 305-509-9928
  • Subdivision Name: Plant Key Colony (90.0)
  • Dockage: Boat Lift
  • Vehicle Storage: Garage, Carport, Open Parking
  • Waterview: Canal View
  • Shutters: Accordion
  • Association Info: Voluntary Home Owners Asc: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Built-in Cabinets, Granite Counter Top, Storage, Walk-in Closet(s), Bar
  • Appliances: Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Microwave, Stainless Steel Appliance(s)
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Features: Drapes/Blinds Incl, Built-in Cabinets, Granite Counter Top, Storage, Walk-in Closet(s), Bar
  • WindowsDoors: Other Windows/Doors

Exterior Features

  • Waterfront: Yes
  • Exterior Features: Fencing, Fruit Tree(s), Rain Gutters, Shed, Storage, Water Display
  • Construction Type: CBS
  • Waterfront: Canal Front
  • Roof: Metal Roof

Utilities

  • Cooling: Central Air, Ceiling Fans(s)
  • Utilities: FKAA, Municipal Sewer, Buyer to Verify

Condo/Co-op/Association

  • Pets Allowed: Yes

Lot Info

  • Parcel Number: 00431450-000000
  • Lot Size Sq Ft: 6250.0

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 4554.44

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,406 $446,885
2024 $4,371 $434,291
2023 $4,371 $421,642 $0 $0
2022 $4,334 $409,362 $0 $0
2021 $4,355 $397,439 $0 $0
2020 $4,319 $391,952 $0 $0
2019 $4,299 $383,140 $0 $0
2018 $4,188 $375,997 $0 $0
2017 $4,031 $368,264 $0 $0
2016 $4,147 $360,690 $0 $0
2015 $4,059 $358,183 $0 $0
2014 $4,048 $355,340 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/19/2026 09/19/26 For Sale $1,449,000 -- $1,059 / Sq Ft
Source: Key West Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed $217,000 --
Warranty Deed $22,000 --
Deed $4,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $500,000 Credit Line Revolving
Previous Owner $412,000 Credit Line Revolving
Previous Owner $250,000 Credit Line Revolving
Previous Owner $100,000 Credit Line Revolving
Previous Owner $221,000 Unknown
Previous Owner $100,000 Credit Line Revolving
Source: Public Records

About the Listing Agent

Coby Taylor

Expert Realty LLC (HQ)

(833) 362-6960

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As the Owner and Principal Broker of Taylor and Associates Real Estate, I bring years of proven success, deep Florida roots, and a reputation for being one of the hardest-working professionals in the Keys real estate market.

Born and raised in Florida, I have built my career on honor, determination, and integrity, values that guide every client relationship and every decision I make. Over the past five years, I’ve consistently ranked as a top producer, recognized for my responsiveness,

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Source: Key West Association of REALTORS®

MLS Number: 621360

Key West Association of REALTORS®

APN: 00431450-000000

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