NOT LISTED FOR SALE

Estimated Value: $364,000 - $396,196

4 Beds
2.5 Baths
2,302 Sq Ft
$166/Sq Ft Est. Value

Last Sold December 14, 2023

Last sale price $335,000 $146 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $2,727/month

91 Days on Market

Highlights

  • Deck
  • Home Office
  • Porch
  • Traditional Architecture
  • Fenced Yard
  • 5-minute walk to Central Park

About This Home

As of December 2023

Come enjoy luxurious living in a highly regarded neighborhood in Elgin. This appealing 4-bedroom, 2.5-bathroom home offers an array of advantages. Within, you'll find hardwoods in bedrooms and living spaces and stylish lighting. The kitchen is bright with an attractive U-shaped layout. Peaceful primary bedroom and the other three bedrooms, situated above the ground floor for privacy, are designed with plenty of wardrobe storage and ready for your decorative touch. Office in main floor that could be used as a 5th bedroom. Finished basement. Attached two-car garage. Exteriors include front porch and screened back porch. This one is the right house at the right time for you.

Last Agent to Sell the Property

Diana Gonzalez

Luna Real Estate Inc. License #475179373 Listed on: 08/04/2023

Co-Listed By

Maria Tamayo

Luna Real Estate Inc. License #471019966

Last Buyer's Agent

Norberto Moreno

Century 21 Circle License #475136901

Century 21 Circle

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,590

Year Built

  • Built in 1965

Lot Details

  • Lot Dimensions are 85 x 125
  • Fenced Yard
  • Paved or Partially Paved Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,302 Sq Ft Home
  • 2-Story Property
  • Whole House Fan
  • Ceiling Fan
  • Entrance Foyer
  • Combination Dining and Living Room
  • Home Office
  • Laminate Flooring
  • Finished Basement
  • Partial Basement
  • Unfinished Attic
  • Storm Screens

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Outdoor Features

  • Deck
  • Shed
  • Porch

Schools

  • Hillcrest Elementary School
  • Kimball Middle School
  • Larkin High School

Utilities

  • Central Air
  • Baseboard Heating
  • Heating System Uses Steam

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,590

Year Built

Built in 1965

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1965
  • Age: 51-60 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Wood Laminate Floors
  • LivingArea: 2302
  • Other Equipment: Ceiling Fan(s), Fan-Whole House
  • Room Type: Den, Office, Foyer
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Attic: Unfinished
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck, Porch, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 339900
  • Lot Features: Fenced Yard
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Brick,Cedar

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Steam, Baseboard
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Hillcrest Elementary School
  • High School: Larkin High School
  • Middle/Junior School: Kimball Middle School
  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 85 X 125
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 7590.18
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 4, 2023
Closed on
Dec 14, 2023
Sold by
Garcia Ana B and Garcia Armando
Bought by
Najera Violante Luis and Najera Venancio Luis
Seller's Agent
Diana Gonzalez
Luna Real Estate Inc.
Buyer's Agent
Norberto Moreno
Century 21 Circle
List Price
$369,900
Sold Price
$335,000
Premium/Discount to List
-$34,900
-9.43%
Views
4611
Current Estimated Value
$381,549

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$46,549
Avg. Annual Appreciation
7.13%
Original Mortgage
$318,250
Outstanding Balance
$313,501
Interest Rate
7.5%
Mortgage Type
New Conventional
Estimated Equity
$65,725

Purchase Details

Closed on
Sep 21, 2021
Sold by
Garcia Ana B
Bought by
Garcia Ana B and Garcia Armando

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,000
Interest Rate
3.37%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 28, 2014
Closed on
Jan 19, 2016
Sold by
Fannie Mae
Bought by
Garcia Ana B
Seller's Agent
Natalee Dismuke
Coldwell Banker Real Estate Gr
Buyer's Agent
Jose Grimaldo
Baird & Warner Real Estate - Algonquin
List Price
$139,900
Sold Price
$150,500
Premium/Discount to List
$10,600
7.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.12%
Original Mortgage
$135,450
Interest Rate
4.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 2, 2014
Sold by
Korbel Patrick and Betts Scott
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jul 31, 2007
Sold by
Schambach Eric S and Schambach Erika L
Bought by
Korbel Patrick and Betts Scott

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$237,500
Interest Rate
6.73%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 2, 2000
Sold by
Northern Illinois Annual Conference Of U
Bought by
Schambach Eric S and Schambach Erika L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,100
Interest Rate
7.83%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Najera Violante Luis $335,000 None Listed On Document
Garcia Ana B -- None Available
Garcia Ana B $150,500 Central Illinois Title Co
Federal National Mortgage Association -- None Available
Korbel Patrick $250,000 None Available
Schambach Eric S -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Najera Violante Luis $318,250
Previous Owner Garcia Ana B $172,000
Previous Owner Garcia Ana B $135,450
Previous Owner Korbel Patrick $237,500
Previous Owner Schambach Eric S $169,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/14/2023 12/14/23 Sold $335,000 -1.4% $146 / Sq Ft
11/04/2023 11/04/23 Pending -- -- --
10/24/2023 10/24/23 Price Changed $339,900 -2.9% $148 / Sq Ft
10/16/2023 10/16/23 Price Changed $349,900 -2.8% $152 / Sq Ft
10/03/2023 10/03/23 Price Changed $359,900 -2.7% $156 / Sq Ft
09/27/2023 09/27/23 For Sale $369,900 0.0% $161 / Sq Ft
09/27/2023 09/27/23 Off Market $369,900 -- --
09/21/2023 09/21/23 For Sale $369,900 +10.4% $161 / Sq Ft
09/15/2023 09/15/23 Off Market $335,000 -- --
09/13/2023 09/13/23 For Sale $369,900 0.0% $161 / Sq Ft
09/09/2023 09/09/23 Pending -- -- --
08/31/2023 08/31/23 Price Changed $369,900 0.0% $161 / Sq Ft
08/31/2023 08/31/23 For Sale $369,900 -2.7% $161 / Sq Ft
08/18/2023 08/18/23 Pending -- -- --
08/04/2023 08/04/23 For Sale $380,000 +152.5% $165 / Sq Ft
02/29/2016 02/29/16 Sold $150,500 +15.8% $65 / Sq Ft
01/05/2016 01/05/16 Pending -- -- --
12/29/2015 12/29/15 Price Changed $130,000 -7.1% $56 / Sq Ft
12/29/2015 12/29/15 For Sale $139,900 0.0% $61 / Sq Ft
02/03/2015 02/03/15 Pending -- -- --
02/03/2015 02/03/15 Price Changed $139,900 -5.2% $61 / Sq Ft
01/02/2015 01/02/15 Price Changed $147,500 -7.8% $64 / Sq Ft
12/01/2014 12/01/14 Price Changed $159,900 -8.1% $69 / Sq Ft
10/28/2014 10/28/14 For Sale $173,900 -- $76 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,447 $113,544 $25,048 $88,496
2023 $8,062 $102,578 $22,629 $79,949
2022 $7,590 $93,534 $20,634 $72,900
2021 $7,096 $87,447 $19,291 $68,156
2020 $6,900 $83,481 $18,416 $65,065
2019 $6,704 $79,520 $17,542 $61,978
2018 $6,651 $74,913 $16,526 $58,387
2017 $6,508 $69,271 $15,623 $53,648
2016 $6,854 $64,265 $14,494 $49,771
2015 -- $58,905 $13,285 $45,620
2014 -- $58,178 $13,121 $45,057
2013 -- $59,713 $13,467 $46,246
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11851819

Midwest Real Estate Data (MRED)

APN: 06-15-179-005