NOT LISTED FOR SALE

1491 Rugby Rd Schenectady, NY 12308

Estimated Value: $251,000 - $287,000

5 Beds
2 Baths
2,472 Sq Ft
$110/Sq Ft Est. Value

Sale Details

Date Sold: October 21, 2025

Last sale price $270,000 $109 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $1,948 / mo

96 Days on Market

Highlights

  • Traditional Architecture
  • Full Attic
  • 3 Car Detached Garage
  • Wood Flooring
  • No HOA
  • Bathroom on Main Level

About This Home

As of October 2025

Fantastic investment opportunity! This fully rented 2-family home in Schenectady offers separate utilities paid by tenants and a rare 3-car garage. The first-floor unit features 3 bedrooms, 1 full bath, a spacious living room, and a dining room. The second-floor unit includes 2 bedrooms plus a den, 1 full bath, a living room, and a dining room. Both units have front and rear porches for added outdoor space. Additional features include a full basement with laundry hookups and a full walk-up attic for extra storage. Conveniently located near schools, shopping, and transportation, this property is ideal for investors or owner-occupants.

Last Agent to Sell the Property

Christine Serafini

Miranda Real Estate Group Inc License #40SE0980789 Listed on: 05/06/2025

Last Buyer's Agent

Terryann Abdu

KW Platform

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $5,693

Year Built

  • Built in 1906

Lot Details

  • 5,663 Sq Ft Lot
  • Lot Dimensions are 40x140
  • Level Lot

Parking

  • 3 Car Detached Garage
  • Open Parking
  • Off-Street Parking

Home Design

  • Duplex
  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 2,472 Sq Ft Home
  • 2-Story Property
  • Full Attic

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Schools

  • Schenectady High School

Utilities

  • Heating System Uses Natural Gas
  • Radiant Heating System
  • Hot Water Heating System

Community Details

  • No Home Owners Association
  • 2 Units

Listing and Financial Details

  • Tenant pays for hot water, heat, electricity
  • The owner pays for trash collection, sewer, water
  • Legal Lot and Block 28.000 / 2
  • Assessor Parcel Number 421500 40.77-2-28
  • Seller Concessions Not Offered

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$5,693

Year Built

Built in 1906

Lot Details

5,663 Sq Ft Lot

Parking

3

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Year Built: 1906
  • Directions: Union St to N Brandywine Ave heading north to Rugby Rd, right at intersection.
  • Above Grade Finished Sq Ft: 2472.0
  • Architectural Style: Traditional
  • Financial Details General Taxes: 3802.23
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 1890.8
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.13
  • Lot Size: 40X140
  • Parking Features Parking Total: 4.0
  • Sale Detail Seller Contribution: No
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2
  • Flooring:Hardwood: Yes
  • Flooring:Ceramic Tile: Yes
  • Laundry Features:In Basement: Yes
  • Architectural Style:Traditional: Yes
  • Levels Two: Yes
  • Special Features: None

Interior Features

  • Flooring: Ceramic Tile, Hardwood
  • Basement: Full
  • Full Bathrooms: 2
  • Total Bedrooms: 5
  • Living Area: 2472.0
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Owner Pays: Trash Collection, Sewer, Water
  • Full Basement: Yes
  • Attic Features:Walk-Up: Yes
  • Attic Features:Full2: Yes
  • Unit 1 Owner Furnish Features:Sewer3: Yes
  • Unit 2 Owner Furnish Features:Sewer4: Yes
  • Unit 1 Owner Furnish Features:Trash2: Yes
  • Unit 2 Owner Furnish Features:Trash3: Yes

Exterior Features

  • Exterior Features: Other
  • Construction Type: Vinyl Siding
  • Other Structures: Garage(s)
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Other58: Yes

Garage/Parking

  • Garage Spaces: 3.0
  • Parking Features: Off Street, Detached, Garage
  • Attached Garage: No
  • Open Parking: Yes
  • Total Parking Spaces: 4.0
  • Property Detail:Garage Spaces: 3.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes
  • Other Structures:Garage(s): Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Hot Water, Radiant, Natural Gas
  • Laundry Features: In Basement
  • Water Source: Public
  • Heating Yn: Yes
  • Heating:Hot Water: Yes
  • Heating:Radiant: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No
  • Unit 1 Amenities:Ceramic Tile2: Yes
  • Unit 2 Amenities:Ceramic Tile3: Yes

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Level
  • Parcel #: 421500 40.77-2-28
  • Lot Size Sq Ft: 5662.8

Rental Info

  • Tenant Pays: Hot Water, Heat, Electricity

Tax Info

  • Tax Annual Amount: 5693.03
  • Tax Block: 2
  • Tax Lot: 28.000

Multi Family

  • Number Of Units Total: 2

MLS Schools

  • HighSchool: Schenectady

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 6, 2025
Closed on
Oct 21, 2025
Sold by
Bought by
Seller's Agent
Christine Serafini
Miranda Real Estate Group Inc
Buyer's Agent
Terryann Abdu
KW Platform
List Price
$279,900
Sold Price
$270,000
Premium/Discount to List
-$9,900
-3.54%
Views
70
Current Estimated Value
$273,131

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,131
Avg. Annual Appreciation
1.82%
Original Mortgage
$256,500
Outstanding Balance
$255,769
Interest Rate
6.27%
Mortgage Type
New Conventional
Estimated Equity
$17,362

Purchase Details

Closed on
Sep 2, 2022
Sold by
Bought by

Purchase Details

Closed on
Jan 26, 2006
Sold by
Bought by

Purchase Details

Closed on
Jan 31, 2000
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$270,000 Catic Title
$194,500 Fidelity National Title
$95,000 Carl Adamec
$50,550 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $256,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/21/2025 10/21/25 Sold $270,000 -3.5% $109 / Sq Ft
06/10/2025 06/10/25 Pending -- -- --
05/06/2025 05/06/25 For Sale $279,900 0.0% $113 / Sq Ft
03/30/2025 03/30/25 Pending -- -- --
03/06/2025 03/06/25 For Sale $279,900 +65.0% $113 / Sq Ft
03/11/2022 03/11/22 Sold $169,600 -3.0% $69 / Sq Ft View Prior Sale
12/17/2021 12/17/21 Pending -- -- --
12/03/2021 12/03/21 For Sale $174,900 0.0% $71 / Sq Ft
09/17/2021 09/17/21 Pending -- -- --
09/12/2021 09/12/21 For Sale $174,900 -- $71 / Sq Ft
Source: Global MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,693 $94,800 $14,200 $80,600
2024 $5,693 $94,800 $14,200 $80,600
2023 $5,517 $94,800 $14,200 $80,600
2022 $5,368 $94,800 $14,200 $80,600
2021 $5,326 $94,800 $14,200 $80,600
2020 $5,231 $94,800 $14,200 $80,600
2019 $3,266 $94,800 $14,200 $80,600
2018 $5,277 $94,800 $14,200 $80,600
2017 $4,566 $94,800 $14,200 $80,600
2016 $5,397 $94,800 $14,200 $80,600
2015 -- $94,800 $14,200 $80,600
2014 -- $94,800 $14,200 $80,600
Source: Public Records

Agents Affiliated with this Home

  • Christine Serafini

    Seller's Agent in 2025

    Christine Serafini

    Miranda Real Estate Group Inc

    (518) 514-8830

    311 Total Sales

    Christine Serafini
    Section Image

  • T

    Buyer's Agent in 2025

    Terryann Abdu

    KW Platform

  • Layla Khafaga

    Seller's Agent in 2022

    Layla Khafaga

    Khan Faraz A

    (518) 428-2060

    4 Total Sales

    Layla Khafaga
    Section Image
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Map

Source: Global MLS

MLS Number: 202512956

Global MLS

APN: 040-077-0002-028-000-0000

New York Schenectady County Schenectady 12308

1491 Rugby Rd, Schenectady, NY

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Information is deemed reliable but not guaranteed.



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