1506 Montgomery St Urbana, IL 61802
East Urbana Neighborhood
3
Beds
2
Baths
1,302
Sq Ft
2003
Built
Highlights
- Vaulted Ceiling
- Porch
- Patio
- Ranch Style House
- Walk-In Closet
- 1-minute walk to Savannah Green
About This Home
As of August 2025Welcome to this well-maintained ranch, offering comfort, convenience, and incredible potential with room to grow. Step inside to a bright and welcoming living room with a vaulted ceiling and a functional, flowing layout. The home features three generously sized bedrooms, including a spacious primary suite complete with a walk-in closet and private full bath. The full unfinished basement-featuring one egress window and rough-in plumbing for a future bathroom-offers a blank canvas for additional living space, a home office or gym, and a fourth bedroom. Enjoy the benefits of single-level living and a fully fenced backyard ideal for pets, play, or entertaining. This home has been thoughtfully updated with major systems already taken care of for your peace of mind: 50-gallon gas water heater (2018), high-efficiency gas furnace (2020), roof (2020), air conditioner (2021), and a radon mitigation system (2021). Interior upgrades include new carpet (2021), vinyl plank flooring (2021), kitchen stove (2023), dishwasher (2025), all new fence boards (2024), and an exterior garage door (2025). With solid structure, stylish updates, and endless potential, don't miss your chance to own this home.
Last Agent to Sell the Property
KELLER WILLIAMS-TREC License #475190153 Listed on: 07/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,893
Year Built
- Built in 2003
Lot Details
- Lot Dimensions are 46 x 119.5
HOA Fees
- $6 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
Home Design
- Ranch Style House
- Asphalt Roof
Interior Spaces
- 1,302 Sq Ft Home
- Vaulted Ceiling
- Gas Log Fireplace
- Family Room
- Living Room with Fireplace
- Dining Room
- Basement Fills Entire Space Under The House
Kitchen
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
- Bathroom on Main Level
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Patio
- Porch
Schools
- Dr. Preston L. Williams Jr. Elementary School
- Urbana Middle School
- Urbana High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Savanna Green Subdivision
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 11, 2020
Closed on
Mar 6, 2021
Sold by
Johnson Carrielea and Johnson Scott A
Bought by
Trainis Kirsten M
Seller's Agent
Scott McFarlan
Charles Rutenberg Realty of IL
Buyer's Agent
Scott Bechtel
KELLER WILLIAMS-TREC
List Price
$139,000
Sold Price
$133,500
Premium/Discount to List
-$5,500
-3.96%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.03%
Original Mortgage
$106,800
Outstanding Balance
$96,437
Interest Rate
2.87%
Mortgage Type
New Conventional
Estimated Equity
$107,450
Purchase Details
Closed on
Apr 19, 2019
Sold by
Trainis James A R and Trainis Kristen M
Bought by
Trainis Kristen M and Johnson Carrielea
Purchase Details
Closed on
Mar 10, 2018
Sold by
Trains James Ar and Trains Kirsten M
Bought by
Trainis James Ar and Trainis Krirsten M
Purchase Details
Closed on
May 21, 2010
Sold by
Sturm Brandon and Strum Jessica
Bought by
Trainis James A R and Trainis Kirsten M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,206
Interest Rate
4.75%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 12, 2004
Sold by
Spaulding Reid A and Spaulding Jennifer L
Bought by
Sturm Brandon and Sturm Jessica
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,000
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 30, 2003
Sold by
V M Llc
Bought by
Spaulding Reid A and Spaulding Jennifer L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,500
Interest Rate
5.9%
Mortgage Type
FHA
Similar Homes in Urbana, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $133,500 | None Available | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | -- | Attorney | |
| Warranty Deed | $135,000 | None Available | |
| Warranty Deed | $130,000 | -- | |
| Warranty Deed | $126,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $106,800 | New Conventional | |
| Previous Owner | $109,710 | New Conventional | |
| Previous Owner | $133,206 | FHA | |
| Previous Owner | $104,000 | Purchase Money Mortgage | |
| Previous Owner | $19,500 | Credit Line Revolving | |
| Previous Owner | $123,500 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/27/2025 08/27/25 | Sold | $205,500 | +2.8% | $158 / Sq Ft |
| 08/02/2025 08/02/25 | Pending | -- | -- | -- |
| 08/01/2025 08/01/25 | For Sale | $199,900 | +49.7% | $154 / Sq Ft |
| 03/30/2021 03/30/21 | Sold | $133,500 | -4.0% | $103 / Sq Ft |
| 02/02/2021 02/02/21 | Pending | -- | -- | -- |
| 12/11/2020 12/11/20 | For Sale | $139,000 | -- | $107 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,548 | $53,440 | $8,420 | $45,020 |
| 2023 | $4,548 | $48,760 | $7,680 | $41,080 |
| 2022 | $4,211 | $44,900 | $7,070 | $37,830 |
| 2021 | $4,518 | $41,850 | $6,590 | $35,260 |
| 2020 | $4,370 | $40,630 | $6,400 | $34,230 |
| 2019 | $4,246 | $40,630 | $6,400 | $34,230 |
| 2018 | $4,309 | $41,710 | $6,450 | $35,260 |
| 2017 | $4,458 | $41,710 | $6,450 | $35,260 |
| 2016 | $4,433 | $41,710 | $6,450 | $35,260 |
| 2015 | $4,482 | $41,710 | $6,450 | $35,260 |
| 2014 | $3,786 | $41,710 | $6,450 | $35,260 |
| 2013 | $3,736 | $41,710 | $6,450 | $35,260 |
Source: Public Records
Agents Affiliated with this Home
-
Jacqueline Steinke
Seller's Agent in 2025
Jacqueline Steinke
KELLER WILLIAMS-TREC
(765) 592-1937
3 in this area
45 Total Sales
-
Lisa Duncan
Buyer's Agent in 2025
Lisa Duncan
KELLER WILLIAMS-TREC
(217) 417-8402
19 in this area
400 Total Sales
-
Scott McFarlan
Seller's Agent in 2021
Scott McFarlan
Charles Rutenberg Realty of IL
(630) 738-2775
1 in this area
11 Total Sales
-
Scott Bechtel
Buyer's Agent in 2021
Scott Bechtel
KELLER WILLIAMS-TREC
(217) 239-7202
4 in this area
274 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12430231
APN: 91-21-15-388-019
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