$650,000
PENDING

155 Ridgeway Cir Arnold, MD 21012

Estimated payment $3,885/month

Total Views 9,154
4 Beds
2 Baths
1,632 Sq Ft
$398 Price per Sq Ft

Highlights

  • Home fronts navigable water
  • Canoe or Kayak Water Access
  • View of Trees or Woods
  • Arnold Elementary School Rated 10
  • Fishing Allowed
  • Deck

About This Home

Live the waterfront lifestyle in sought-after Pines on the Severn. This beautifully updated 1940s cottage combines timeless character and modern enhancements and is set on one of the neighborhood’s most charming streets—just around the corner from the community playground and a short walk to the private beach, piers, marina, and boat launch. Deceptively spacious, this home offers 4 bedrooms and 2 full baths and provides flexible living spaces to suit a variety of needs. The main level boasts vaulted ceilings in the living room with a gas fireplace and a large, elevated deck which overlooks a quiet, picturesque, wooded ravine—currently undergoing revitalization. The light-filled lower level offers a family room opening to a wraparound deck which enhances the home’s flexible layout and easy indoor-outdoor living. The lower level also offers a primary suite with renovated en-suite bath and walk-in closet with an organizing system. Recent updates include newer Hardie Plank siding, Andersen windows throughout, fresh interior paint, a renovated kitchen with quartz countertops and stainless-steel appliances, and thoughtful finishes that blend modern conveniences with the home’s original character. Located on a quiet one-way street, this home is less than half a mile to the B&A Trail, just around the corner from Chase Creek Swim Club (memberships available), and only four miles to all that the Annapolis Historic District has to offer. Residents enjoy access to a wide range of community amenities, including a sandy beach, picnic pavilion, marina with slips and moorings, boat ramp, kayak and canoe storage, ball fields, playground, and basketball and tennis courts. Situated in the Broadneck school district, with easy access to Route 50. A great opportunity to own in one of Arnold’s most desirable water-privileged communities.

Listing Agent

Santiago Navarro-Monzo

(410) 263-8686 khylah.settle@cbmove.com Coldwell Banker Realty Brokerage Phone: 4102638686 Listed on: 05/02/2026

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,217

Year Built

  • Built in 1940 | Remodeled in 2017

Lot Details

  • 5,153 Sq Ft Lot
  • Home fronts navigable water
  • Northwest Facing Home
  • Property is Fully Fenced
  • Private Lot
  • Backs to Trees or Woods
  • Property is zoned R2

Home Design

  • Cottage
  • Shingle Roof
  • Composition Roof
  • HardiePlank Type

Interior Spaces

  • Property has 2 Levels
  • Built-In Features
  • Vaulted Ceiling
  • Gas Fireplace
  • Family Room
  • Living Room
  • Views of Woods

Kitchen

  • Breakfast Room
  • Gas Oven or Range
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior and Side Basement Entry
  • Basement Windows

Parking

  • 1 Parking Space
  • Fenced Parking

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Sail
  • Swimming Allowed
  • Powered Boats Permitted
  • Deck

Schools

  • Arnold Elementary School
  • Severn River Middle School
  • Broadneck High School

Utilities

  • Central Air
  • Cooling System Utilizes Natural Gas
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 210
  • Assessor Parcel Number 020365627272020

Community Details

Overview

  • No Home Owners Association
  • Pines On The Severn Subdivision

Recreation

  • Community Pool
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,217

Year Built

Built in 1940 | Remodeled in 2017

Lot Details

5,153 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 5/3/2026 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1940
  • Year Renovated: 2017
  • Automatically Close On Close Date: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Exhaust Fan, Icemaker, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Water Heater, Washer, Dryer
  • Flooring Type: Hardwood
  • Interior Amenities: Breakfast Area, Built-Ins, Carpet, Entry Level Bedroom, Primary Bath(s), Upgraded Countertops, Wood Floors
  • Window Features: Energy Efficient
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Other
  • Levels Count: 2
  • Room List: Living Room, Kitchen, Family Room, Basement, Breakfast Room, Laundry, Full Bath
  • Basement: Yes
  • Basement Type: Full, Daylight, Partial, Fully Finished, Interior Access, Side Entrance, Walkout Level, Windows
  • Basement Finished Percent: 75.00
  • Laundry Type: Lower Floor
  • Total Sq Ft: 1864
  • Living Area Sq Ft: 1632
  • Price Per Sq Ft: 697.42
  • Above Grade Finished Sq Ft: 932
  • Below Grade Finished Sq Ft: 700
  • Below Grade Sq Ft: 232
  • Total Below Grade Sq Ft: 932
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Hardiplank Type
  • Roof: Composite, Shingle
  • Spa: No
  • View: Trees/Woods
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Sail, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Chase Creek
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Fenced
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Off Street
  • Off Street Parking Spaces: 1

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Natural Gas
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Utilities: Natural Gas Available, Water Available, Electric Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: ARNOLD
  • High School: BROADNECK
  • Middle Or Junior School: SEVERN RIVER

Lot Info

  • Additional Parcels: No
  • Fencing: Fully
  • Lot Features: Backs To Trees, Private
  • Lot Size Acres: 0.12
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5153.00
  • Outdoor Living Structures: Deck(s)
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 5217.00
  • Assessor Parcel Number: 020365627272020
  • Tax Lot: 210
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,019 $439,933 -- --
2024 $5,019 $408,800 $265,500 $143,300
2023 $4,743 $384,433 $0 $0
2022 $4,462 $360,067 $0 $0
2020 $4,150 $335,700 $249,000 $86,700
2019 $4,142 $335,700 $249,000 $86,700
2018 $3,759 $370,700 $270,500 $100,200
2017 $4,384 $367,700 $0 $0
2016 -- $364,700 $0 $0
2015 -- $361,700 $0 $0
2014 -- $361,700 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/24/2026 05/24/26 Pending -- -- --
05/02/2026 05/02/26 For Sale $650,000 +38.9% $398 / Sq Ft
07/01/2019 07/01/19 Sold $468,000 0.0% $287 / Sq Ft View Prior Sale
05/16/2019 05/16/19 Pending -- -- --
05/15/2019 05/15/19 For Sale $468,000 0.0% $287 / Sq Ft
10/27/2017 10/27/17 Rented $2,200 -12.0% --
10/27/2017 10/27/17 Under Contract -- -- --
09/21/2017 09/21/17 For Rent $2,500 0.0% --
04/25/2012 04/25/12 Sold $375,000 -3.6% $402 / Sq Ft View Prior Sale
03/06/2012 03/06/12 Pending -- -- --
03/02/2012 03/02/12 Price Changed $389,000 -2.5% $417 / Sq Ft
01/02/2012 01/02/12 For Sale $399,000 -- $428 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed -- None Listed On Document
Deed -- None Listed On Document
Deed $468,000 Mid Maryland Title Co Inc
Deed $375,000 Title Resources Guaranty Co
Deed $194,500 --
Deed $152,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $397,800 New Conventional
Previous Owner $300,000 New Conventional
Previous Owner $161,710 No Value Available
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDAA2143734

Bright MLS

APN: 03-656-27272020

Your Personal Tour Guide

Ask me questions while you tour the home.