$420,000
SOLD JUN 30, 2026

1555 Colding Dr Ruskin, FL 33570

Ruskin Area
5 Beds
3 Baths
2,557 Sq Ft
8,304 Sq Ft Lot

Sale Details

Date Sold: June 30, 2026

$164 Per Sq Ft

2% Below List Price

29 Days on Market

Highlights

  • View of Trees or Woods
  • Engineered Wood Flooring
  • Great Room
  • Clubhouse
  • High Ceiling
  • Granite Countertops

About This Home

As of June 2026

$10,000 BONUS TO BUYER FOR CLOSING COSTS! Fantastic hard to find newly built (2021) Beautifully spacious 5-bedroom, 3-bathroom, 3 car garage nestled on the banks of a serene pond, this residence offers a unique blend of luxury, comfort, and functionality. As you enter, you're greeted by high ceilings, an open-concept living space with tile floors in the main living area , creating a seamless flow from room to room. The heart of the home, a chef's dream kitchen, boasts a large center island, granite countertops, custom 42" cabinets, stainless steel appliances and oversized walk-in pantry. Imagine entertaining family and friends while enjoying the picturesque views of the backyard and pond. The owner's suite is a private retreat, featuring an oversized bedroom with captivating water views. The en-suite bathroom offers his and her vanity, walk-in shower and roomy walk-in closet is tucked away and private. The other 2 bedrooms and bathroom are conveniently located on the other side of the home for additional privacy. This home is not just beautiful, it's smartly designed with additional features to enhance your living experience. There is den/office off the main living area. Venture outside to your screened covered patio 20X15 plus an additional open patio 15X12 overlooking the fenced backyard and pond view. Perfect setting for relaxation and outdoor gatherings. Located in the family-friendly community of Spencer Creek, residents enjoy access to a clubhouse, pool, dog park, playground and a basketball court. The convenience continues with close proximity to schools, hospitals, shopping, I-75, US-41, US-301 and the allure of Tampa Bay. Ready to make this dream home yours! Some of the furnishings are available for sale on separate sale.

Last Agent to Sell the Property

Tom Gaskill

COLDWELL BANKER REALTY Brokerage Phone: 941-366-8070 License #582478 Listed on: 04/24/2026

COLDWELL BANKER REALTY

Last Buyer's Agent

Sang Nguyen

HOME TOWN REALTY, INC. License #3361402

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,998

Year Built

  • Built in 2021

Lot Details

  • 8,304 Sq Ft Lot
  • Lot Dimensions are 69.2x120
  • North Facing Home
  • Vinyl Fence
  • Irrigation Equipment
  • Property is zoned PD

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Property Views

  • Pond
  • Woods

Home Design

  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,557 Sq Ft Home
  • 1-Story Property
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Great Room
  • Family Room Off Kitchen
  • Den
  • Inside Utility
  • Washer and Electric Dryer Hookup

Kitchen

  • Dinette
  • Microwave
  • Dishwasher
  • Cooking Island
  • Granite Countertops
  • Disposal

Flooring

  • Engineered Wood
  • Brick
  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool
  • Home River Group Association, Phone Number (800) 310-6552
  • Built by Lennar
  • Spencer Crk Ph 2 Subdivision

Amenities

  • Clubhouse

Recreation

  • Shuffleboard Court
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,998

Year Built

Built in 2021

Lot Details

8,304 Sq Ft Lot

HOA Fees

$13 per month

Parking

3

Listing Details

  • HOA Fee Includes: Pool
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2557
  • Lot Size Acres: 0.19
  • New Construction: No
  • Year Built: 2021
  • Building Area Total: 3870
  • Lot Size Sq Ft: 8304
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 359.53
  • Escrow State: FL
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 164.25
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Planned Unit Development Yn: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 941-366-8070
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
  • Foundation Details: Block, Slab
  • Total Bedrooms: 5
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Blinds
  • Additional Rooms: Den/Library/Office,Family Room,Great Room,Inside Utility
  • Living Area Meters: 237.55

Exterior Features

  • Direction Faces: North
  • Exterior Features: Sidewalk, Sliding Doors
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • View: Trees/Woods, Water
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch, Patio, Rear Porch
  • Road Surface Type: Asphalt
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Pool, Sidewalks
  • Association Amenities: Pool, Shuffleboard Court
  • Association Fee: 156
  • Association Fee Frequency: Annually
  • Association Name: Home River Group
  • Phone: 800-310-6552
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 156.00
  • Total Monthly Fees: 13.00
  • Monthly HOA Amount: 13.00

Lot Info

  • Zoning: PD
  • Parcel Number: U-16-32-19-C3U-000000-00270.0
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: Sidewalk, Paved
  • Lot Dimensions: 69.2x120
  • Property Attached Yn: No
  • Flood Zone Code: X

Building Info

  • Builder Name: Lennar

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Contact HOA for leasing questions

Tax Info

  • Tax Annual Amount: 5998.17
  • Tax Block: 00
  • Tax Book Number: 139-153
  • Tax Lot: 270
  • Tax Other Annual Assessment Amount: 3998

Multi Family

  • Approval Process: Contact HOA for approval process

3D Interior and Exterior Tours

Floorplan

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 30, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$297,392
Outstanding Balance
$267,962
Interest Rate
3.14%
Mortgage Type
New Conventional
Estimated Equity
$159,938
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $371,800 New Title Company Name
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $25,000 New Conventional
Open $297,392 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/30/2026 06/30/26 Sold $420,000 -2.3% $164 / Sq Ft
05/23/2026 05/23/26 Pending -- -- --
04/24/2026 04/24/26 For Sale $429,900 -- $168 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,530 $366,570
2024 $9,885 $356,239 $80,549 $275,690
2023 $9,545 $349,576 $72,494 $277,082
2022 $9,502 $350,541 $0 $0
2021 $3,289 $8,304 $8,304 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: A4689506

Stellar MLS

APN: U-16-32-19-C3U-000000-00270.0

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