$429,900

1555 Colding Dr Ruskin, FL 33570

Estimated payment $2,792/month

Total Views 2,559
5 Beds
3 Baths
2,557 Sq Ft
$168 Price per Sq Ft

Highlights

  • View of Trees or Woods
  • Engineered Wood Flooring
  • Great Room
  • Clubhouse
  • High Ceiling
  • Granite Countertops

About This Home

$10,000 BONUS TO BUYER FOR CLOSING COSTS! Fantastic hard to find newly built (2021) Beautifully spacious 5-bedroom, 3-bathroom, 3 car garage nestled on the banks of a serene pond, this residence offers a unique blend of luxury, comfort, and functionality. As you enter, you're greeted by high ceilings, an open-concept living space with tile floors in the main living area , creating a seamless flow from room to room. The heart of the home, a chef's dream kitchen, boasts a large center island, granite countertops, custom 42" cabinets, stainless steel appliances and oversized walk-in pantry. Imagine entertaining family and friends while enjoying the picturesque views of the backyard and pond. The owner's suite is a private retreat, featuring an oversized bedroom with captivating water views. The en-suite bathroom offers his and her vanity, walk-in shower and roomy walk-in closet is tucked away and private. The other 2 bedrooms and bathroom are conveniently located on the other side of the home for additional privacy. This home is not just beautiful, it's smartly designed with additional features to enhance your living experience. There is den/office off the main living area. Venture outside to your screened covered patio 20X15 plus an additional open patio 15X12 overlooking the fenced backyard and pond view. Perfect setting for relaxation and outdoor gatherings. Located in the family-friendly community of Spencer Creek, residents enjoy access to a clubhouse, pool, dog park, playground and a basketball court. The convenience continues with close proximity to schools, hospitals, shopping, I-75, US-41, US-301 and the allure of Tampa Bay. Ready to make this dream home yours! Some of the furnishings are available for sale on separate sale.

Listing Agent

Tom Gaskill

COLDWELL BANKER REALTY Brokerage Phone: 941-366-8070 License #582478 Listed on: 04/24/2026

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,998

Year Built

  • Built in 2021

Lot Details

  • 8,304 Sq Ft Lot
  • Lot Dimensions are 69.2x120
  • North Facing Home
  • Vinyl Fence
  • Irrigation Equipment
  • Property is zoned PD

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Property Views

  • Pond
  • Woods

Home Design

  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,557 Sq Ft Home
  • 1-Story Property
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Great Room
  • Family Room Off Kitchen
  • Den
  • Inside Utility
  • Washer and Electric Dryer Hookup

Kitchen

  • Dinette
  • Microwave
  • Dishwasher
  • Cooking Island
  • Granite Countertops
  • Disposal

Flooring

  • Engineered Wood
  • Brick
  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool
  • Home River Group Association, Phone Number (800) 310-6552
  • Built by Lennar
  • Spencer Crk Ph 2 Subdivision

Amenities

  • Clubhouse

Recreation

  • Shuffleboard Court
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,998

Year Built

Built in 2021

Lot Details

8,304 Sq Ft Lot

HOA Fees

$13 per month

Parking

3

Listing Details

  • HOA Fee Includes: Pool
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2557
  • Lot Size Acres: 0.19
  • New Construction: No
  • Year Built: 2021
  • Building Area Total: 3870
  • Lot Size Sq Ft: 8304
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 359.53
  • Escrow State: FL
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 168.13
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Planned Unit Development Yn: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 941-366-8070
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
  • Foundation Details: Block, Slab
  • Total Bedrooms: 5
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Blinds
  • Additional Rooms: Den/Library/Office,Family Room,Great Room,Inside Utility
  • Living Area Meters: 237.55

Exterior Features

  • Direction Faces: North
  • Exterior Features: Sidewalk, Sliding Doors
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • View: Trees/Woods, Water
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch, Patio, Rear Porch
  • Road Surface Type: Asphalt
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Pool, Sidewalks
  • Association Amenities: Pool, Shuffleboard Court
  • Association Fee: 156
  • Association Fee Frequency: Annually
  • Association Name: Home River Group
  • Phone: 800-310-6552
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 156.00
  • Total Monthly Fees: 13.00
  • Monthly HOA Amount: 13.00

Lot Info

  • Zoning: PD
  • Parcel Number: U-16-32-19-C3U-000000-00270.0
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: Sidewalk, Paved
  • Lot Dimensions: 69.2x120
  • Property Attached Yn: No
  • Flood Zone Code: X

Building Info

  • Builder Name: Lennar

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Contact HOA for leasing questions

Tax Info

  • Tax Annual Amount: 5998.17
  • Tax Block: 00
  • Tax Book Number: 139-153
  • Tax Lot: 270
  • Tax Other Annual Assessment Amount: 3998

Multi Family

  • Approval Process: Contact HOA for approval process

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,885 $366,570 -- --
2024 $9,885 $356,239 $80,549 $275,690
2023 $9,545 $349,576 $72,494 $277,082
2022 $9,502 $350,541 $0 $0
2021 $3,289 $8,304 $8,304 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/24/2026 04/24/26 For Sale $429,900 -- $168 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $371,800 New Title Company Name
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $297,392 New Conventional
Source: Public Records

About the Listing Agent

Tom Gaskill

COLDWELL BANKER REALTY

(656) 228-8979

Section Image

I’m a Florida real estate professional with over 30 years of experience helping buyers, sellers, and investors make smart real estate decisions. After owning property myself at a young age and successfully buying, selling, and investing over the years, I chose to transition into real estate full time so I could help others do the same with confidence.

My background in sales and business ownership taught me how to negotiate effectively, price homes strategically, and guide clients through

Tom's Other Listings

  • 4153 Entrada Ct, Sarasota, FL 34238

    $345,000

    • 3 Beds
    • 3 Baths
    • 1,854 Sq Ft
    • 4153 Entrada Ct
    • Sarasota, FL

    Rare Opportunity in Gated Mira Lago! Offered for the first time by the original owner, this 3BR/3BA townhome in Palmer Ranch is a true "blank canvas" with incredible potential. The home’s striking architecture is defined by 19-foot ceilings and soaring windows that create a bright, airy atmosphere throughout. Property Highlights: * Versatile Main Level: Third bedroom doubles as an executive

    Tom Gaskill COLDWELL BANKER REALTY

    Section Image
  • 3822 Alamanda Dr, Sarasota, FL 34238

    $435,280 Sold Mar 09, 2026

    • 3 Beds
    • 2 Baths
    • 1,950 Sq Ft
    • 3822 Alamanda Dr
    • Sarasota, FL

    Beautiful panoramic Lake View! Home is pristine condition and added upgrades. You will be impressed with 12 foot ceilings as you enter into the main living area and master bedroom. Nice ceramic tiles set on diagonal in the main living area and bedrooms are tiled. Custom built cabinets in Living Room and Kitchen with Corian counter tops. Home was re-plumbed, new roof 2 years ago, AC 8 years old,

    Tom Gaskill COLDWELL BANKER REALTY

  • 3744 Castellon Ct, Sarasota, FL 34238

    $450,000 Sold Dec 19, 2025

    • 3 Beds
    • 2 Baths
    • 1,951 Sq Ft
    • 3744 Castellon Ct
    • Sarasota, FL

    Mira Lago of Palmer Ranch nice quality-built home. The Encino model with a Portico-Cochere boasts of three bedrooms and two full bathrooms in a private cul-de-sac and pond. The Portico-Cochere and is a perfect outside area to meet and greet your neighbors. This active community uses the sidewalks around the four lakes for exercising and walking your pets! The lakes are teeming with colorful water

    Tom Gaskill COLDWELL BANKER REALTY

Source: Stellar MLS

MLS Number: A4689506

Stellar MLS

APN: U-16-32-19-C3U-000000-00270.0

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