$510,000
SOLD APR 17, 2026

157 White Oak Bluff Rd Stella, NC 28582

Stella Neighborhood
3 Beds
2 Baths
1,906 Sq Ft
0.88 Acres Lot

Sale Details

Date Sold: April 17, 2026

$268 Per Sq Ft

2% Below List Price

58 on Market

Highlights

  • Deeded Waterfront Access Rights
  • Waterfront Community
  • Private Dock
  • White Oak Elementary School Rated A-
  • Boat Ramp
  • Second Garage

About This Home

As of April 2026

Water views, boat ramp access, AND priced below comparable homes. This beautiful home delivers coastal living value that's hard to find and it's not located in a flood zone. - Classic brick home with a large southern porch, TWO large garages and water views of the White Oak River. The boat ramp has easy access to the Intracoastal Waterway. Enjoy morning coffee and evening breezes from the full-width front porch, or relax on the expansive screened back porch overlooking a backyard with flower beds and a covered grilling space perfect for entertaining. - A standout feature is the rare 24x24x12 fully insulated detached garage with 60-amp service, ideal for boat storage, a workshop, hobbies, or additional vehicles, plus a separate 2-car attached garage for even more flexibility. - Inside, warm wood floors, spacious rooms, and a large living area provide a comfortable layout ideal for everyday living and gatherings. The bright eat-in kitchen captures peaceful water views.Residents enjoy White Oak Bluff community amenities including a boat ramp, fishing dock, and picnic area. Everything you need to embrace the coastal lifestyle.

Last Agent to Sell the Property

Vanessa Justice

Justice Realty Group License #270078 Listed on: 12/28/2025

Last Buyer's Agent

Gayle Riggs

Hurst Realty LLC License #202324

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,368

Year Built

  • Built in 1999

Lot Details

  • 38,202 Sq Ft Lot
  • Fenced Yard
  • Irrigation

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 4 Garage Spaces | 2 Attached and 2 Detached
  • Second Garage
  • Enclosed Parking
  • Side Facing Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Brick Exterior Construction
  • Architectural Shingle Roof

Interior Spaces

  • 1,906 Sq Ft Home
  • 1-Story Property
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Blinds
  • Living Room
  • Dining Area
  • Crawl Space
  • Attic Fan
  • Solid Surface Countertops
  • Laundry Room

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Whirlpool Bathtub
  • Walk-in Shower

Outdoor Features

  • Deeded Waterfront Access Rights
  • Boat Ramp
  • Private Dock
  • Covered Patio or Porch
  • Separate Outdoor Workshop

Schools

  • White Oak Elementary School
  • Broad Creek Middle School
  • Croatan High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Propane Water Heater

Listing and Financial Details

  • Assessor Parcel Number 536704602389000

Community Details

Overview

  • White Oak Bluff HOA, Phone Number (910) 325-7888
  • White Oak Bluff Subdivision
  • Maintained Community

Amenities

  • Picnic Area

Recreation

  • Boat Ramp
  • Community Boat Dock
  • Waterfront Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,368

Year Built

Built in 1999

Lot Details

0.88 Acres

HOA Fees

$13 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Secondary Subdivision: N/A
  • Year Built: 1999
  • Property Sub Type: Single Family Residence
  • Original List Price: 510000.00
  • Unit Levels: One
  • Living Area: 1906.00
  • Is New Construction?: No
  • Other Structures: Second Garage, Workshop
  • Island Or Mainland: Mainland
  • Prospect Exempt Y N: No
  • Remarks And Showing Info Recording Device Y N: No
  • Remarks Written By Agent Y N: Yes
  • List Price Per Sqft: 267.58
  • Special Features: None

Interior Features

  • Dining Room Type: Kitchen
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Master Downstairs, Walk-in Closet(s), Vaulted Ceiling(s), Tray Ceiling(s), High Ceilings, Solid Surface, Whirlpool, Ceiling Fan(s), Walk-in Shower, Blinds/Shades, Walk-In Closet(s)
  • Master Bedroom Level: Primary Living Area
  • Stories: 1
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Entry Level: 1
  • Total Bedrooms: 5
  • Room Types: Living Room, Dining Area, Bedroom 1, Bedroom 2, Bedroom 3, Laundry, Bathroom 1, Bathroom 2
  • Stories: 1
  • Bathrooms Total Source: Computed
  • Bathrooms Total Notational: 2.00
  • Attic Features: Access Only, Attic Fan
  • Living Area Range: 1800 - 1999

Exterior Features

  • Exterior Features: Irrigation System
  • Exterior Finish: Brick
  • Fencing: Back Yard
  • Roof: Architectural Shingle
  • Road Frontage Type: See Remarks
  • Road Frontage Type: Paved
  • Road Surface Type: Paved
  • Waterfront Features: Boat Ramp, Deeded Water Access, Water Access Comm
  • Waterfront?: No
  • Foundation Details: Crawl Space
  • Patio And Porch Features: Covered, Enclosed, Porch, Screened

Garage/Parking

  • Has Attached Garage?: Yes
  • Garaged Spaces: 4.00
  • Has Attached Garage?: Yes
  • Parking Features: Garage Faces Side, Concrete, Garage Door Opener, Off Street
  • Total Parking Spaces: 4.00
  • Detached Garage Spaces: 2.00
  • Attached Garage Spaces: 2.00

Utilities

  • Utilities: Water Connected
  • Water Heater: Propane
  • Heating System Fuel Source: Electric
  • Cooling: Attic Fan, Heat Pump
  • Has Cooling?: Yes
  • Heating: Heat Pump, Electric
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Amenities: Waterfront Community, Boat Dock, Maintenance Common Areas, Picnic Area, Ramp, Street Lights
  • Association Fees: 150.00
  • Association Fee Frequency: Annually
  • Association Name: White Oak Bluff HOA
  • Association Phone#: 910-325-7888
  • Has H O A?: Yes

Schools

  • Elementary School: White Oak Elementary
  • High School: Croatan
  • Middle Or Junior School: Broad Creek

Lot Info

  • Deed Book: 1598
  • Deed Page: 431.00
  • Zoning: res
  • Lot Features: Boat Dock, Boat Ramp, Deeded Water Access, Water Access Comm
  • Lot Size Acres: 0.88
  • Lot Size: irr
  • Lot Size Sq Ft: 38202.00
  • Purchase Contract Date: 2026-02-24
  • Parcel#: 536704602389000
  • Cobra Zone Y N: No
  • Permitted Use: Public

Tax Info

  • Tax Year: 2024
  • Tax Book Number: 25
  • Tax Map Number: 75
  • Tax Other Assessment Amount Frequency: None
  • Tax Amount: 1368.4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 28, 2025
Closed on
Apr 13, 2026
Sold by
Vanessa Justice and Matthew Bugg
Bought by
Nance Rodney and Nance Donna M
Seller's Agent
Vanessa Justice
Justice Realty Group
Buyer's Agent
Gayle Riggs
Hurst Realty LLC
List Price
$520,000
Sold Price
$510,000
Premium/Discount to List
-$10,000
-1.92%
Views
956

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-9.76%
Original Mortgage
$408,000
Outstanding Balance
$408,000
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$98,866

Purchase Details

Listed on
Nov 6, 2017
Closed on
Jan 18, 2018
Sold by
Campbell Tara Ann and Edwards James Buddie
Bought by
Justice Venessa
Seller's Agent
Christine Erwin
CENTURY 21 Coastland Realty
Buyer's Agent
Vanessa Justice
Justice Realty Group
List Price
$259,500
Sold Price
$235,000
Premium/Discount to List
-$24,500
-9.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.90%
Original Mortgage
$160,000
Interest Rate
3.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 10, 1999
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $510,000 None Listed On Document
Warranty Deed $235,000 None Available
Deed $25,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $408,000 New Conventional
Previous Owner $160,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/17/2026 04/17/26 Sold $510,000 0.0% $268 / Sq Ft
02/24/2026 02/24/26 Pending -- -- --
02/23/2026 02/23/26 Price Changed $510,000 -1.0% $268 / Sq Ft
01/31/2026 01/31/26 Price Changed $515,000 -0.6% $270 / Sq Ft
01/12/2026 01/12/26 Price Changed $518,000 -0.4% $272 / Sq Ft
12/28/2025 12/28/25 For Sale $520,000 +2.0% $273 / Sq Ft
12/15/2025 12/15/25 Off Market $510,000 -- --
12/12/2025 12/12/25 Off Market $520,000 -- --
12/02/2025 12/02/25 Price Changed $520,000 +1.0% $273 / Sq Ft
10/04/2025 10/04/25 Price Changed $515,000 -1.9% $270 / Sq Ft
09/21/2025 09/21/25 For Sale $525,000 +123.4% $275 / Sq Ft
01/31/2018 01/31/18 Sold $235,000 -9.4% $126 / Sq Ft View Prior Sale
01/05/2018 01/05/18 Pending -- -- --
11/06/2017 11/06/17 For Sale $259,500 -- $139 / Sq Ft
Source: Hive MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,467 $396,841 $80,512 $316,329
2024 $1,368 $254,079 $73,109 $180,970
2023 $1,442 $254,079 $73,109 $180,970
2022 $1,392 $254,079 $73,109 $180,970
2021 $1,302 $235,430 $73,109 $162,321
2020 $1,310 $235,430 $73,109 $162,321
2019 $1,218 $225,712 $53,170 $172,542
2017 $939 $225,712 $53,170 $172,542
2016 $867 $225,712 $53,170 $172,542
2015 $849 $225,712 $53,170 $172,542
2014 $1,079 $287,892 $107,270 $180,622
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Hive MLS

MLS Number: 100531854

Hive MLS

APN: 5367.04.60.2389000

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