NOT LISTED FOR SALE

15990 Murray Rd Ridge, MD 20680

Estimated Value: $446,000 - $874,000

2 Beds
1 Bath
576 Sq Ft
$1,186/Sq Ft Est. Value

Sale Details

Date Sold: February 6, 2017

Last sale price $230,000 $399 Per Sq Ft

Est. 197% increase in value since last sale

Current estimated payment $4,214 / mo

Highlights

  • 388 Feet of Waterfront
  • Partially Wooded Lot
  • Cottage
  • Private Lot
  • No HOA
  • Porch

About This Home

As of February 2017

Waterfront with 388.25' on the Chesapeake Bay; Stone Revetment that Borders the Waterfront. 3 Bedrooms, 1 Bath Cottage Approximately 70' from the Water's Edge Mean Low Water Line; Enclosed Porch; Septic System; Newer, Deep Artesian Well. Private Location. Needs Work; Cash or Rehab only.

Last Agent to Sell the Property

Celeste O'Dea

(410) 729-7700 theodeagroup@gmail.com Keller Williams Flagship License #29416 Listed on: 10/08/2016

Keller Williams Flagship

Last Buyer's Agent

Michael OMalley

mikeomalley55@gmail.com Keller Williams Flagship

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,541

Year Built

  • Built in 1945

Lot Details

  • 1.49 Acre Lot
  • 388 Feet of Waterfront
  • Home fronts navigable water
  • No Through Street
  • Private Lot
  • Partially Wooded Lot
  • Property is zoned RPD

Parking

  • Dirt Driveway

Home Design

  • Cottage
  • Wood Siding

Interior Spaces

  • 576 Sq Ft Home
  • Property has 1 Level
  • Combination Dining and Living Room
  • Water Views

Kitchen

  • Gas Oven or Range
  • Microwave
  • Ice Maker

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Property near a bay
  • Rip-Rap
  • Porch

Schools

  • Ridge Elementary School
  • Spring Ridge Middle School
  • Great Mills High School

Utilities

  • Humidifier
  • Central Heating
  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Fish Commission Subdivision

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 1901029258

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,541

Year Built

Built in 1945

Lot Details

1.49 Acres

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main
  • Year Built: 1945
  • Special Assessment Payment: Annually
  • Special Features: 12
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Dryer, Washer, Exhaust Fan, Humidifier, Icemaker, Refrigerator, Oven/Range - Gas
  • Interior Amenities: Combination Dining/Living
  • Fireplace: No
  • Levels Count: 1
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 576
  • Living Area Sq Ft: 576
  • Price Per Sq Ft: 399.31
  • Above Grade Finished Sq Ft: 576
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Wood Siding
  • Pool Private: No
  • View: Water
  • View: Yes
  • Water Access: Yes
  • Water Body Name: CHESAPEAKE BAY
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes
  • Water Frontage In Feet: 388

Garage/Parking

  • Garage: No
  • Parking Features: Dirt Driveway
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Cooling: Yes
  • Heating Fuel: Electric
  • Heating Type: Central, Humidifier
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School: RIDGE
  • High School: GREAT MILLS
  • Middle Or Junior School: SPRING RIDGE

Green Features

  • Green Verification: No

Lot Info

  • Improvement Assessed Value: 28100.00
  • Land Assessed Value: 217300.00
  • Lot Features: No Thru Street, Partly Wooded, Private
  • Lot Size Acres: 1.49
  • Lot Size Area: 64904
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 64904.00
  • Outdoor Living Structures: Porch(es)
  • Property Attached Yn: No
  • Zoning: RPD

Rental Info

  • Vacation Rental: No

Multi Family

  • Dock Slip Conveyance: None Available
  • Waterfront Features: Rip-Rap

Tax Info

  • Assessor Parcel Number: 14983475
  • Tax Annual Amount: 2541.00
  • Assessor Parcel Number: 1901029258
  • Tax Lot: 1
  • Tax Page Number: 190
  • Tax Year: 2016

MLS Schools

  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 16, 2025
Sold by
Polvinale Timothy P and Polvinale Beverly J
Bought by
Polvinale Beverly J
Current Estimated Value
$683,117

Purchase Details

Listed on
Oct 8, 2016
Closed on
Jan 27, 2017
Sold by
Sullivan Terry K
Bought by
Polvinale Timothy P
Seller's Agent
Celeste O'Dea
Keller Williams Flagship
Buyer's Agent
Michael OMalley
Keller Williams Flagship
List Price
$230,000
Sold Price
$230,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.60%
Original Mortgage
$184,000
Interest Rate
4.19%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 16, 2016
Sold by
Dea Patrick W O and Dea Lucille E O
Bought by
Dea Lucille E O

Purchase Details

Closed on
Oct 27, 2014
Sold by
Dea Lucille E O and Dea Stephen F O
Bought by
Dea Patrick W O

Purchase Details

Closed on
May 9, 2005
Sold by
O'Dea Lucille E
Bought by
O'Dea Stephen F and O'Dea Lucille E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Polvinale Beverly J -- None Listed On Document
Polvinale Timothy P $230,000 Preferred Title & Escrow Inc
Dea Lucille E O -- Preferred Title & Escrow Llc
Dea Patrick W O -- None Available
O'Dea Stephen F -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Polvinale Timothy P $184,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/06/2017 02/06/17 Sold $230,000 0.0% $399 / Sq Ft
10/08/2016 10/08/16 Pending -- -- --
10/08/2016 10/08/16 For Sale $230,000 -- $399 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,421 $595,400 $0 $0
2024 $5,722 $529,100 $0 $0
2023 $4,931 $462,800 $228,100 $234,700
2022 $4,889 $458,933 $0 $0
2021 $4,847 $455,067 $0 $0
2020 $4,806 $451,200 $228,100 $223,100
2019 $4,804 $451,200 $228,100 $223,100
2018 $2,595 $237,100 $213,100 $24,000
2017 $2,673 $245,400 $0 $0
2016 -- $245,400 $0 $0
2015 $3,066 $245,400 $0 $0
2014 $3,066 $260,100 $0 $0
Source: Public Records

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Map

Source: Bright MLS

MLS Number: 1001112081

Bright MLS

APN: 01-029258

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