NOT LISTED FOR SALE

Estimated Value: $315,000 - $350,000

3 Beds
2.5 Baths
1,432 Sq Ft
$235/Sq Ft Est. Value

Sale Details

Date Sold: April 30, 2025

Last sale price $329,000 $230 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $2,007 / mo

79 Days on Market

Highlights

  • Fishing Pier
  • Open Floorplan
  • Deck
  • Fishing
  • Community Lake
  • Main Floor Primary Bedroom

About This Home

As of April 2025

Back on Market due to Buyer's Financing Falling Through. Welcome Home to Ginger Lake Estates...the hidden gem of Rock Spring. Come see this beautiful like new home located on a corner lot with lake view. Step inside to the open floorplan Living Room & Kitchen combination that's perfect for family time & entertaining. The kitchen features white cabinets with granite counters and a fun backsplash. Downstairs you'll also find a huge primary bedroom & bathroom w/ custom tile shower and large walk-in closet. In the back hallway, there's a convenient half-bath & laundry room. Upstairs there's two bedrooms, hall bath and walk-out attic storage space. The upstairs landing/hallway is large enough for an office or a great home school area. The newly fenced back yard is the perfect place for the dogs to play. Don't miss this opportunity to live in a great neighborhood with a private lake & pavilion for picnics & fishing. Check it out today....you may have just found your new home!

Last Agent to Sell the Property

Rebecca Ownbey

Uptown Firm, LLC License #274521 Listed on: 03/26/2025

Last Buyer's Agent

Rob Stanfield

Real Estate Partners Chattanooga LLC License #368594

Real Estate Partners Chattanooga LLC

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,438

Year Built

  • Built in 2023

Lot Details

  • 20,473 Sq Ft Lot
  • Lot Dimensions are 130x186x226x97
  • Property fronts a county road
  • Wood Fence
  • Corner Lot
  • Level Lot
  • Back Yard Fenced and Front Yard

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding
  • Stone

Interior Spaces

  • 1,432 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Vinyl Clad Windows
  • Living Room

Kitchen

  • Free-Standing Electric Range
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Granite Countertops

Flooring

  • Carpet
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Double Vanity

Laundry

  • Laundry Room
  • Laundry on main level

Attic

  • Storage In Attic
  • Walk-In Attic
  • Unfinished Attic

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Saddle Ridge Elementary School
  • Saddle Ridge Middle School
  • Lafayette High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 0317 089

Community Details

Overview

  • No Home Owners Association
  • Ginger Lake Ests Subdivision
  • Community Lake

Recreation

  • Fishing Pier
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,438

Year Built

Built in 2023

Lot Details

0.47 Acres

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.47
  • Lot Size: 130x186x226x97
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt
  • Subdivision Name: Ginger Lake Ests
  • Directions: Hwy 27 South from Chickamauga towards Lafayette. Turn right onto Turnipseed. Left onto Old Lafayette Rd. Right onto Goodson Circle Right onto Ginger Lake, Left onto Blue Herron. Home on right on corner.
  • Above Grade Finished Sq Ft: 1432.0
  • Architectural Style: Other
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 1432.0
  • New Construction: No
  • Building Stories: 2
  • Structure Type: House
  • Year Built: 2023
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 0317 089
  • Location Tax and Legal Elementary School: Saddle Ridge Elem
  • Location Tax and Legal Middle Or Junior School2: Saddle Ridge Middle
  • Location Tax and Legal High School: LaFayette High
  • Location Tax and Legal:Tax Annual Amount: 1438.17
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1432.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.47
  • General Property Information Lot Size Square Feet2: 20473.0
  • General Property Information Lot Size Dimensions: 130x186x226x97
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: No
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Back on Market due to Buyer's Financing Falling Through. Welcome Home to Ginger Lake Estates...the hidden gem of Rock Spring. Come see this beautiful like new home located on a corner lot with lake view. Step inside to the open floorplan Living Room & Kitchen combination that's perfect for family time & entertaining. The kitchen features white cabinets with granite counters and a fun backsplash. Downstairs you'll also find a huge primary bedroom & bathroom w/ custom tile shower and large walk-in closet. In the back hallway, there's a convenient half-bath & laundry room. Upstairs there's two bedrooms, hall bath and walk-out attic storage space. The upstairs landing/hallway is large enough for an office or a great home school area. The newly fenced back yard is the perfect place for the dogs to play. Don't miss this opportunity to live in a great neighborhood with a private lake & pavilion for picnics & fishing. Check it out today....you may have just found your new home!
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Roof Asphalt5: Yes
  • Room Types Bedroom Level: Second
  • Foundation Details Block2: Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bathroom Level: First
  • Room Types Primary Bedroom Level: First
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • General Property Information Stories2: 2
  • Fencing Back Yard: Yes
  • Fencing Wood4: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Flooring Luxury Vinyl: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Parking Features Kitchen Level2: Yes
  • Appliances Water Heater2: Yes
  • Structure Type:House: Yes
  • Road Frontage Type County Road: Yes
  • Attic Features Unfinished2: Yes
  • Special Features: NewHome
  • Stories: 2

Interior Features

  • Private Spa: No
  • Appliances: Water Heater, Plumbed For Ice Maker, Microwave, Free-Standing Electric Range, Electric Water Heater, Dishwasher
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Carpet, Luxury Vinyl, Tile
  • Interior Amenities: Ceiling Fan(s), Double Vanity, En Suite, Granite Counters, Open Floorplan, Pantry
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Attic Features:Storage Only: Yes
  • Attic Features:Walk-In Attic: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Community Features:Street Lights: Yes
  • Appliances:Plumbed For Ice Maker: Yes
  • Community Features:Fishing: Yes
  • Community Features:Lake: Yes

Exterior Features

  • Fencing: Back Yard, Wood
  • Lot Features: Back Yard, Corner Lot, Front Yard, Level, Sloped
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Stone, Vinyl Siding
  • Exterior Features: None
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck, Front Porch, Porch - Covered, Rear Porch
  • Roof: Asphalt, Shingle
  • Exterior Features:None8: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Level: Yes
  • Patio And Porch Features:Covered: Yes
  • Lot Features:Back Yard2: Yes
  • Lot Features:Sloped: Yes
  • Lot Features:Corner Lot: Yes
  • Construction Materials:Stone: Yes
  • Lot Features:Front Yard2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Rear Porch: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Paved
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Paved2: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Laundry Features: Laundry Room, Main Level
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes
  • Heating:Heat Pump2: Yes

Condo/Co-op/Association

  • Community Features: Fishing, Lake, Sidewalks, Street Lights
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Saddle Ridge Elem
  • High School: LaFayette High
  • Middle Or Junior School: Saddle Ridge Middle

Lot Info

  • Lot Size Sq Ft: 20473.0
  • Additional Parcels: No
  • Parcel #: 0317 089
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1438.17

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 26, 2025
Closed on
Apr 30, 2025
Sold by
Watson Alissa N
Bought by
Seller's Agent
Rebecca Ownbey
Uptown Firm, LLC
Buyer's Agent
Rob Stanfield
Real Estate Partners Chattanooga LLC
List Price
$320,000
Sold Price
$329,000
Premium/Discount to List
$9,000
2.81%
Views
68
Current Estimated Value
$336,856

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,856
Avg. Annual Appreciation
1.79%
Original Mortgage
$323,040
Outstanding Balance
$319,370
Interest Rate
7.25%
Mortgage Type
FHA
Estimated Equity
$17,486

Purchase Details

Closed on
Feb 9, 2021
Sold by
Baker & Summers Construction Co Inc
Bought by
Hicks And Parrish Construction Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$211,085
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 25, 2006
Sold by
Not Provided
Bought by
Baker & Summers Construction and Co Inc
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Rock Spring, GA

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$329,000 --
Hicks And Parrish Construction Llc $125,000 --
Baker & Summers Construction -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $323,040
Previous Owner Hicks And Parrish Construction $211,085
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/30/2025 04/30/25 Sold $329,000 +2.8% $230 / Sq Ft
03/28/2025 03/28/25 Pending -- -- --
03/26/2025 03/26/25 For Sale $320,000 0.0% $223 / Sq Ft
02/15/2025 02/15/25 Pending -- -- --
01/31/2025 01/31/25 Price Changed $320,000 -1.5% $223 / Sq Ft
01/08/2025 01/08/25 For Sale $325,000 +0.3% $227 / Sq Ft
09/21/2024 09/21/24 Off Market $324,000 -- --
10/02/2023 10/02/23 Sold $324,000 +2.9% $226 / Sq Ft View Prior Sale
09/24/2023 09/24/23 Off Market $314,900 -- --
09/02/2023 09/02/23 For Sale $314,900 -- $220 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,889 $131,531
2025 $1,889 $128,073
2024 $1,570 $114,723
2023 $1,570 $111,382 $0 $0
2022 $1,481 $108,138 $0 $0
2021 $1,401 $127,390 $10,855 $116,535
2020 $1,397 $103,538 $0 $0
2019 $1,444 $101,210 $0 $0
2018 $1,413 $99,323 $6,975 $92,348
2017 $1,634 $88,822 $6,975 $81,847
2016 $1,435 $66,877 $8,305 $58,572
2015 $1,317 $57,602 $5,859 $51,743
2014 -- $57,000 $3,674 $53,326
2013 -- $46,399 $2,700 $43,699
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1505367

Greater Chattanooga REALTORS®

APN: 0317-089

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