Crystal Gibson
Pivot Realty Group
(513) 440-3822
111 Total Sales
1 in Elsmere
$240,000 Price
16 Cobbler Ct Elsmere, KY 41018
Elsmere AreaEstimated Value: $218,389
2
Beds
2
Baths
1,223
Sq Ft
$179/Sq Ft
Est. Value
Highlights
- 0.41 Acre Lot
- Deck
- Wood Flooring
- Dixie Heights High School Rated 9+
- Ranch Style House
- Private Yard
About This Home
As of June 2026Adorable 2-bedroom home with a spacious living room and two full baths! Enjoy a large, private backyard--perfect for relaxing or entertaining. The walkout lower level adds convenience and additional living potential. Located in a great area close to everything you need. Foundation work was completed by Basement Doctors in 2024, offering added peace of mind. Please note: the third bedroom was removed and there is some floor damage beneath the rug.
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Home Details
Home Type
- Single Family
Year Built
- Built in 1965
Lot Details
- 17,860 Sq Ft Lot
- Cul-De-Sac
- Chain Link Fence
- Lot Sloped Down
- Private Yard
- Land Lease
Parking
- Garage
- Front Facing Garage
Home Design
- Ranch Style House
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,223 Sq Ft Home
- Fireplace
- Vinyl Clad Windows
- Family Room
- Breakfast Room
Kitchen
- Eat-In Kitchen
- Electric Range
- Microwave
- Dishwasher
Flooring
- Wood
- Laminate
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Basement
- Walk-Out Basement
- Laundry in Basement
Outdoor Features
- Deck
- Porch
Schools
- Ja Caywood Elementary School
- Turkey Foot Middle School
- Dixie Heights High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 19, 2026
Closed on
Jun 8, 2026
Sold by
Schaefer Edward A
Bought by
Seller's Agent
Debbie Steiner
Huff Realty - Florence
Buyer's Agent
Leslie Hagen
Keller Williams Realty Service
List Price
$220,000
Sold Price
$215,000
Premium/Discount to List
-$5,000
-2.27%
Views
124
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,389
Avg. Annual Appreciation
5.54%
Original Mortgage
$211,105
Outstanding Balance
$210,707
Interest Rate
6.3%
Mortgage Type
FHA
Estimated Equity
$7,682
Purchase Details
Closed on
Feb 28, 2006
Sold by
Koch Joseph and Koch Erin
Bought by
Schaefer Edward A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,000
Interest Rate
9.79%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Nov 1, 2004
Sold by
Morris Andrew J
Bought by
Hud
Purchase Details
Closed on
Mar 27, 1996
Sold by
Horton Bryan W
Bought by
Morris Andrew J
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Elsmere, KY
-
Crystal Gibson
-
Cara Chitwood
Cara Chitwood
Responds QuicklyKeller Williams Realty Service
(513) 854-6469
115 Total Sales
2 in Elsmere
$245K - $246K Price Range
-
Brandon Stamper
Brandon Stamper
Plum Tree Realty
(859) 888-1472
132 Total Sales
7 in Elsmere
$151K - $250K Price Range
-
Lena Keith
Lena Keith
Responds QuicklyPivot Realty Group
(859) 279-4304
111 Total Sales
1 in Elsmere
$35,000 Price
-
Ben Walling
Ben Walling
Cahill Real Estate Services
(513) 586-6760
93 Total Sales
4 in Elsmere
$175K - $258K Price Range
-
Nicole Rankin
Nicole Rankin
Coldwell Banker Realty FM
(859) 651-7170
225 Total Sales
1 in Elsmere
$135,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $118,000 | Kentucky Pioneer Title Compa | ||
| Hud | $85,000 | -- | |
| Morris Andrew J | $79,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $118,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/09/2026 06/09/26 | Sold | $215,000 | 0.0% | $176 / Sq Ft |
| 04/27/2026 04/27/26 | Pending | -- | -- | -- |
| 04/17/2026 04/17/26 | Price Changed | $215,000 | -2.3% | $176 / Sq Ft |
| 04/17/2026 04/17/26 | For Sale | $220,000 | 0.0% | $180 / Sq Ft |
| 04/11/2026 04/11/26 | Pending | -- | -- | -- |
| 03/31/2026 03/31/26 | For Sale | $220,000 | 0.0% | $180 / Sq Ft |
| 03/23/2026 03/23/26 | Pending | -- | -- | -- |
| 03/19/2026 03/19/26 | For Sale | $220,000 | -- | $180 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,870 | $157,000 | $25,000 | $132,000 |
| 2024 | $1,923 | $157,000 | $25,000 | $132,000 |
| 2023 | $1,988 | $157,000 | $25,000 | $132,000 |
| 2022 | $1,635 | $123,200 | $20,000 | $103,200 |
| 2021 | $1,663 | $123,200 | $20,000 | $103,200 |
| 2020 | $1,678 | $123,200 | $20,000 | $103,200 |
| 2019 | $1,682 | $123,200 | $20,000 | $103,200 |
| 2018 | $1,544 | $112,000 | $20,000 | $92,000 |
| 2017 | $1,433 | $112,000 | $20,000 | $92,000 |
| 2015 | $1,798 | $112,000 | $20,000 | $92,000 |
| 2014 | $1,776 | $112,000 | $20,000 | $92,000 |
Source: Public Records
Agents Affiliated with this Home
-
Debbie Steiner
Seller's Agent in 2026
Debbie Steiner
Huff Realty - Florence
(859) 653-1328
340 Total Sales
-
Leslie Hagen
LH
Buyer's Agent in 2026
Leslie Hagen
Keller Williams Realty Service
(859) 578-8111
4 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 640729
APN: 016-20-03-011.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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