$520,000
$5K PRICE DROP

Estimated payment $3,254/month

Total Views 2,160
4 Beds
2.5 Baths
3,106 Sq Ft
$167 Price per Sq Ft

Highlights

  • Breakfast Area or Nook
  • 2 Car Attached Garage
  • Laundry Room
  • Palisades Park Elementary School Rated A-
  • Recessed Lighting
  • Central Heating and Cooling System

About This Home

***Now Offering a Lender Credit!***

Welcome home to this stunning, like-new residence in the highly sought-after Ridgewater community of Southwest Charlotte. Thoughtfully designed with both style and functionality in mind, this two-story home features recessed lighting, elegant molding, cased doorways, and a fully fenced private backyard—perfect for pets, entertaining, gardening, or simply unwinding after a long day.

The beautifully appointed kitchen is the heart of the home, showcasing abundant 42-inch cabinetry with decorative trim, a massive center island, stainless steel appliances, modern pendant lighting, a spacious walk-in pantry, and a dedicated coffee bar. The open-concept design flows seamlessly into the breakfast area and inviting family room, creating the perfect space for everyday living and hosting family and friends.

Conveniently located on the main level, the luxurious owner's suite serves as a private retreat with expansive windows that fill the room with natural light. The spa-inspired ensuite features dual vanities, a frameless glass shower, abundant cabinet storage, and generous walk-in closets.

Upstairs, you'll find three additional spacious bedrooms, a full bathroom, ample storage, and a versatile loft that can easily serve as a home office, media room, fitness space, or playroom. Additional highlights include a custom built-in drop zone, a dedicated laundry room, and a two-car garage.

Location truly sets this home apart. Nestled in the heart of Southwest Charlotte, you'll enjoy quick access to Lake Wylie, The Palisades, Rivergate Shopping Center, McDowell Nature Preserve, and countless shopping, dining, and outdoor recreation options. Commuting is effortless with nearby I-485, Charlotte Douglas International Airport, Uptown Charlotte, Carowinds, and the rapidly growing Steele Creek corridor just minutes away.

Why settle for just a home when you can enjoy resort-style amenities? Ridgewater offers residents a community pool and playground, giving you the perfect place to relax, stay active, and connect with neighbors.

The only thing this incredible home is missing is you!

Listing Agent

Robert Davis

The Finer Homes Group Brokerage Email: Rob@Thefinerhomesgroup.com License #307539 Listed on: 06/30/2026

Co-Listing Agent

Heather Smith

The Finer Homes Group Brokerage Email: Rob@Thefinerhomesgroup.com License #319649

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2020

Lot Details

  • 6,098 Sq Ft Lot
  • Fenced
  • Property is zoned N1-C

HOA Fees

  • $80 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 3,106 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Recessed Lighting
  • Pendant Lighting

Kitchen

  • Breakfast Area or Nook
  • Oven
  • Gas Cooktop
  • Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan

Community Details

  • Ridgewater HOA
  • Ridgewater Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 217-147-06

Home Details

Home Type

Single Family

Year Built

Built in 2020

Lot Details

6,098 Sq Ft Lot

HOA Fees

$80 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2020
  • Road Surface Type: Asphalt, Concrete
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 167.42
  • Geocode Confidence: High
  • Attribution Contact: Rob@Thefinerhomesgroup.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Slab
  • Fireplace: No
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 3106
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Disposal, Exhaust Fan, Exhaust Hood, Gas Cooktop, Microwave, Oven, Refrigerator
  • Above Grade Finished Sq Ft: 3106
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Living Area: 3106
  • Bedroom Main: 1

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Fencing: Fenced
  • Pool Private: No
  • Construction Type: Vinyl

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage

Utilities

  • Heating: Central
  • Sewer: Public Sewer
  • Laundry Features: Main Level
  • Cooling: Ceiling Fan(s), Central Air
  • Water Source: City

Condo/Co-op/Association

  • Association Fee: 240
  • Association Fee Frequency: Quarterly
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Ridgewater HOA
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 960.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 217-147-06
  • Lot Size Acres: 0.14
  • Additional Parcels: No
  • Zoning Specification: N1-C

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,494 $493,200 $100,000 $393,200
2024 $3,441 $493,200 $100,000 $393,200
2023 $3,387 $493,200 $100,000 $393,200
2022 $0 $261,300 $100 $261,200
2021 $2,326 $261,300 $100 $261,200
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/10/2026 08/10/26 Price Changed $520,000 -0.9% $167 / Sq Ft
07/20/2026 07/20/26 Price Changed $524,500 -0.1% $169 / Sq Ft
06/30/2026 06/30/26 For Sale $524,999 0.0% $169 / Sq Ft
06/22/2026 06/22/26 Price Changed $524,999 -- $169 / Sq Ft
Source: Canopy MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $335,500 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $318,570 New Conventional
Source: Public Records

Source: Canopy MLS

MLS Number: 4389592

Canopy MLS

APN: 217-147-06

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