$227,000
PENDING

Estimated payment $1,353/month

Total Views 3,748
3 Beds
2 Baths
1,200 Sq Ft
$189 Price per Sq Ft

Highlights

  • Property is near public transit
  • Wood Flooring
  • No HOA
  • Ranch Style House
  • Private Yard
  • 4-minute walk to Lance Corporal Justin Sims Memorial Park

About This Home

Located in the heart of downtown Covington, this charming home blends warmth, functionality, and inviting living spaces both inside and out. A quaint covered side porch sits above the garage and adds even more character and the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, you'll find beautiful hardwood floors, a comfortable living room, and a bright eat-in kitchen with direct access to the backyard, creating an easy flow for entertaining and daily living. The main level offers two bedrooms and a well-designed layout that feels both practical and welcoming.
The finished lower level expands the living space with a third bedroom, full bath, and flexible bonus area perfect for guests, a home office, workout space, or media room. Thoughtfully maintained and move-in ready, this home offers character, comfort, and versatile living in a convenient location.
The backyard feels straight out of a storybook, fully fenced with mature greenery, cozy gathering spaces, and room to relax, garden, and entertain. A spacious one-car garage, storage shed, and dedicated basement storage/workshop area with a workbench add everyday convenience and plenty of space for hobbies, projects, and organization.

Listing Agent

Mindy Frye

Coldwell Banker Realty FM License #293350 Listed on: 05/23/2026

Coldwell Banker Realty FM

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1947

Lot Details

  • 5,705 Sq Ft Lot
  • Lot Dimensions are 50 x 107 x 52 x 121
  • Property is Fully Fenced
  • Private Yard
  • Land Lease

Parking

  • Garage
  • Driveway

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,200 Sq Ft Home
  • Ceiling Fan
  • Non-Functioning Fireplace
  • Wood Frame Window
  • French Doors
  • Family Room
  • Living Room

Kitchen

  • Gas Oven
  • Gas Range
  • Microwave
  • Dishwasher
  • Utility Sink

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Partial Basement
  • Laundry in Basement
  • Basement Storage

Home Security

  • Home Security System
  • Storm Windows

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting
  • Shed

Location

  • Property is near public transit

Schools

  • Glenn O. Swing Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Year Built

Built in 1947

Lot Details

5,705 Sq Ft Lot

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.131
  • Year Built: 1947
  • Lot Size: 50 X 107 X 52 X 121
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Ownership: Consumer
  • Directions: I 75 - 12th St exit, right onto Holman, right onto 18th, right onto Monroe
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • Property Ownership:Property Ownership: Consumer
  • Land Description:Land Description: Less than .5 Acre
  • Special Features: None

Interior Features

  • Basement: Partial, Finished, Storage Space
  • Heating: Forced Air, Natural Gas
  • Levels: One
  • Property Type: Residential
  • Appliances: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Gas Range, Gas Oven
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Fireplace Features: Inoperable
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1200.0
  • Window Features: Storm Window(s), Wood Frames

Exterior Features

  • Fencing: Full, Privacy, Fenced
  • Roof: Shingle
  • Lot Features: Near Public Transit
  • Construction Type: Brick, Stucco
  • Exterior Features: Lighting, Private Yard
  • Foundation Details: Poured Concrete
  • Other Structures: Shed(s)
  • Patio And Porch Features: Porch, Patio, Covered

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Laundry Room, In Basement
  • Security: Security System
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Glenn O. Swing Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Land Lease: Yes
  • Lot Size Sq Ft: 5705.0
  • Zoning Description: Residential

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,524 $115,000 $5,000 $110,000
2024 $1,512 $115,000 $5,000 $110,000
2023 $1,532 $115,000 $5,000 $110,000
2022 $1,564 $115,000 $5,000 $110,000
2021 $1,794 $115,000 $5,000 $110,000
2020 $1,785 $115,000 $5,000 $110,000
2019 $1,805 $115,000 $5,000 $110,000
2018 $1,842 $115,000 $5,000 $110,000
2017 $1,922 $118,400 $10,000 $108,400
2015 $1,543 $114,000 $10,000 $104,000
2014 $1,525 $114,000 $10,000 $104,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/27/2026 05/27/26 Pending -- -- --
05/23/2026 05/23/26 For Sale $227,000 +2.3% $189 / Sq Ft
10/14/2025 10/14/25 Sold $222,000 +3.3% $185 / Sq Ft View Prior Sale
09/13/2025 09/13/25 Pending -- -- --
09/11/2025 09/11/25 For Sale $215,000 -- $179 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $222,000 Bluegrass Land Title
Warranty Deed $115,000 Prominent Title Agency Llc
Special Warranty Deed $28,000 360 American Title Services
Deed In Lieu Of Foreclosure -- Attorney
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Advanced Land Title Agency
Warranty Deed $114,000 Advanced Land Title Agency
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $195,360 FHA
Previous Owner $92,000 New Conventional
Previous Owner $120,011 VA
Previous Owner $116,451 VA
Source: Public Records

About the Listing Agent

Mindy Frye

Coldwell Banker Realty FM

(859) 712-0299

Section Image

Mindy Frye, Realtor® — Where Real Estate Meets Real Life
With a bachelor’s degree in Early Childhood Education and a background that includes six years of teaching and a decade as an Operations Director, I bring the heart of a teacher and the mind of a strategist to real estate. Now an experienced Realtor®, I offer my clients personalized, thoughtful service with just the right balance of calm confidence and savvy negotiation.
I know the process of buying and selling real estate can feel

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Source: Northern Kentucky Multiple Listing Service

MLS Number: 642908

Northern Kentucky Multiple Listing Service

APN: 055-12-01-013.00

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