$275,000
$24K PRICE DROP

Estimated payment $1,850/month

Total Views 1,629
1 Bed
1 Bath
751 Sq Ft
$366 Price per Sq Ft

Highlights

  • Open Floorplan
  • Main Floor Primary Bedroom
  • Covered Patio or Porch
  • Wood Flooring
  • Granite Countertops
  • 1-minute walk to Water Tower Park

About This Home

Welcome to easy downtown living in one of Chattanooga's most desirable and walkable locations! This charming 1-bedroom, 1-bath condominium offers an open floor plan with hardwood floors, abundant natural light, and a well-appointed kitchen featuring stainless steel appliances and ample cabinet space. The spacious living area opens to a private patio overlooking tree-lined sidewalks, creating the perfect spot to enjoy your morning coffee or unwind after a busy day. Enjoy the convenience of sidewalks throughout the neighborhood and walkability to Southside restaurants, shopping, entertainment, and local attractions. The HOA fee of $150/month covers exterior maintenance, landscaping, common areas, building insurance, and upkeep of shared spaces, providing a low-maintenance lifestyle in a thriving downtown community. Perfect for anyone seeking the best of urban living.

Listing Agent

Ryan May

Real Estate Partners Chattanooga LLC License #298465 Listed on: 06/02/2026

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,577

Year Built

  • Built in 2005

HOA Fees

  • $150 Monthly HOA Fees

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Wood Siding

Interior Spaces

  • 751 Sq Ft Home
  • 1-Story Property
  • Open Floorplan

Kitchen

  • Eat-In Kitchen
  • Oven
  • Free-Standing Electric Range
  • Free-Standing Range
  • Microwave
  • Granite Countertops

Flooring

  • Wood
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 1 Primary Bedroom on Main
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Home Security

Parking

  • Parking Accessed On Kitchen Level
  • Paved Parking
  • On-Street Parking
  • Parking Lot
  • Off-Street Parking
  • Assigned Parking

Outdoor Features

  • Covered Patio or Porch
  • Awning

Schools

  • Battle Academy Elementary School
  • Orchard Knob Middle School
  • Howard School Of Academics & Tech High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 145l D 005 C103

Community Details

Overview

  • Cowart Lofts Subdivision

Recreation

  • Park

Security

  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,577

Year Built

Built in 2005

Lot Details

0 Sq Ft Lot

HOA Fees

$150 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Lot Size: 0
  • Subdivision Name: Cowart Lofts
  • Directions: From I-24, take the Broad Street exit heading north. Turn right onto 17th Street, then left onto Long Street. The property will be on your left. Park behind the building at enter through the parking lot entrance.
  • Above Grade Finished Sq Ft: 751.0
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • Living Area: 751.0
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2005
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 145l D 005 C103
  • Location Tax and Legal Elementary School: Battle Academy
  • Location Tax and Legal Middle Or Junior School2: Orchard Knob Middle
  • Location Tax and Legal High School: Howard School of Academics & Tech
  • Location Tax and Legal:Tax Annual Amount: 2576.52
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 751.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Dimensions: 0
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Welcome to easy downtown living in one of Chattanooga's most desirable and walkable locations! This charming 1-bedroom, 1-bath condominium offers an open floor plan with hardwood floors, abundant natural light, and a well-appointed kitchen featuring stainless steel appliances and ample cabinet space. The spacious living area opens to a private patio overlooking tree-lined sidewalks, creating the perfect spot to enjoy your morning coffee or unwind after a busy day. Enjoy the convenience of sidewalks throughout the neighborhood and walkability to Southside restaurants, shopping, entertainment, and local attractions. The HOA fee of $150/month covers exterior maintenance, landscaping, common areas, building insurance, and upkeep of shared spaces, providing a low-maintenance lifestyle in a thriving downtown community. Perfect for anyone seeking the best of urban living.
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Laundry Closet: Yes
  • Laundry Features Washer Hookup: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Security Features:Smoke Detector(s): Yes
  • Levels:One: Yes
  • General Property Information Stories2: 1
  • Flooring Luxury Vinyl: Yes
  • Laundry Features:Main Level: Yes
  • Parking Features Kitchen Level2: Yes
  • Appliances Water Heater2: Yes
  • Laundry Features:Inside: Yes
  • General Property Information:ManufacturedMobile Allowed YN2: No
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Water Heater, Refrigerator, Oven, Microwave, Free-Standing Range, Free-Standing Electric Range, Electric Water Heater, Electric Range
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Fireplace: No
  • Flooring: Hardwood, Luxury Vinyl, Tile
  • Interior Amenities: Eat-in Kitchen, Granite Counters, High Speed Internet, Open Floorplan, Primary Downstairs
  • Community Features:Sidewalks: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Granite Counters: Yes
  • Appliances:Free-Standing Range: Yes
  • Appliances:Oven: Yes
  • Community Features:Street Lights: Yes
  • Community Features:Curbs: Yes
  • Community Features:Park: Yes
  • Laundry Features:In Unit: Yes

Exterior Features

  • Fencing: None
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Other
  • Exterior Features: Awning(s)
  • Foundation Details: Slab
  • Patio And Porch Features: Awning(s), Covered, Patio
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio And Porch Features:Covered: Yes
  • Exterior Features:Awning(s): Yes
  • Patio And Porch Features:Awning(s)2: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Asphalt, Assigned, Kitchen Level, Off Street, On Street, Parking Lot, Paved
  • General Property Information:Garage YN: No
  • Parking Features:Asphalt: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Paved2: Yes
  • Parking Features:On Street: Yes
  • Parking Features:Parking Lot: Yes
  • Parking Features:Assigned: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, In Unit, Inside, Laundry Closet, Main Level, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Curbs, Park, Sidewalks, Street Lights
  • Senior Community: No
  • Association Fee: 150.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 150.0
  • General Property Information:Association Fee Frequency: Monthly

Schools

  • Elementary School: Battle Academy
  • High School: Howard School of Academics & Tech
  • Middle Or Junior School: Orchard Knob Middle

Lot Info

  • Additional Parcels: No
  • Parcel #: 145l D 005 C103

Tax Info

  • Tax Annual Amount: 2576.52

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,375 $90,725 $0 $0
2024 $1,314 $58,750 $0 $0
2023 $1,314 $58,750 $0 $0
2022 $1,314 $58,750 $0 $0
2021 $1,314 $58,750 $0 $0
2020 $1,250 $45,200 $0 $0
2019 $1,250 $45,200 $0 $0
2018 $1,156 $45,200 $0 $0
2017 $1,250 $45,200 $0 $0
2016 $924 $0 $0 $0
2015 $1,811 $0 $0 $0
2014 $1,811 $0 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/22/2026 06/22/26 Price Changed $275,000 -8.0% $366 / Sq Ft
06/02/2026 06/02/26 For Sale $299,000 -8.0% $398 / Sq Ft
08/19/2025 08/19/25 Off Market $325,000 -- --
08/12/2025 08/12/25 Sold $325,000 -4.1% $433 / Sq Ft View Prior Sale
07/10/2025 07/10/25 Pending -- -- --
06/27/2025 06/27/25 Price Changed $339,000 -2.6% $451 / Sq Ft
06/10/2025 06/10/25 Price Changed $348,000 +1.2% $463 / Sq Ft
06/10/2025 06/10/25 For Sale $344,000 0.0% $458 / Sq Ft
09/21/2024 09/21/24 Off Market -- -- --
09/21/2024 09/21/24 Off Market $1,400 -- --
09/21/2024 09/21/24 Off Market $1,400 -- --
09/21/2024 09/21/24 Off Market $1,475 -- --
09/21/2024 09/21/24 Off Market $1,050 -- --
02/28/2024 02/28/24 Sold $386,000 +0.3% $390 / Sq Ft View Prior Sale
01/24/2024 01/24/24 Off Market $385,000 -- --
01/18/2024 01/18/24 For Sale $385,000 +43.1% $389 / Sq Ft
09/05/2023 09/05/23 Sold $269,000 -3.9% $359 / Sq Ft View Prior Sale
09/03/2023 09/03/23 Off Market $279,900 -- --
08/02/2023 08/02/23 Price Changed $279,900 -3.1% $373 / Sq Ft
04/13/2023 04/13/23 Price Changed $289,000 -6.5% $385 / Sq Ft
03/13/2023 03/13/23 For Sale $309,000 -4.0% $412 / Sq Ft
11/08/2022 11/08/22 Sold $322,000 -14.1% $325 / Sq Ft View Prior Sale
10/08/2022 10/08/22 Off Market $375,000 -- --
10/03/2022 10/03/22 For Sale $375,000 0.0% $379 / Sq Ft
08/26/2022 08/26/22 Rented $1,400 -6.7% --
08/26/2022 08/26/22 Under Contract -- -- --
07/07/2022 07/07/22 For Rent $1,500 0.0% --
07/01/2022 07/01/22 Sold $289,000 +3.2% $385 / Sq Ft View Prior Sale
06/16/2022 06/16/22 Sold $280,000 -3.1% $373 / Sq Ft View Prior Sale
05/24/2022 05/24/22 Pending -- -- --
05/23/2022 05/23/22 For Sale $289,000 +1.4% $385 / Sq Ft
04/30/2022 04/30/22 Pending -- -- --
04/30/2022 04/30/22 For Sale $285,000 -7.0% $379 / Sq Ft
03/21/2022 03/21/22 Sold $306,500 +9.5% $298 / Sq Ft View Prior Sale
03/02/2022 03/02/22 Pending -- -- --
02/26/2022 02/26/22 For Sale $280,000 +20.7% $272 / Sq Ft
02/24/2022 02/24/22 Sold $232,000 0.0% $314 / Sq Ft View Prior Sale
02/11/2022 02/11/22 Pending -- -- --
02/11/2022 02/11/22 For Sale $232,000 0.0% $314 / Sq Ft
02/03/2022 02/03/22 Rented $1,400 -3.4% --
02/03/2022 02/03/22 Under Contract -- -- --
01/25/2022 01/25/22 For Rent $1,450 0.0% --
05/13/2021 05/13/21 Sold $273,900 0.0% $266 / Sq Ft View Prior Sale
05/13/2021 05/13/21 Pending -- -- --
05/13/2021 05/13/21 For Sale $273,900 0.0% $266 / Sq Ft
02/15/2021 02/15/21 Rented -- -- --
02/15/2021 02/15/21 Rented $1,475 -1.7% --
02/09/2021 02/09/21 Under Contract -- -- --
12/10/2020 12/10/20 For Rent $1,500 0.0% --
10/30/2020 10/30/20 Sold $210,000 -4.4% $295 / Sq Ft View Prior Sale
09/28/2020 09/28/20 Pending -- -- --
08/07/2020 08/07/20 For Sale $219,750 +17.5% $309 / Sq Ft
03/03/2020 03/03/20 For Sale $187,000 0.0% $249 / Sq Ft
03/02/2020 03/02/20 Sold $187,000 -22.9% $249 / Sq Ft View Prior Sale
03/01/2020 03/01/20 Pending -- -- --
02/28/2020 02/28/20 Sold $242,500 +4.5% $236 / Sq Ft View Prior Sale
02/21/2020 02/21/20 Sold $232,000 +32.6% $234 / Sq Ft View Prior Sale
01/30/2020 01/30/20 Sold $175,000 -30.0% $233 / Sq Ft View Prior Sale
01/30/2020 01/30/20 Pending -- -- --
01/27/2020 01/27/20 For Sale $250,000 +56.3% $243 / Sq Ft
01/24/2020 01/24/20 Pending -- -- --
12/17/2019 12/17/19 Sold $160,000 -36.0% $225 / Sq Ft View Prior Sale
12/10/2019 12/10/19 Pending -- -- --
12/06/2019 12/06/19 For Sale $250,000 -3.8% $253 / Sq Ft
11/22/2019 11/22/19 Sold $260,000 +48.6% $263 / Sq Ft View Prior Sale
11/16/2019 11/16/19 Pending -- -- --
11/08/2019 11/08/19 For Sale $175,000 +3.6% $233 / Sq Ft
11/04/2019 11/04/19 Pending -- -- --
09/21/2019 09/21/19 For Sale $169,000 -27.2% $237 / Sq Ft
09/20/2019 09/20/19 Sold $232,000 -17.1% $234 / Sq Ft View Prior Sale
09/13/2019 09/13/19 For Sale $279,900 +17.6% $283 / Sq Ft
08/20/2019 08/20/19 Pending -- -- --
08/13/2019 08/13/19 For Sale $238,000 +44.2% $240 / Sq Ft
06/25/2019 06/25/19 Sold $165,000 -15.4% $232 / Sq Ft View Prior Sale
05/23/2019 05/23/19 Pending -- -- --
02/16/2019 02/16/19 For Sale $195,000 -13.3% $274 / Sq Ft
11/13/2018 11/13/18 Sold $225,000 -10.0% $233 / Sq Ft View Prior Sale
10/10/2018 10/10/18 Pending -- -- --
08/30/2018 08/30/18 Sold $250,000 +9.6% $243 / Sq Ft View Prior Sale
07/26/2018 07/26/18 Pending -- -- --
07/09/2018 07/09/18 For Sale $228,000 -12.3% $236 / Sq Ft
06/19/2018 06/19/18 For Sale $260,000 +44.4% $253 / Sq Ft
06/01/2018 06/01/18 Sold $180,000 +0.1% $240 / Sq Ft View Prior Sale
05/24/2018 05/24/18 Pending -- -- --
05/15/2018 05/15/18 Sold $179,900 0.0% $243 / Sq Ft View Prior Sale
04/09/2018 04/09/18 Pending -- -- --
03/29/2018 03/29/18 For Sale $179,900 -20.7% $243 / Sq Ft
02/06/2018 02/06/18 Sold $227,000 +27.9% $221 / Sq Ft View Prior Sale
01/23/2018 01/23/18 Pending -- -- --
01/12/2018 01/12/18 Sold $177,500 0.0% $236 / Sq Ft View Prior Sale
01/12/2018 01/12/18 Rented -- -- --
01/12/2018 01/12/18 Under Contract -- -- --
01/12/2018 01/12/18 Rented $1,050 -99.6% --
12/14/2017 12/14/17 Rented -- -- --
12/13/2017 12/13/17 Under Contract -- -- --
12/01/2017 12/01/17 For Sale $250,000 0.0% $333 / Sq Ft
11/28/2017 11/28/17 For Rent $1,100 0.0% --
11/13/2017 11/13/17 Pending -- -- --
11/09/2017 11/09/17 For Sale $249,000 +38.4% $242 / Sq Ft
11/06/2017 11/06/17 For Sale $179,900 0.0% $240 / Sq Ft
10/06/2017 10/06/17 For Rent $1,000 0.0% --
11/23/2016 11/23/16 Sold $170,000 +7.0% $172 / Sq Ft View Prior Sale
10/22/2016 10/22/16 Pending -- -- --
08/29/2016 08/29/16 Sold $158,900 -11.7% $212 / Sq Ft View Prior Sale
08/10/2016 08/10/16 For Sale $180,000 +18.4% $182 / Sq Ft
08/05/2016 08/05/16 Sold $152,000 -4.3% $205 / Sq Ft View Prior Sale
07/27/2016 07/27/16 Pending -- -- --
07/13/2016 07/13/16 Pending -- -- --
07/07/2016 07/07/16 For Sale $158,900 -0.6% $212 / Sq Ft
07/01/2016 07/01/16 For Sale $159,900 +5.2% $216 / Sq Ft
06/30/2016 06/30/16 Sold $152,000 -7.9% $202 / Sq Ft View Prior Sale
05/26/2016 05/26/16 Pending -- -- --
05/03/2016 05/03/16 For Sale $165,000 -7.8% $220 / Sq Ft
12/11/2015 12/11/15 Sold $179,000 0.0% $181 / Sq Ft View Prior Sale
10/02/2015 10/02/15 Pending -- -- --
09/30/2015 09/30/15 For Sale $179,000 +13.1% $181 / Sq Ft
07/10/2014 07/10/14 Sold $158,250 +37.6% $154 / Sq Ft View Prior Sale
06/27/2014 06/27/14 Pending -- -- --
06/09/2014 06/09/14 Sold $115,000 -30.3% $162 / Sq Ft View Prior Sale
05/30/2014 05/30/14 Pending -- -- --
04/08/2014 04/08/14 For Sale $165,000 +7.1% $160 / Sq Ft
03/20/2014 03/20/14 Sold $154,000 -8.3% $150 / Sq Ft View Prior Sale
03/06/2014 03/06/14 Pending -- -- --
12/05/2013 12/05/13 For Sale $168,000 +17.5% $163 / Sq Ft
09/20/2013 09/20/13 Sold $143,000 +21.2% $159 / Sq Ft View Prior Sale
09/05/2013 09/05/13 For Sale $118,000 +9340.0% $166 / Sq Ft
08/21/2013 08/21/13 Sold $1,250 -99.1% $1 / Sq Ft View Prior Sale
08/21/2013 08/21/13 Pending -- -- --
08/12/2013 08/12/13 Pending -- -- --
08/09/2013 08/09/13 For Sale $143,000 +11340.0% $159 / Sq Ft
07/31/2013 07/31/13 For Sale $1,250 -98.8% $1 / Sq Ft
06/22/2012 06/22/12 Sold $105,650 -5.7% $143 / Sq Ft View Prior Sale
06/06/2012 06/06/12 Pending -- -- --
05/17/2012 05/17/12 For Sale $112,000 -- $151 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed -- None Available
Interfamily Deed Transfer -- Cumberland Ttl & Guaranty Co
Warranty Deed $230,000 Cumberland Title & Guaranty
Warranty Deed $154,000 First Title
Warranty Deed $152,350 First Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $104,300 New Conventional
Previous Owner $179,500 New Conventional
Previous Owner $184,000 New Conventional
Previous Owner $138,600 New Conventional
Previous Owner $120,000 Fannie Mae Freddie Mac
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1535903

Greater Chattanooga REALTORS®

APN: 145L-D-005-C205

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