$620,000
OPEN SUN 1PM - 4PM $40K PRICE DROP

162 Ancona Ave de Bary, FL 32713

Estimated payment $3,709/month

Total Views 19,102
4 Beds
3.5 Baths
3,489 Sq Ft
$178 Price per Sq Ft

Highlights

  • River Access
  • Gated Community
  • Clubhouse
  • Boat Ramp
  • View of Trees or Woods
  • Wood Flooring

About This Home

Price Improvement!!An exceptional opportunity awaits in the guard-gated, riverfront community of Riviera Bella. Set against more than 240 acres along the St. Johns River, this resort-style neighborhood offers a rare combination of natural beauty, privacy, and upscale amenities. This spacious 4-bedroom, 3.5-bath residence with a 3-car garage spans 3,489 square feet and reflects carefully selected improvements. The home is bright, open, and thoughtfully designed, with custom lighting throughout and eye-catching chandeliers that add warmth and personality to key living spaces. Architectural details such as a barn door, stone accent wall, and a custom mudroom bring both style and everyday practicality. At the heart of the home is a beautifully re-designed kitchen by KBF Gallery, created for both entertaining and daily living. A large quartz island anchors the space, complemented by upgraded gas cooking, a statement vent hood, generous cabinetry, premium appliances replaced in 2023, and an oversized pantry that offers exceptional storage. The kitchen flows effortlessly into the family room and casual dining area, creating a welcoming space for gatherings of any size. Sliding glass door leading to the porch has electric blinds with a remote! The primary suite on the main level provides a peaceful retreat with a spacious walk-in closet, dual vanities, a soaking tub, and a walk-in shower. Upstairs, secondary bedrooms are generously sized, including one with a private en-suite bath. A substantial bonus/flex room exceeding 550 square feet, along with a custom-designed media room, adds incredible versatility—perfect for movie nights, work-from-home needs, or hobbies. Design upgrades continue with hardwood flooring in the upper flex and media rooms, wood-look tile throughout much of the main living area, upgraded baseboards, and enhanced exterior finishes. Outdoors, a screened rear porch offers a comfortable space to relax and enjoy Florida evenings, while upgraded landscaping and Mediterranean-inspired details complete the home’s curb appeal. The electrical panel has also been upgraded to accommodate an emergency generator. Riviera Bella residents enjoy access to a private boat ramp, clubhouse, resort-style pool, fitness center, media room, playground, fishing pier, and scenic riverfront views. With convenient access to shopping, dining, SunRail, I-4, Lake Mary, and downtown Sanford, this home delivers both lifestyle and location.

Listing Agent

Monica Emerson

DISCOM REALTY INC Brokerage Phone: 386-668-9128 License #3172838 Listed on: 01/29/2026

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,755

Year Built

  • Built in 2016

Lot Details

  • 9,000 Sq Ft Lot
  • Lot Dimensions are 72x125
  • East Facing Home
  • Mature Landscaping
  • Irrigation Equipment

HOA Fees

  • $150 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Driveway

Home Design

  • Mediterranean Architecture
  • Slab Foundation
  • Frame Construction
  • Tile Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,489 Sq Ft Home
  • 2-Story Property
  • Shelving
  • Ceiling Fan
  • Blinds
  • Drapes & Rods
  • Mud Room
  • Entrance Foyer
  • Great Room
  • Family Room Off Kitchen
  • Formal Dining Room
  • Den
  • Bonus Room
  • Inside Utility
  • Laundry in unit
  • Utility Room
  • Views of Woods

Kitchen

  • Eat-In Kitchen
  • Convection Oven
  • Range
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet
  • Makeup or Vanity Space
  • Soaking Tub
  • Bathtub With Separate Shower Stall
  • Rain Shower Head
  • Garden Bath

Outdoor Features

  • River Access
  • Water Skiing Allowed
  • Boat Ramp
  • Screened Patio
  • Rain Gutters
  • Rear Porch

Schools

  • Debary Elementary School
  • River Springs Middle School
  • University High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Thermostat
  • Underground Utilities
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, ground maintenance, recreational facilities
  • Premier Association Management Association, Phone Number (407) 333-7787
  • Riviera Bella Subdivision
  • The community has rules related to deed restrictions
  • Near Conservation Area

Recreation

  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Park

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,755

Year Built

Built in 2016

Lot Details

9,000 Sq Ft Lot

HOA Fees

$150 per month

Parking

3

Listing Details

  • HOA Fee Includes: Pool, Maintenance Grounds, Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Mediterranean
  • Construction Materials: Block, Stucco, Frame
  • Fireplace: No
  • Living Area: 3489
  • Lot Size Acres: 0.21
  • New Construction: No
  • Year Built: 2016
  • Building Area Total: 4358
  • Lot Size Sq Ft: 9000
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 404.87
  • Escrow City: Deltona
  • Escrow State: FL
  • Escrow Street Name: Deltona Blvd
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 177.70
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • AG Exemption YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Private Boat Ramp,River
  • Attribution Contact: 386-668-9128
  • Tax Year: 2025
  • Special Features: 4097

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Hardwood, Wood
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Convection Oven, Dishwasher, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Stories: 2
  • Window Features: Blinds, Drapes, Window Treatments
  • Additional Rooms: Den/Library/Office,Family Room,Formal Dining Room Separate,Inside Utility
  • Living Area Meters: 324.14

Exterior Features

  • Direction Faces: East
  • Exterior Features: Rain Gutters, Sidewalk
  • Roof: Tile
  • Pool Private: No
  • View: Trees/Woods
  • Water Body Name: ST JOHNS RIVER
  • Waterfront: No
  • Patio and Porch Features: Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt, Paved
  • Water Access: River
  • Water Extras: Boat Ramp - Private,Skiing Allowed
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Oversized

Utilities

  • Utilities: Cable Connected, Electricity Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Deed Restrictions, Gated Community - No Guard, Playground, Pool, Sidewalks, Street Lights
  • Association Amenities: Basketball Court, Clubhouse, Gated, Park, Playground, Pool
  • Association Fee: 450
  • Association Fee Frequency: Quarterly
  • Association Name: Premier Association Management
  • Phone: (407) 333-7787
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Development: None

Fee Information

  • Total Annual Fees: 1800.00
  • Total Monthly Fees: 150.00
  • Monthly HOA Amount: 150.00

Schools

  • Elementary School: Debary Elem
  • High School: University High School-VOL
  • Middle Or Junior School: River Springs Middle School

Lot Info

  • Zoning: RES
  • Parcel Number: 803111002400
  • Additional Parcels: No
  • Lot Features: Conservation Area, Sidewalk, Paved
  • Lot Dimensions: 72X125
  • Property Attached Yn: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Verify with HOA

Tax Info

  • Tax Annual Amount: 4755
  • Tax Block: 00
  • Tax Book Number: 142
  • Tax Lot: 240

Multi Family

  • Approval Process: Verify with HOA

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,756 $318,925 -- --
2025 $4,756 $310,541 -- --
2024 $4,324 $301,790 -- --
2023 $4,324 $293,000 $0 $0
2022 $4,856 $441,411 $58,565 $382,846
2021 $5,040 $315,092 $0 $0
2020 $4,997 $310,742 $41,630 $269,112
2019 $5,304 $305,379 $50,450 $254,929
2018 $5,959 $345,724 $46,217 $299,507
2017 $6,154 $339,515 $42,535 $296,980
2016 $750 $40,054 $0 $0
2015 $200 $10,286 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/20/2026 03/20/26 Price Changed $620,000 -4.5% $178 / Sq Ft
03/05/2026 03/05/26 Price Changed $648,900 -0.2% $186 / Sq Ft
02/18/2026 02/18/26 Price Changed $649,900 -1.5% $186 / Sq Ft
01/29/2026 01/29/26 For Sale $659,900 +1.5% $189 / Sq Ft
07/27/2022 07/27/22 Sold $650,000 -5.1% $186 / Sq Ft View Prior Sale
06/11/2022 06/11/22 Pending -- -- --
05/31/2022 05/31/22 Price Changed $685,000 -4.2% $196 / Sq Ft
05/24/2022 05/24/22 For Sale $715,000 -- $205 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $650,000 First American Title
Corporate Deed $352,000 Mi Title Agency Ltd
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $520,000 Credit Line Revolving
Previous Owner $281,600 New Conventional
Source: Public Records

About the Listing Agent

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Source: Stellar MLS

MLS Number: V4947052

Stellar MLS

APN: 8031-11-00-2400

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