$574,900

Estimated payment $3,585/month

Total Views 162
4 Beds
2.5 Baths
2,792 Sq Ft
$206 Price per Sq Ft

Highlights

  • Very Popular Property
  • Updated Kitchen
  • Traditional Architecture
  • Smoky Row Elementary School Rated A+
  • Mature Trees
  • Wood Flooring

About This Home

Welcome to this beautifully updated and meticulously maintained home in Carmel's highly desirable Saddle Creek neighborhood. From the moment you step through the front door, you are greeted by a dramatic two-story foyer filled with natural light, setting the tone for the thoughtful design and care found throughout the home. Offering four bedrooms, two and a half bathrooms, a main-floor den, and a finished basement, this well-appointed home provides both functional living space and timeless style. The updated kitchen features granite countertops, subway tile backsplash, newer stainless steel appliances, and ample space for gathering and entertaining. The finished basement offers additional recreation and lounge space perfect for movie nights, play space, or a home gym. Upstairs, all four bedrooms provide comfortable living, including a stunning primary suite with a spa-like bathroom fully renovated in 2025. The luxurious space features a glass-enclosed shower, soaking tub, double sinks, and walk-in closet designed for both relaxation and convenience. All bathrooms in the home were beautifully renovated in 2025, and additional recent updates include new stainless steel kitchen appliances, washer and dryer, and water heater, all completed in 2025. Major mechanical and exterior improvements have also been thoughtfully completed over the years, including a new roof and gutters in 2021, new HVAC and AC in 2019, and newer carpet throughout the main and upper levels. Situated on a large lot, the outdoor space is equally impressive with a beautiful patio, large fenced backyard, and well-maintained perennial gardens creating a peaceful private retreat. Lovingly cared for and thoughtfully updated throughout, this truly move-in ready home offers the perfect combination of comfort, style, and functionality in one of Carmel's most sought-after neighborhoods.

Listing Agent

Rachael Carmichael

Maywright Property Co. Brokerage Email: rcarmichael@maywright.com License #RB21002649 Listed on: 05/14/2026

Maywright Property Co.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,356

Year Built

  • Built in 2000

Lot Details

  • 16,553 Sq Ft Lot
  • Mature Trees

HOA Fees

  • $73 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2-Story Property
  • Built-In Features
  • Paddle Fans
  • Entrance Foyer
  • Family Room with Fireplace
  • Attic Access Panel

Kitchen

  • Updated Kitchen
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Basement

  • Partial Basement
  • Sump Pump

Home Security

  • Radon Detector
  • Fire and Smoke Detector

Outdoor Features

  • Patio
  • Playground

Schools

  • Smoky Row Elementary School
  • Carmel Middle School
  • Carmel High School

Utilities

  • Forced Air Heating and Cooling System
  • Dehumidifier
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Water Softener is Owned

Community Details

  • Association fees include clubhouse, parkplayground, management, snow removal, tennis court(s), walking trails
  • Association Phone (317) 843-2226
  • Saddle Creek Subdivision
  • Property managed by Saddle Creek Home Owners Association

Listing and Financial Details

  • Tax Lot 241
  • Assessor Parcel Number 290921008050000018

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,356

Year Built

Built in 2000

Lot Details

0.38 Acres

HOA Fees

$73 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2025
  • Year Built: 2000
  • Building Area Total: 2866
  • Garage Y N: Yes
  • Lot Size Acres: 0.38
  • Subdivision Name: Saddle Creek
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • Attribution Contact: rcarmichael@maywright.com
  • Special Features: None

Interior Features

  • Basement: Yes
  • Basement Type: Partial
  • Appliances: Electric Cooktop, Dishwasher, Dryer, Disposal, Gas Water Heater, Exhaust Fan, Microwave, Electric Oven, Refrigerator, Washer, Water Softener Owned
  • Levels: Two
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 542
  • Fireplace Features: Family Room
  • Fireplaces: 1
  • Interior Amenities: Attic Access, Breakfast Bar, Built-in Features, Kitchen Island, Entrance Foyer, Paddle Fan, Hardwood Floors, Eat-in Kitchen, Walk-In Closet(s)
  • Living Area: 2792
  • Other Equipment: Dehumidifier, Radon System, Smoke Alarm, Sump Pump
  • Spa Y N: No
  • Eating Area: Breakfast Room,Formal Dining Room
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 0
  • Main Level Sq Ft: 1100
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 1
  • Kitchen Features: Kitchen Updated
  • Upper Level Sq Ft: 1150

Exterior Features

  • Construction Materials: Brick, Vinyl Siding
  • Direction Faces: South
  • Exterior Features: Playset
  • Fencing: Full
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Patio
  • Pool Private Y N: No
  • View Y N: No
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Laundry Features: Laundry Room, Main Level, Sink
  • Water Source: Public
  • Solid Waste: No

Condo/Co-op/Association

  • Association Amenities: Pool, Clubhouse, Park, Playground, Management, Snow Removal, Tennis Court(s), Trail(s)
  • Association Fee: 438
  • Association Fee Frequency: Semi-Annually
  • Association Phone: 317-843-2226
  • Association YN: Yes
  • Management Company Name: Saddle Creek Home Owners Association

Fee Information

  • Association Fee Includes: Clubhouse, Entrance Common, ParkPlayground, Management, Snow Removal, Tennis Court(s), Walking Trails

Schools

  • Middle Or Junior School: Carmel Middle School

Lot Info

  • Lot Features: Curbs, Sidewalks, Street Lights, Mature Trees
  • Property Attached Yn: No
  • Additional Parcels: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 16553
  • Parcel Number: 290921008050000018
  • Acres: 1/4-1/2 Acre

Tax Info

  • Tax Annual Amount: 5356
  • Tax Lot: 241
  • Semi Annual Property Tax Amt: 2678
  • Tax Exemption: Homestead Tax Exemption

MLS Schools

  • Elementary School: Smoky Row Elementary School
  • High School: Carmel High School

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,355 $475,900 $132,600 $343,300
2024 $5,355 $476,900 $132,600 $344,300
2023 $4,793 $438,900 $72,400 $366,500
2022 $4,302 $378,200 $72,400 $305,800
2021 $3,548 $310,200 $62,600 $247,600
2020 $3,155 $279,000 $62,600 $216,400
2019 $3,161 $281,400 $62,600 $218,800
2018 $2,842 $259,500 $62,600 $196,900
2017 $2,823 $258,800 $62,600 $196,200
2016 $2,760 $252,000 $62,600 $189,400
2014 $2,326 $232,500 $56,500 $176,000
2013 $2,326 $224,800 $56,500 $168,300
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/14/2026 05/14/26 For Sale $574,900 +90.4% $206 / Sq Ft
05/31/2018 05/31/18 Sold $302,000 +4.5% $102 / Sq Ft View Prior Sale
04/21/2018 04/21/18 Pending -- -- --
04/19/2018 04/19/18 For Sale $289,000 +9.1% $98 / Sq Ft
05/22/2015 05/22/15 Sold $265,000 -5.3% $90 / Sq Ft View Prior Sale
04/24/2015 04/24/15 For Sale $279,900 0.0% $95 / Sq Ft
03/28/2015 03/28/15 Pending -- -- --
03/26/2015 03/26/15 For Sale $279,900 -- $95 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $302,500 Meridian Title Corp
Warranty Deed -- None Available
Warranty Deed -- Stewart Title Company
Warranty Deed -- Landmark Title Co Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $302,500 Adjustable Rate Mortgage/ARM
Previous Owner $265,000 Adjustable Rate Mortgage/ARM
Previous Owner $228,000 New Conventional
Previous Owner $217,800 Purchase Money Mortgage
Source: Public Records

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22101781

MIBOR Broker Listing Cooperative®

APN: 29-09-21-008-050.000-018

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