$675,000

16392 198th Trace O Brien, FL 32071

Estimated payment $3,865/month

4 Beds
2 Baths
2,300 Sq Ft
$293 Price per Sq Ft

Highlights

  • 400 Feet of Riverfront
  • Water access To Gulf or Ocean
  • Custom Home
  • Floating Dock
  • Oak Trees
  • Fireplace in Primary Bedroom

About This Home

MUST-SEE CUSTOM-BUILT SUWANNEE RIVER HOME WITH A NATURAL SPRING! This exceptional 2,300 SF, 4-bedroom, 2-bath custom home sits on just over 3 acres and offers approximately 400 feet of beautiful Suwannee River frontage. Designed with comfort, entertaining, and enjoying the outdoors in mind, this unique property offers an incredible North Florida lifestyle surrounded by nature and peaceful river views.

Inside, the home features high ceilings, abundant natural light, and beautiful views of the Suwannee River, creating a bright and welcoming atmosphere. The spacious layout provides plenty of room for family and guests, while the home's thoughtful design and custom touches add character throughout.

Outdoor living is where this property truly shines. Enjoy the floating dock and freshwater spring at the river's edge, perfect for relaxing, fishing, enjoying the water, or simply taking in the scenery. The gorgeous fenced-in yard provides a private outdoor space, while multiple outbuildings offer additional storage and versatility. A custom fire pit creates the perfect gathering spot for evenings outdoors.

For entertaining, the property features a screened room with ceiling fans and a quarter bath, providing a comfortable space to enjoy the outdoors while staying protected from the elements. The spacious front porch includes a freight/automatic lift, while the back deck offers additional outdoor living space with room for a hot tub.

Additional features include a tankless hot water heater, whole-house generator, covered parking, and ample storage underneath the home. The property also includes a full RV hookup with a separate septic system, making it ideal for guests, extended stays, or recreational use.

With its custom-built home, expansive river frontage, natural spring, dock, acreage, multiple outdoor spaces, RV hookup, generator, and exceptional entertaining features, this is truly a one-of-a-kind riverfront property. Come experience the beauty, privacy, and possibilities this special Suwannee River retreat has to offer!

Listing Agent

Jayson Burtch

CENTURY 21 SUNBELT REALTY Brokerage Phone: 941-235-6610 License #697135 Listed on: 08/14/2026

CENTURY 21 SUNBELT REALTY

Co-Listing Agent

Thomas Sons

CENTURY 21 SUNBELT REALTY Brokerage Phone: 941-235-6610 License #3342532

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,866

Year Built

  • Built in 1997

Lot Details

  • 3.25 Acre Lot
  • 400 Feet of Riverfront
  • River Front
  • Dirt Road
  • North Facing Home
  • Fenced
  • Mature Landscaping
  • Oversized Lot
  • Oak Trees
  • Property is zoned ESA-2

Home Design

  • Stilt Home
  • Custom Home
  • Elevated Home
  • Metal Roof
  • Vinyl Siding
  • Pile Dwellings

Interior Spaces

  • 2,300 Sq Ft Home
  • Wet Bar
  • Partially Furnished
  • Vaulted Ceiling
  • Ceiling Fan
  • Aluminum Window Frames
  • French Doors
  • Great Room
  • Living Room with Fireplace
  • Dining Room
  • Inside Utility
  • River Views

Kitchen

  • Range
  • Dishwasher
  • Granite Countertops

Flooring

  • Engineered Wood
  • Carpet
  • Linoleum
  • Cork
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Fireplace in Primary Bedroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Single Vanity
  • Walk-In Tub
  • Bathtub with Shower
  • Shower
  • Window or Skylight in Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • Garage
  • 2 Carport Spaces
  • Basement Garage
  • Circular Driveway
  • Open Parking

Accessible Home Design

  • Exterior Wheelchair Lift

Outdoor Features

  • Water access To Gulf or Ocean
  • River Access
  • Floating Dock
  • Deck
  • Screened Patio
  • Gazebo
  • Shed
  • Rain Gutters
  • Front Porch

Schools

  • Branford Elementary School
  • Suwannee Middle School
  • Branford High School

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Power Generator
  • Propane
  • 2 Water Wells
  • Tankless Water Heater
  • 2 Septic Tanks
  • Aerobic Septic System

Community Details

  • No Home Owners Association
  • Suwannee Belle Estate Unit 2 Subdivision

Listing and Financial Details

  • Legal Lot and Block 95 / 10850
  • Assessor Parcel Number 02-05S-12E-10850-000951

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,866

Year Built

Built in 1997

Lot Details

3.25 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Custom, Elevated
  • Construction Materials: Vinyl Siding
  • Fireplace: Yes
  • Living Area: 2300
  • Lot Size Acres: 3.25
  • New Construction: No
  • Year Built: 1997
  • Accessibility Features: Exterior Wheelchair Lift
  • Building Area Total: 5938
  • Lot Size Sq Ft: 130680
  • Status: Active
  • Co List Office Mls Id: MFR256060809
  • Co List Office Phone: 941-235-6610
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 551.66
  • Escrow City: Port Charlotte
  • Escrow State: FL
  • Escrow Street Name: Tamiami Trail, Suite 501-23
  • RATIO Current Price By Calculate: 293.48
  • Total Acreage: 2 to less than 5
  • Water Access YN: 1
  • Property Description: Stilt Home
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Floating Dock
  • MFR_DockYN: 1
  • MFR_DockMaintenanceFeeFrequency: N/A
  • Attribution Contact: 941-235-6610
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Living Room, Primary Bedroom
  • Living Area Units: Square Feet
  • Flooring: Carpet, Cork, Hardwood, Linoleum, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), High Ceilings, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
  • Appliances Included: Dishwasher, Dryer, Range, Refrigerator, Tankless Water Heater, Washer
  • Foundation Details: Stilt/On Piling
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Generator
  • Window Features: Aluminum Frames
  • Additional Rooms: Inside Utility
  • Living Area Meters: 213.68

Exterior Features

  • Direction Faces: North
  • Other Structures: Gazebo, Shed(s), Storage
  • Exterior Features: French Doors, Rain Gutters
  • Roof: Metal
  • Pool Private: No
  • View: Water
  • Water Body Name: SUWANNEE RIVER
  • Waterfront: Yes
  • Patio and Porch Features: Deck, Front Porch, Other, Rear Porch, Screened
  • Road Surface Type: Dirt, Gravel
  • Water Access: Gulf/Ocean,River
  • Water View: River
  • Water View YN: 1
  • Waterfront Feet Total: 400
  • Additional Water Information: Spring at water's edge. Floating dock.
  • Water Frontage Feet River: 400

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Yn: No
  • Parking Features: Circular Driveway, Covered, Driveway, Open, Basement

Utilities

  • Utilities: Electricity Connected, Propane
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Laundry Room
  • Sewer: Aerobic Septic, Septic Tank
  • Water Source: Well
  • Number Of Septics: 2
  • Number of Wells: 2

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Branford Elementary School
  • High School: Branford High School
  • Middle Or Junior School: Suwannee Middle School

Lot Info

  • Zoning: ESA-2
  • Parcel Number: 02-05S-12E-10850-000951
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: In County, Landscaped, Oversized Lot
  • Flood Zone Code: AE-FW

Rental Info

  • Furnished: Partially

Tax Info

  • Tax Annual Amount: 1865.6
  • Tax Block: 10850
  • Tax Book Number: 1/106
  • Tax Lot: 95

Multi Family

  • Waterfront Features: River Front

Map

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,866 $373,405 $33,000 $340,405
2024 $1,734 $371,571 $33,000 $338,571
2023 $1,734 $138,993 $0 $0
2022 $1,679 $220,090 $33,000 $187,090
2021 $1,664 $214,021 $33,000 $181,021
2020 $1,632 $136,275 $0 $0
2019 $1,603 $133,438 $0 $0
2018 $1,570 $131,182 $0 $0
2017 $1,176 $104,685 $0 $0
2016 $1,169 $102,532 $0 $0
2015 $1,171 $101,820 $0 $0
2014 $1,150 $100,562 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/14/2026 08/14/26 For Sale $675,000 -- $293 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $540,000 FHA
Previous Owner $169,868 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: D6148407

Stellar MLS

APN: 02-05S-12E-10850-000951

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