$665,000
SOLD MAY 1, 2026

1645 NW 3rd St Bend, OR 97701

River West Neighborhood
2 Beds
1 Bath
1,296 Sq Ft
5,663 Sq Ft Lot Lot

Sale Details

Date Sold: May 1, 2026

$513 Per Sq Ft

2% Above List Price

2 Days on Market

Highlights

  • Home Energy Score
  • Deck
  • Wood Flooring
  • High Lakes Elementary School Rated A-
  • Vaulted Ceiling
  • No HOA

About This Home

As of May 2026

Live the ultimate Bend lifestyle in this charming Westside cottage, perfectly positioned just minutes from the Deschutes River and downtown! Inside, enjoy a bright, open floor plan with high ceilings in the living room that create a cozy, inviting space. The finished 480 sqft basement is a versatile bonus, ideal for a theatre room, home office, or huge 3rd bedroom. Situated on a quiet, residential lot zoned for medium density use, this property offers incredible potential for an ADU or a complete dream renovation. Features a large, fenced backyard, gardening shed, and convenient alley access. Don't miss this rare opportunity in a prime location!

Last Agent to Sell the Property

Michelle Cunha

Stellar Realty Northwest License #201218106 Listed on: 04/01/2026

Co-Listed By

Valrie Lambert

Stellar Realty Northwest License #891000283

Last Buyer's Agent

Donnie Eggers

Nexus 360 Realty License #201225160

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,889

Year Built

  • Built in 1932

Lot Details

  • 5,663 Sq Ft Lot
  • Fenced
  • Native Plants
  • Level Lot
  • Front and Back Yard Sprinklers
  • Sprinklers on Timer
  • Garden
  • Zoning described as RM

Home Design

  • Slab Foundation
  • Frame Construction
  • Composition Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,296 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Skylights
  • Double Pane Windows
  • Wood Frame Window
  • Family Room
  • Living Room
  • Neighborhood Views

Kitchen

  • Oven
  • Range with Range Hood
  • Dishwasher
  • Laminate Countertops
  • Disposal

Flooring

  • Wood
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Soaking Tub
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Partial Basement
  • Natural lighting in basement

Home Security

  • Storm Windows
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • No Garage
  • On-Street Parking

Outdoor Features

  • Deck
  • Patio
  • Shed
  • Front Porch

Schools

  • High Lakes Elementary School
  • Pacific Crest Middle School
  • Summit High School

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Water Heater

Additional Features

  • Home Energy Score
  • Easements include utilities

Community Details

  • No Home Owners Association
  • River Terrace Subdivision

Listing and Financial Details

  • Legal Lot and Block 4 / 3
  • Assessor Parcel Number 154400

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,889

Year Built

Built in 1932

Lot Details

5,663 Sq Ft Lot

Listing Details

  • Architectural Style: Bungalow
  • Directions: NW Portland Avenue, north on NW 3rd Street.
  • Garage Yn: No
  • Unit Levels: Two
  • Lot Size Acres: 0.13
  • Prop. Type: Residential
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Road Frontage Type: Shared Access
  • Road Surface Type: Paved
  • Subdivision Name: River Terrace
  • Year Built: 1932
  • Co List Office Mls Id: ocSTELLAR
  • Co List Office Phone: 541-508-3148
  • Co List Office Phone: 541-508-3148
  • Outside Inclusions: Refrigerator, washer & dryer
  • MLS Status: Closed
  • General Property Information Audio Surveillance on Premises YN: No
  • General Property Information Accessory Dwelling Unit YN: No
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Oven, Range, Range Hood, Refrigerator, Washer, Water Heater
  • Has Basement: Daylight, Finished, Partial, Unfinished
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Flooring: Hardwood, Laminate, Tile
  • Interior Amenities: Laminate Counters, Soaking Tub, Vaulted Ceiling(s), Shower/Tub Combo
  • Below Grade Sq Ft: 480.0
  • Window Features: Double Pane Windows, Skylight(s), Storm Window(s), Wood Frames

Exterior Features

  • Common Walls: No Common Walls
  • Construction Type: Frame
  • Foundation Details: Concrete Perimeter, Slab
  • Lot Features: Garden, Level, Native Plants, Sprinklers In Front, Sprinklers In Rear, Sprinkler Timer(s), Fenced
  • Other Structures: Shed(s)
  • Roof: Composition
  • View: Neighborhood
  • Horse: No
  • Patio And Porch Features: Deck, Patio, Front Porch, Porch, Side Porch

Garage/Parking

  • Parking Features: No Garage, On Street
  • Attached Garage: No

Utilities

  • Cooling: None
  • Heating: Forced Air, Natural Gas
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: No
  • HeatingYN: Yes

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Schools

  • Elementary School: High Lakes Elem
  • High School: Summit High
  • Middle Or Junior School: Pacific Crest Middle

Lot Info

  • Additional Parcels: No
  • Lot Size Sq Ft: 5662.8
  • Parcel #: 154400
  • Irrigation Water Rights: No
  • ResoLotSizeUnits: Acres
  • Zoning Description: RM

Tax Info

  • Tax Annual Amount: 2888.93
  • Tax Block: 3
  • Tax Lot: 4
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 2, 2024
Sold by
Gary A Bonacker Trust and Bonacker Lee
Bought by
Block Francis L

Purchase Details

Closed on
Feb 7, 2017
Sold by
Bonacker Gary A
Bought by
Bonacker Gary A and Gary A Bonacker Trust

Purchase Details

Closed on
Jan 19, 2017
Sold by
Bonacker Conner Susan and Bonacker Susan C
Bought by
Bonacker Gary A

Purchase Details

Closed on
Jun 14, 2013
Sold by
Bonacker Gary A
Bought by
Bonacker Gary A and Bonacker Susan C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,250
Interest Rate
3.38%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed -- None Listed On Document
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Accommodation
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $138,250 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/01/2026 05/01/26 Sold $665,000 +2.3% $513 / Sq Ft
04/03/2026 04/03/26 Pending -- -- --
04/01/2026 04/01/26 For Sale $650,000 -- $502 / Sq Ft
Source: Oregon Datashare

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,889 $170,980 -- --
2024 $2,779 $166,000 -- --
2023 $2,577 $161,170 $0 $0
2022 $2,404 $151,930 $0 $0
2021 $2,408 $147,510 $0 $0
2020 $2,284 $147,510 $0 $0
2019 $2,221 $143,220 $0 $0
2018 $2,158 $139,050 $0 $0
2017 $2,095 $135,000 $0 $0
2016 $1,998 $131,070 $0 $0
2015 $1,942 $127,260 $0 $0
2014 $1,885 $123,560 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • M

    Seller's Agent in 2026

    Michelle Cunha

    Stellar Realty Northwest

    (541) 508-3148

    1 in this area

    21 Total Sales

    Michelle Cunha
    Section Image

  • V

    Seller Co-Listing Agent in 2026

    Valrie Lambert

    Stellar Realty Northwest

    (541) 508-3148

    2 in this area

    18 Total Sales

    Valrie Lambert
    Section Image

  • D

    Buyer's Agent in 2026

    Donnie Eggers

    Nexus 360 Realty

    (541) 610-5063

    1 in this area

    131 Total Sales

    Donnie Eggers
    Section Image

  • J

    Buyer Co-Listing Agent in 2026

    Jesse Buckley

    Nexus 360 Realty

    (541) 350-4404

    2 in this area

    118 Total Sales

    Jesse Buckley
    Section Image
See All Agents

Map

Source: Oregon Datashare

MLS Number: 220218316

Oregon Datashare

APN: 154400

Oregon Deschutes County Bend 97701 River West

1645 NW 3rd St, Bend, OR

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