$950,000

1646 Ginkgo Trail Ridgeway, SC 29130

Estimated payment $5,403/month

Total Views 2,227
5 Beds
3 Baths
4,271 Sq Ft
$222 Price per Sq Ft

Highlights

  • 210 Feet of Waterfront
  • Vaulted Ceiling
  • Wood Flooring
  • Docks
  • Traditional Architecture
  • Main Floor Primary Bedroom

About This Home

NEW LISTING! Lake Wateree Living at Its Finest! Experience the perfect blend of peaceful waterfront living and everyday convenience in this beautiful 5-bedroom, 3-bath home on Lake Wateree—located just 20 minutes from shopping and restaurants. Inside, you'll find hardwood floors throughout the main level, a spacious living room with a cozy fireplace, and a well-appointed kitchen featuring granite countertops, an island, a double oven and an informal dining area with direct access to the large covered back porch—ideal for enjoying your morning coffee or taking in the lake views. The private primary suite has a walk-in closet, double vanity, and ensuite bath. Two additional bedrooms on the main level share a hall bath, with one also opening onto the covered back porch. Upstairs are two more generously sized bedrooms that share a full bath, providing plenty of space for family and guests. The heated and cooled 1,616 sq ft walkout basement provides an incredible bonus space that's perfect for a recreation room, game room, media room, or entertaining guests after a day on the lake. Step outside and enjoy Lake Wateree from your covered back porch and private dock with a boat lift. Whether you're boating, fishing, entertaining, or simply relaxing by the water, this home is designed for making lasting memories. If you've been dreaming of lake life without giving up the convenience of nearby shopping and dining, this is the home for you. Schedule your private tour today and discover all that Lake Wateree living has! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Listing Agent

Terri Horton

RE/MAX Summit LLC Listed on: 07/30/2026

RE/MAX Summit LLC

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2000

Lot Details

  • 35,284 Sq Ft Lot
  • 210 Feet of Waterfront
  • Property Located on Lake Wateree
  • Dirt Road

Home Design

  • Traditional Architecture
  • Vinyl Construction Material

Interior Spaces

  • 4,271 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • Bar
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Living Room with Fireplace
  • Attic Access Panel

Kitchen

  • Double Oven
  • Induction Cooktop
  • Dishwasher
  • Cooking Island
  • Kitchen Island
  • Granite Countertops
  • Wood Stained Kitchen Cabinets

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • 2nd Bath Tub/Shower Combo
  • Separate Shower in Primary Bathroom
  • Bathtub with Shower

Partially Finished Basement

  • Laundry in Basement
  • Crawl Space

Outdoor Features

  • Docks
  • Covered Patio or Porch

Schools

  • Lugoff Elementary School
  • Lugoff-Elgin Middle School
  • Lugoff-Elgin High School

Utilities

  • Central Heating and Cooling System
  • Canal or Lake for Irrigation
  • Septic System

Community Details

  • No Home Owners Association
  • Lake Wateree Subdivision

Home Details

Home Type

Single Family

Year Built

Built in 2000

Lot Details

0.81 Acres

Listing Details

  • HOA YN: N
  • Acreage: 0.81
  • Bathrooms Combo: 3 / 0
  • Class: Residential
  • Equipment: Dishwasher, Refrigerator
  • Foundation: Crawl Space
  • Second Full Bathrooms: 1
  • Main Level Full Bathrooms: 2
  • Interior Number Of Fireplaces: 1
  • Level Bedroom2: Main
  • Level Bedroom3: Main
  • Level Bedroom4: Second
  • Level Bedroom5: Second
  • Level Kitchen: Main
  • Level Living Room: Main
  • Level Master Bedroom: Main
  • Level Washer Dryer: Basement
  • Location: On Water
  • Lower Level: Partially Finished
  • Lvt Date: 07/30/2026
  • Main Structure Heated Sqf: 2655
  • Number Of Bedrooms: 5
  • Style: Traditional
  • Total Heated Sq Ft: 4271
  • Type: Single Family
  • Water Frontage: 210
  • Water Frontage Type: On Lake Wateree
  • Year Built: 2000
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior: Ceiling Fan, Central Vacuum, Attic Access
  • Second Bedroom: Double Vanity, Bath-Shared, Tub-Shower, Ceiling Fan, Closet-Private, Floors-Hardwood
  • Third Bedroom: Tub-Shower, Ceilings-Vaulted, Ceiling Fan, Closet-Private, Floors-Hardwood
  • Fourth Bedroom: Bath-Shared, Closet-Walk In, Tub-Shower, Ceilings-Vaulted, Ceiling Fan, Closet-Private, Floors - Carpet
  • Fifth Bedroom: Bath-Shared, Tub-Shower, Ceilings-Vaulted, Ceiling Fan, Closet-Private, Floors - Carpet
  • Basement: Yes Basement
  • Bathrooms: 3
  • Full Bathrooms: 3
  • Fireplace: Gas Log-Propane
  • Kitchen: Bar, Island, Pantry, Counter Tops-Granite, Cabinets-Stained, Floors-Tile, Backsplash-Other
  • Living Room: Fireplace, Floors-Hardwood, Molding, Ceiling Fan
  • Master Bedroom: Double Vanity, Bath-Private, Closet-Walk In, Tub-Shower, Ceiling Fan, Closet-Private, Floors-Hardwood
  • Number Of Stories: 2
  • Range: Smooth Surface, Island Cooktop

Exterior Features

  • Exterior: Dock, Front Porch - Covered, Back Porch - Covered, Lake Fed Irrigation
  • Exterior Finish: Vinyl

Utilities

  • Cooling: Central
  • Heating: Central, Electric
  • Laundry: Heated Space
  • Sewer: Septic
  • Water: Public

Lot Info

  • Geo Subdivision: SC

MLS Schools

  • School District: Kershaw County
  • Elementary School: Lugoff
  • HighSchool: Lugoff-Elgin
  • Middle School: Lugoff-Elgin

Map

Range of Values:

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,930 $546,500 $215,000 $331,500
2024 $1,930 $546,500 $215,000 $331,500
2023 $1,942 $546,500 $215,000 $331,500
2022 $1,858 $546,500 $215,000 $331,500
2021 $1,838 $546,500 $215,000 $331,500
2020 $1,574 $324,700 $160,000 $164,700
2019 $1,631 $324,700 $160,000 $164,700
2018 $1,807 $324,700 $160,000 $164,700
2017 $1,737 $324,700 $160,000 $164,700
2016 $1,942 $371,000 $210,000 $161,000
2015 $1,633 $371,000 $210,000 $161,000
2014 $1,633 $14,840 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/30/2026 07/30/26 For Sale $950,000 -- $222 / Sq Ft
Source: Consolidated MLS (Columbia MLS)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $265,000 --
Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $50,000 Credit Line Revolving
Open $185,500 New Conventional
Source: Public Records

Source: Consolidated MLS (Columbia MLS)

MLS Number: 639779

Consolidated MLS (Columbia MLS)

APN: 194-04-02-041

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