Seller's Agent in 2025
Jeff Smith
John L Scott
(425) 308-9268
107 Total Sales
Listed by John L. Scott Anacortes, Bought with Windermere RE/South Whidbey
1658 Stephen St Oak Harbor, WA 98277
1
Bed
1
Bath
686
Sq Ft
0.56
Acre Lot
Highlights
- Views of a Sound
- Community Boat Launch
- Property is near public transit and bus stop
- Coupeville Elementary School Rated A-
- Clubhouse
- 1 Car Detached Garage
About This Home
As of August 2025Situated between the convenience of Oak Harbor and the charm of downtown Coupeville, this affordable rambler is perfect for first-time buyers or those seeking a budget-friendly option. Offering comfortable living with a spacious lot, you'll have plenty of space to enjoy gardening or add future upgrades. The property includes a detached garage providing plenty of storage and space for hobbies. Numerous updates and upgrades were done in recent years, including: flooring, roofing, septic replacement, and appliances. HOA covers your water bill and includes use of pool, sport court/field, clubhouse, beach, and boat launch! Don't let this one slip away!
Last Agent to Sell the Property
John L. Scott Anacortes License #140437 Listed on: 07/10/2025
Source: Northwest Multiple Listing Service (NWMLS)
MLS#: 2404895
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,123
Year Built
- Built in 1965
Lot Details
- 24,350 Sq Ft Lot
- South Facing Home
- Partially Fenced Property
- Level Lot
- Garden
- Property is in good condition
HOA Fees
- $115 Monthly HOA Fees
Parking
- 1 Car Detached Garage
- Driveway
Property Views
- Views of a Sound
- Territorial
- Limited
Home Design
- Block Foundation
- Composition Roof
- Metal Construction or Metal Frame
- Vinyl Construction Material
Interior Spaces
- 686 Sq Ft Home
- 1-Story Property
- Wood Burning Fireplace
- Storm Windows
Kitchen
- Stove
- Microwave
- Dishwasher
Flooring
- Ceramic Tile
- Vinyl Plank
Bedrooms and Bathrooms
- 1 Main Level Bedroom
- Bathroom on Main Level
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Schools
- Oak Harbor High School
Utilities
- Heating System Mounted To A Wall or Window
- Water Heater
- Septic Tank
Additional Features
- Outbuilding
- Property is near public transit and bus stop
Listing and Financial Details
- Down Payment Assistance Available
- Visit Down Payment Resource Website
- Assessor Parcel Number S805000040080
Community Details
Overview
- Ruby Hall Association
- Secondary HOA Phone (360) 678-7446
- Rolling Hills Subdivision
- The community has rules related to covenants, conditions, and restrictions
Amenities
- Clubhouse
Recreation
- Community Boat Launch
- Park
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 10, 2025
Closed on
Aug 18, 2025
Sold by
Bought by
Seller's Agent
Jeff Smith
John L. Scott Anacortes
Buyer's Agent
Carter Ulibarri
Windermere RE/South Whidbey
List Price
$375,000
Sold Price
$385,000
Premium/Discount to List
$10,000
2.67%
Views
18
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,596
Avg. Annual Appreciation
-1.06%
Original Mortgage
$15,121
Outstanding Balance
$14,657
Interest Rate
6.72%
Mortgage Type
FHA
Estimated Equity
$366,747
Purchase Details
Listed on
Dec 31, 2019
Closed on
Dec 27, 2019
Sold by
Bought by
Seller's Agent
Cary Anderson
Keller Williams Western Realty
Buyer's Agent
Cary Anderson
Keller Williams Western Realty
List Price
$240,000
Sold Price
$240,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.74%
Original Mortgage
$235,653
Interest Rate
4.5%
Mortgage Type
FHA
Purchase Details
Listed on
Aug 4, 2014
Closed on
Oct 30, 2014
Sold by
Bought by
Seller's Agent
Craig McKenzie
Better Homes&Gardens McKenzie
Buyer's Agent
The Mayo Home Team
Global Referral Group, LLC
List Price
$139,900
Sold Price
$138,500
Premium/Discount to List
-$1,400
-1%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.24%
Original Mortgage
$124,650
Interest Rate
4.2%
Mortgage Type
VA
Purchase Details
Closed on
Jul 21, 2010
Sold by
Bought by
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $385,000 | Chicago Title | |
| Warranty Deed | $240,000 | Land T&E Of Island Co | |
| Warranty Deed | $138,500 | Stewart Title | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $15,121 | FHA | |
| Open | $378,026 | FHA | |
| Previous Owner | $235,653 | FHA | |
| Previous Owner | $124,650 | VA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/20/2025 08/20/25 | Sold | $385,000 | +2.7% | $561 / Sq Ft | |
| 07/15/2025 07/15/25 | Pending | -- | -- | -- | |
| 07/10/2025 07/10/25 | For Sale | $375,000 | +56.3% | $547 / Sq Ft | |
| 12/31/2019 12/31/19 | Sold | $240,000 | 0.0% | $350 / Sq Ft | View Prior Sale |
| 12/31/2019 12/31/19 | For Sale | $240,000 | +73.3% | $350 / Sq Ft | |
| 11/03/2014 11/03/14 | Sold | $138,500 | -1.0% | $202 / Sq Ft | View Prior Sale |
| 09/13/2014 09/13/14 | Pending | -- | -- | -- | |
| 08/04/2014 08/04/14 | For Sale | $139,900 | -- | $204 / Sq Ft |
Source: Northwest Multiple Listing Service (NWMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,123 | $329,929 | $200,000 | $129,929 |
| 2024 | $2,485 | $333,447 | $210,000 | $123,447 |
| 2023 | $2,485 | $345,180 | $220,000 | $125,180 |
| 2022 | $2,461 | $334,922 | $220,000 | $114,922 |
| 2021 | $1,969 | $281,299 | $180,000 | $101,299 |
| 2020 | $2,040 | $238,441 | $140,000 | $98,441 |
| 2019 | $1,781 | $248,501 | $170,000 | $78,501 |
| 2018 | $1,894 | $211,700 | $135,000 | $76,700 |
| 2017 | $1,614 | $197,214 | $120,000 | $77,214 |
| 2016 | $1,417 | $178,244 | $100,000 | $78,244 |
| 2015 | $932 | $149,273 | $70,000 | $79,273 |
| 2013 | -- | $98,920 | $55,000 | $43,920 |
Source: Public Records
Agents Affiliated with this Home
-
Jeff Smith
-
Carter Ulibarri
C
Buyer's Agent in 2025
Carter Ulibarri
Windermere Corporate
(360) 331-6006
14 Total Sales
-
Cary Anderson
Seller's Agent in 2019
Cary Anderson
Keller Williams Western Realty
(360) 929-2932
150 Total Sales
-
Craig McKenzie
Seller's Agent in 2014
Craig McKenzie
Better Homes&Gardens McKenzie
(360) 929-1712
95 Total Sales
-
T
Buyer's Agent in 2014
The Mayo Home Team
RE/MAX Whatcom County
Map
Source: Northwest Multiple Listing Service (NWMLS)
MLS Number: 2404895
APN: S8050-00-04008-0
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided by the Northwest Multiple Listing Service (NWMLS). Property information is based on available data that may include MLS information, county records, and other sources. Listings marked with the 3 tree icon and provided by NWMLS. All properties are subject to prior sale or withdrawal. IDX information is provided exclusively for consumers’ personal noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID. ©2026 NWMLS.
Based on information submitted to the MLS GRID
Listings courtesy of Northwest Multiple Listing Service (NWMLS) as distributed by MLS GRID
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