$315,000
SOLD APR 15, 2026

16915 Cumbermoore Ln Umatilla, FL 32784

2 Beds
2 Baths
1,348 Sq Ft
0.27 Acres Lot

Sale Details

Date Sold: April 15, 2026

$234 Per Sq Ft

4 Days on Market

Highlights

  • In Ground Pool
  • Deck
  • No HOA
  • Open Floorplan
  • Private Yard
  • Separate Outdoor Workshop

About This Home

As of April 2026

Beautifully upgraded POOL HOME FOR SALE IN CENTRAL FLORIDA located on a quiet CUL-DE-SAC with NO HOA in UNINCORPORATED LAKE COUNTY. If you're searching for a MOVE-IN READY HOME WITH A POOL near Eustis, Mount Dora, and Umatilla, this property delivers modern upgrades, privacy, and convenience in one exceptional package.
Step inside and you'll immediately notice the NEW LIFE-PROOF FLOORING and NEW LIGHT FIXTURES THROUGHOUT, creating a clean and modern feel perfect for today’s FLORIDA LIFESTYLE. The updated kitchen features a SENSOR-ACTIVATED FAUCET, REMOTE CONTROL GARBAGE DISPOSAL, MOTION-ACTIVATED UNDER-CABINET LIGHTING, a NEW PANTRY WITH MOTION LIGHT, and stylish BUFFET CABINETS that provide extra storage and serving space.
Both bathrooms have been FULLY RENOVATED, including a REMOTE BLUETOOTH SPEAKER LIGHT FIXTURE in the second bathroom. The spacious PRIMARY SUITE features TWO CLOSETS and an upgraded ceiling fan for comfort and functionality.
Major system upgrades give buyers peace of mind, including:
NEW HVAC (2025), WATER HEATER (2022), ELECTRICAL PANEL (2022), FLAT PORTION OF ROOF REPLACED (2022), BRAND NEW POOL PUMP (2026), WIFI-ACTIVATED GARAGE DOOR.
Step outside to enjoy the LARGE OPEN POOL with POOL LIGHT, perfect for relaxing or entertaining in the FLORIDA SUNSHINE. The backyard is designed for privacy and functionality with a BOARD-ON-BOARD PRIVACY FENCE WITH NEW GATES (2025), and a RESTORED REAR FENCE.
The property also features a COVERED LEAN-TO WITH DECK and a versatile 12x30 WORKSHOP equipped with ELECTRIC, A/C & HEAT, ideal for hobbies, storage, a home gym, or workspace. Location is everything, and this home offers PRIME CENTRAL FLORIDA LOCATION with easy access to everyday conveniences:
2 miles to PUBLIX & WALGREENS. 4 miles to DOWNTOWN UMATILLA.
3.5 miles to DOWNTOWN EUSTIS.
Easy access to MOUNT DORA, TAVARES, and THE CHAIN OF LAKES. Outdoor lovers will appreciate DIRECT ACCESS TO A NATURE PRESERVE VIA WALKING OR BIKING TRAIL from the back of the neighborhood, making it easy to enjoy FLORIDA’S NATURAL BEAUTY. Families will love the A-RATED UMATILLA HIGH SCHOOL DISTRICT WITH CAMBRIDGE COURSES, making this an excellent option for those searching for HOMES FOR SALE WITH TOP SCHOOLS IN LAKE COUNTY. With CITY OF EUSTIS WATER, SEPTIC, NO HOA RESTRICTIONS, and numerous upgrades already completed, this property offers the perfect blend of PRIVACY, MODERN UPGRADES, AND FLORIDA POOL LIVING.
If you're searching for HOMES FOR SALE IN UMATILLA FL, POOL HOMES IN LAKE COUNTY, or MOVE-IN READY HOMES NEAR EUSTIS AND MOUNT DORA, this one deserves a spot at the top of your list.
Schedule your private showing today and experience this CENTRAL FLORIDA POOL HOME before it’s gone.

Last Agent to Sell the Property

Tony Stanley

OPTIMA ONE REALTY, INC. Brokerage Phone: 352-243-6784 License #3052266 Listed on: 03/13/2026

OPTIMA ONE REALTY, INC.

Last Buyer's Agent

Joseph Firmin

LPT REALTY, LLC License #3235999

LPT REALTY, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,186

Year Built

  • Built in 1973

Lot Details

  • 11,550 Sq Ft Lot
  • Lot Dimensions are 105x110
  • Cul-De-Sac
  • South Facing Home
  • Private Yard
  • Property is zoned R-6

Parking

  • 1 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,348 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Built-In Features
  • Living Room
  • Luxury Vinyl Tile Flooring
  • Laundry in unit

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Pool

  • In Ground Pool
  • Pool Lighting

Outdoor Features

  • Deck
  • Patio
  • Exterior Lighting
  • Separate Outdoor Workshop

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • High Speed Internet

Community Details

  • No Home Owners Association
  • Forest Lake Sub Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,186

Year Built

Built in 1973

Lot Details

0.27 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1348
  • Lot Size Acres: 0.27
  • New Construction: No
  • Year Built: 1973
  • Building Area Total: 1708
  • Lot Size Sq Ft: 11550
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 158.68
  • Escrow City: Clermont
  • Escrow State: FL
  • Escrow Street Name: W. Montrose Street
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 233.68
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 352-243-6784
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Built-in Features, Open Floorplan
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Private Yard
  • Stories: 1
  • Living Area Meters: 125.23

Exterior Features

  • Direction Faces: South
  • Other Structures: Workshop
  • Pool Features: In Ground, Lighting
  • Exterior Features: Lighting, Private Yard
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Patio and Porch Features: Deck, Patio
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12069C0220E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R-6
  • Parcel Number: 26-18-26-0400-000-01600
  • Additional Parcels: No
  • Lot Features: Cul-De-Sac
  • Lot Dimensions: 105x110
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Verify lease restrictions with the city/county.

Tax Info

  • Tax Annual Amount: 2185.87
  • Tax Block: 000
  • Tax Book Number: 14-40
  • Tax Lot: 16

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 13, 2026
Closed on
Apr 15, 2026
Sold by
Bought by
Seller's Agent
Tony Stanley
OPTIMA ONE REALTY, INC.
Buyer's Agent
Joseph Firmin
LPT REALTY, LLC
List Price
$315,000
Sold Price
$315,000
Views
54

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.51%
Original Mortgage
$299,250
Outstanding Balance
$299,250
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$13,437

Purchase Details

Closed on
Apr 8, 2020
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,363
Interest Rate
3.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 5, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,875
Interest Rate
5.65%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 2, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,000
Interest Rate
5.94%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 14, 2003
Sold by
Bought by

Purchase Details

Closed on
Jan 3, 2003
Sold by
Bought by

Purchase Details

Closed on
Dec 10, 2002
Sold by
Bought by

Purchase Details

Closed on
Jun 25, 1999
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,784
Interest Rate
7.23%
Mortgage Type
FHA
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $315,000 Americas Title Corp
Warranty Deed $135,000 First International Ttl Inc
Warranty Deed $137,500 --
Deed $71,000 --
Deed -- --
Contract Of Sale -- --
Deed -- --
Warranty Deed $67,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $299,250 New Conventional
Previous Owner $136,363 New Conventional
Previous Owner $116,875 Purchase Money Mortgage
Previous Owner $77,000 Purchase Money Mortgage
Previous Owner $66,784 FHA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/15/2026 04/15/26 Sold $315,000 0.0% $234 / Sq Ft
03/17/2026 03/17/26 Pending -- -- --
03/13/2026 03/13/26 For Sale $315,000 -- $234 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,126 $147,550 -- --
2025 $1,871 $143,540 -- --
2024 $1,871 $143,540 -- --
2023 $1,871 $135,310 $0 $0
2022 $1,687 $131,370 $0 $0
2021 $1,628 $127,550 $0 $0
2020 $2,288 $127,550 $0 $0
2019 $1,220 $92,951 $0 $0
2018 $1,156 $91,218 $0 $0
2017 $1,098 $89,342 $0 $0
2016 $1,103 $88,364 $0 $0
2015 $1,122 $87,750 $0 $0
2014 $1,123 $87,054 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: G5109196

Stellar MLS

APN: 26-18-26-0400-000-01600

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