Seller's Agent in 2025
Patricia Williams
ERA American Real Estate
(850) 585-4062
15 in this area
232 Total Sales
17 Ruby Cir Mary Esther, FL 32569
Estimated Value: $306,034 - $341,000
4
Beds
2.5
Baths
1,964
Sq Ft
$166/Sq Ft
Est. Value
Highlights
- Home Theater
- Traditional Architecture
- Wood Flooring
- Fort Walton Beach High School Rated A
- Cathedral Ceiling
- Main Floor Primary Bedroom
About This Home
As of May 2025Super location!!! Hurry, don't miss the opportunity to buy this 4 bedroom 2.5 bath home.. Only minutes to Hurlburt Field AFB and 15 minutes to Eglin AFB. All three schools are within 10 minutes of this home. Beaches are also a quick drive away. Home features include downstairs Master Bedroom Suite, 3 bedrooms and a bath upstairs. Eat-in kitchen with separate living room and dining room. The privacy fenced backyard great for entertaining, or where kids can play to work off energy. Covered Porch off kitchen for additional outdoor space. Vinyl Hardwood flooring in living areas, granite countertops in kitchen, Stainless Steel Appliances. Exterior vinyl siding for easy cleaning. Privacy fenced backyard. Roof replaced in 2015.
Last Agent to Sell the Property
ERA American Real Estate License #437046 Listed on: 03/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,282
Year Built
- Built in 1994
Lot Details
- 4,792 Sq Ft Lot
- Lot Dimensions are 50x100
- Property fronts an easement
- Privacy Fence
- Interior Lot
- Level Lot
- Lawn Pump
- The community has rules related to exclusive easements
Parking
- 1 Car Attached Garage
Home Design
- Traditional Architecture
- Dimensional Roof
- Vinyl Siding
- Vinyl Trim
- Three Sided Brick Exterior Elevation
Interior Spaces
- 1,964 Sq Ft Home
- 2-Story Property
- Home Theater Equipment
- Cathedral Ceiling
- Ceiling Fan
- Living Room
- Dining Room
- Home Theater
- Fire and Smoke Detector
- Exterior Washer Dryer Hookup
Kitchen
- Induction Cooktop
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Wood
- Wall to Wall Carpet
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
Outdoor Features
- Enclosed Patio or Porch
Schools
- Mary Esther Elementary School
- Bruner Middle School
- Fort Walton Beach High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
- Cable TV Available
Community Details
- Emerald Estates Subdivision
Listing and Financial Details
- Assessor Parcel Number 16-2S-24-120A-0000-0040
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 25, 2025
Closed on
May 13, 2025
Sold by
Secretary Of Veterans Affairs
Bought by
Bridgewater Russell and Bridgewater Anne
Seller's Agent
Patricia Williams
ERA American Real Estate
Buyer's Agent
Olivia Catanese
Coldwell Banker Realty
List Price
$299,500
Sold Price
$325,550
Premium/Discount to List
$26,050
8.7%
Views
266
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$41
Avg. Annual Appreciation
-0.02%
Original Mortgage
$336,293
Outstanding Balance
$334,558
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
-$9,049
Purchase Details
Closed on
Feb 6, 2025
Sold by
University Lending Group Llc
Bought by
Secretary Of Veterans Affairs
Purchase Details
Closed on
Dec 27, 2024
Sold by
Ford Sean and Ford Amber
Bought by
University Lending Group Llc
Purchase Details
Closed on
Dec 26, 2024
Sold by
Ford Sean and Ford Amber
Bought by
University Lending Group Llc
Purchase Details
Listed on
Jun 23, 2022
Closed on
Aug 3, 2022
Sold by
Walter Tearer Sr and Walter Christine Jadyn
Bought by
Ford Sean and Ford Amber
Seller's Agent
Whittemore Group
EXP Realty LLC
Buyer's Agent
Paula Sherman
ERA American Real Estate
List Price
$375,000
Sold Price
$375,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.09%
Original Mortgage
$388,500
Interest Rate
5.81%
Mortgage Type
VA
Purchase Details
Closed on
Oct 30, 2019
Sold by
Starks Stephany S and Starks Justin L
Bought by
Tucker Walter B L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$265,590
Interest Rate
3.7%
Mortgage Type
VA
Purchase Details
Listed on
Jun 30, 2015
Closed on
Nov 25, 2015
Sold by
Chancey Ginger L and Neese Ginger Louise
Bought by
Starks Stephany S and Starks Justin L
Seller's Agent
Paul Neese
Amazing Beaches Realty
Buyer's Agent
Paul Domenech
Keller Williams Realty FWB
List Price
$201,975
Sold Price
$201,975
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.85%
Original Mortgage
$201,975
Interest Rate
3.83%
Mortgage Type
VA
Purchase Details
Closed on
Dec 21, 2005
Sold by
Nguyen Dau
Bought by
Chancey Ginger L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,500
Interest Rate
6.29%
Mortgage Type
Fannie Mae Freddie Mac
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Bridgewater Russell | $325,550 | None Listed On Document | |
| Secretary Of Veterans Affairs | $100 | None Listed On Document | |
| University Lending Group Llc | $382,000 | None Listed On Document | |
| University Lending Group Llc | $382,000 | None Listed On Document | |
| Ford Sean | $375,000 | Violins Mack A | |
| Ford Sean | $375,000 | Violins Mack A | |
| Tucker Walter B L | $260,000 | Old South Land Title | |
| Starks Stephany S | $202,000 | Old South Land Title | |
| Chancey Ginger L | $235,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Bridgewater Russell | $336,293 | |
| Previous Owner | Ford Sean | $388,500 | |
| Previous Owner | Tucker Walter B L | $265,590 | |
| Previous Owner | Starks Stephany S | $201,975 | |
| Previous Owner | Chancey Ginger L | $146,500 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/23/2025 05/23/25 | Sold | $325,550 | +8.7% | $166 / Sq Ft | |
| 04/11/2025 04/11/25 | Pending | -- | -- | -- | |
| 03/25/2025 03/25/25 | For Sale | $299,500 | -20.1% | $152 / Sq Ft | |
| 08/03/2022 08/03/22 | Sold | $375,000 | 0.0% | $191 / Sq Ft | View Prior Sale |
| 07/10/2022 07/10/22 | Pending | -- | -- | -- | |
| 06/23/2022 06/23/22 | For Sale | $375,000 | 0.0% | $191 / Sq Ft | |
| 06/09/2021 06/09/21 | Rented | $2,100 | 0.0% | -- | |
| 06/09/2021 06/09/21 | Under Contract | -- | -- | -- | |
| 06/03/2021 06/03/21 | For Rent | $2,100 | 0.0% | -- | |
| 11/25/2015 11/25/15 | Sold | $201,975 | 0.0% | $103 / Sq Ft | View Prior Sale |
| 10/26/2015 10/26/15 | Pending | -- | -- | -- | |
| 06/30/2015 06/30/15 | For Sale | $201,975 | -- | $103 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,282 | $205,356 | -- | -- |
| 2023 | $2,282 | $199,375 | $0 | $0 |
| 2022 | $3,573 | $247,086 | $51,181 | $195,905 |
| 2021 | $2,277 | $193,529 | $45,697 | $147,832 |
| 2020 | $2,647 | $177,349 | $44,797 | $132,552 |
| 2019 | $1,595 | $150,392 | $0 | $0 |
| 2018 | $1,498 | $147,588 | $0 | $0 |
| 2017 | $1,480 | $144,552 | $0 | $0 |
| 2016 | $1,408 | $141,579 | $0 | $0 |
| 2015 | $1,866 | $130,957 | $0 | $0 |
| 2014 | $1,667 | $122,994 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Patricia Williams
-
Adrienne Wilkinson
Seller Co-Listing Agent in 2025
Adrienne Wilkinson
ERA American Real Estate
(850) 496-4987
3 in this area
52 Total Sales
-
Olivia Catanese
O
Buyer's Agent in 2025
Olivia Catanese
Coldwell Banker Realty
(813) 399-1580
2 in this area
13 Total Sales
-
W
Seller's Agent in 2022
Whittemore Group
EXP Realty LLC
-
T
Seller Co-Listing Agent in 2022
Timothy Whittemore
EXP Realty LLC
-
Paula Sherman
Buyer's Agent in 2022
Paula Sherman
ERA American Real Estate
(850) 218-0537
34 in this area
239 Total Sales
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 972088
APN: 16-2S-24-120A-0000-0040
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