$325,550
SOLD MAY 23, 2025

17 Ruby Cir Mary Esther, FL 32569

4 Beds
2.5 Baths
1,964 Sq Ft
4,792 Sq Ft Lot

Recently Sold

$166 Per Sq Ft

9% Above List Price

17 Days on Market

Highlights

  • Home Theater
  • Traditional Architecture
  • Wood Flooring
  • Fort Walton Beach High School Rated A
  • Cathedral Ceiling
  • Main Floor Primary Bedroom

About This Home

As of May 2025

Super location!!! Hurry, don't miss the opportunity to buy this 4 bedroom 2.5 bath home.. Only minutes to Hurlburt Field AFB and 15 minutes to Eglin AFB. All three schools are within 10 minutes of this home. Beaches are also a quick drive away. Home features include downstairs Master Bedroom Suite, 3 bedrooms and a bath upstairs. Eat-in kitchen with separate living room and dining room. The privacy fenced backyard great for entertaining, or where kids can play to work off energy. Covered Porch off kitchen for additional outdoor space. Vinyl Hardwood flooring in living areas, granite countertops in kitchen, Stainless Steel Appliances. Exterior vinyl siding for easy cleaning. Privacy fenced backyard. Roof replaced in 2015.

Last Agent to Sell the Property

Patricia Williams

ERA American Real Estate License #437046 Listed on: 03/25/2025

Co-Listed By

Adrienne Wilkinson

ERA American Real Estate License #3270709

Last Buyer's Agent

Olivia Catanese

Coldwell Banker Realty License #3610943

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,282

Year Built

  • Built in 1994

Lot Details

  • 4,792 Sq Ft Lot
  • Lot Dimensions are 50x100
  • Property fronts an easement
  • Privacy Fence
  • Interior Lot
  • Level Lot
  • Lawn Pump
  • The community has rules related to exclusive easements

Parking

  • 1 Car Attached Garage

Home Design

  • Traditional Architecture
  • Dimensional Roof
  • Vinyl Siding
  • Vinyl Trim
  • Three Sided Brick Exterior Elevation

Interior Spaces

  • 1,964 Sq Ft Home
  • 2-Story Property
  • Home Theater Equipment
  • Cathedral Ceiling
  • Ceiling Fan
  • Living Room
  • Dining Room
  • Home Theater
  • Fire and Smoke Detector
  • Exterior Washer Dryer Hookup

Kitchen

  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Wall to Wall Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan

Outdoor Features

  • Enclosed patio or porch

Schools

  • Mary Esther Elementary School
  • Bruner Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Community Details

  • Emerald Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 16-2S-24-120A-0000-0040

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,282

Year Built

Built in 1994

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.11
  • Lot Size: 50X100
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: EAM1
  • Co List Office Phone: 850-651-2454
  • Subdivision Name: EMERALD ESTATES
  • Directions: From Hwy 98 take Mary Esther Blvd to turn left onto Page Bacon Rd go to Ruby Circle turn Right then immediate left to 17 Ruby Circle on the right
  • Architectural Style: Traditional
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1994
  • Utilities Electric: Yes
  • Appliances Microwave: Yes
  • Special Features: RealEstateOwned
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Water Heater - Gas
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Flooring: Floor Hardwood, Floor Vinyl, Floor WW Carpet
  • Interior Amenities: Ceiling Cathedral, Split Bedroom, Washer/Dryer Hookup
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Smooth Stovetop Rnge: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Easements, Interior, Level
  • Construction Type: Siding Brick Some, Siding Vinyl, Trim Vinyl
  • Exterior Features: Lawn Pump
  • Patio And Porch Features: Patio Enclosed
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • Lot Features:Easements: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • ConstructionSiding:Siding Brick Some: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Garage, Covered
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Covered: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable
  • Utility: Yes

Schools

  • Elementary School: Mary Esther
  • High School: Fort Walton Beach
  • Middle Or Junior School: Bruner

Lot Info

  • Lot Size Sq Ft: 4791.6
  • Parcel #: 16-2S-24-120A-0000-0040
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 2281.55
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 6, 2025
Sold by
University Lending Group Llc
Bought by
Secretary Of Veterans Affairs

Purchase Details

Closed on
Dec 27, 2024
Sold by
Ford Sean and Ford Amber
Bought by
University Lending Group Llc

Purchase Details

Closed on
Dec 26, 2024
Sold by
Ford Sean and Ford Amber
Bought by
University Lending Group Llc

Purchase Details

Listed on
Jun 23, 2022
Closed on
Aug 3, 2022
Sold by
Walter Tearer Sr and Walter Christine Jadyn
Bought by
Ford Sean and Ford Amber
Seller's Agent
Whittemore Group
EXP Realty LLC
Buyer's Agent
Paula Sherman
ERA American Real Estate
List Price
$375,000
Sold Price
$375,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.91%
Original Mortgage
$388,500
Interest Rate
5.81%
Mortgage Type
VA

Purchase Details

Listed on
Sep 19, 2019
Closed on
Oct 30, 2019
Sold by
Starks Stephany S and Starks Justin L
Bought by
Tucker Walter B L
Seller's Agent
Paul Domenech
Keller Williams Realty FWB
Buyer's Agent
Timothy Whittemore
ERA American Real Estate
List Price
$260,000
Sold Price
$260,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.19%
Original Mortgage
$265,590
Interest Rate
3.7%
Mortgage Type
VA

Purchase Details

Listed on
Jun 30, 2015
Closed on
Nov 25, 2015
Sold by
Chancey Ginger L and Neese Ginger Louise
Bought by
Starks Stephany S and Starks Justin L
Seller's Agent
- Ecn.rets.e8811
ecn.rets.RETS_OFFICE
Buyer's Agent
Paul Domenech
Keller Williams Realty FWB
List Price
$201,975
Sold Price
$201,975

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.64%
Original Mortgage
$201,975
Interest Rate
3.83%
Mortgage Type
VA

Purchase Details

Closed on
Dec 21, 2005
Sold by
Nguyen Dau
Bought by
Chancey Ginger L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,500
Interest Rate
6.29%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $100 None Listed On Document
Warranty Deed $382,000 None Listed On Document
Warranty Deed $382,000 None Listed On Document
Warranty Deed $375,000 Violins Mack A
Warranty Deed $260,000 Old South Land Title
Warranty Deed $202,000 Old South Land Title
Warranty Deed $235,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $388,500 VA
Previous Owner $269,599 VA
Previous Owner $265,590 VA
Previous Owner $212,003 New Conventional
Previous Owner $201,975 VA
Previous Owner $136,726 New Conventional
Previous Owner $146,500 Fannie Mae Freddie Mac
Previous Owner $63,850 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/23/2025 05/23/25 Sold $325,550 +8.7% $166 / Sq Ft
04/11/2025 04/11/25 Pending -- -- --
03/25/2025 03/25/25 For Sale $299,500 -20.1% $152 / Sq Ft
08/03/2022 08/03/22 Sold $375,000 0.0% $191 / Sq Ft
07/10/2022 07/10/22 Pending -- -- --
06/23/2022 06/23/22 For Sale $375,000 0.0% $191 / Sq Ft
06/09/2021 06/09/21 Rented $2,100 0.0% --
06/09/2021 06/09/21 Under Contract -- -- --
06/03/2021 06/03/21 For Rent $2,100 0.0% --
03/10/2020 03/10/20 Off Market $260,000 -- --
10/30/2019 10/30/19 Sold $260,000 0.0% $132 / Sq Ft
09/23/2019 09/23/19 Pending -- -- --
09/19/2019 09/19/19 For Sale $260,000 +28.7% $132 / Sq Ft
11/25/2015 11/25/15 Sold $201,975 0.0% $103 / Sq Ft
10/26/2015 10/26/15 Pending -- -- --
06/30/2015 06/30/15 For Sale $201,975 -- $103 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,282 $205,356 -- --
2023 $2,282 $199,375 $0 $0
2022 $3,573 $247,086 $51,181 $195,905
2021 $2,277 $193,529 $45,697 $147,832
2020 $2,647 $177,349 $44,797 $132,552
2019 $1,595 $150,392 $0 $0
2018 $1,498 $147,588 $0 $0
2017 $1,480 $144,552 $0 $0
2016 $1,408 $141,579 $0 $0
2015 $1,866 $130,957 $0 $0
2014 $1,667 $122,994 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 972088

Emerald Coast Association of REALTORS®

APN: 16-2S-24-120A-0000-0040