$524,900

1703 White Oak Rd Chattanooga, TN 37415

Estimated payment $3,276/month

Total Views 22
8 Beds
4 Baths
3,120 Sq Ft
$168 Price per Sq Ft

Highlights

  • Open Floorplan
  • No HOA
  • Built-In Features
  • Deck
  • 1 Car Attached Garage
  • Patio

About This Home

Rare opportunity in the Chattanooga income property market: a true 4-bedroom, 2-bathroom duplex on each side -- a configuration that is virtually nonexistent in current MLS inventory. Whether you're an investor looking for outsized rental income or a buyer ready to house-hack into a fully remodeled 4-bedroom home, this property delivers in a way nothing else currently on the market can.
This duplex was extensively renovated in 2019 -- kitchens, bathrooms, roof, and fixtures throughout both units -- establishing a strong, updated foundation that sets it apart from the unrenovated stock that dominates this price range. Unit A (left side) received a second round of updates in 2026, including new flooring, fresh paint, and additional fixture upgrades, and is delivered vacant and move-in ready for an owner-occupant or immediate leasing at market rate. Unit B (right side) is currently occupied by a long-term tenant.
Additional highlights: freshly painted exterior, flood zone X (minimal risk), no HOA, and a 90×124 lot giving each side excellent separation and outdoor space. The 4BR/2BA configuration on each side makes these units suitable for families, roommate situations, or student housing -- dramatically expanding your tenant pool versus the standard 2BR duplex product that dominates this market.
There are currently no comparable 4BR/side duplexes listed for sale in the greater Chattanooga market. This is a market-of-one listing priced to reflect that scarcity.

Listing Agent

Ben Van Gaasbeek

RealSmart License #325574 Listed on: 07/10/2026

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $5,293

Year Built

  • Built in 1971 | Remodeled

Lot Details

  • 15,682 Sq Ft Lot
  • Lot Dimensions are 101x156
  • Wood Fence
  • Gentle Sloping Lot
  • Back and Front Yard

Parking

  • 1 Car Attached Garage
  • Off-Street Parking

Home Design

  • Duplex
  • Block Foundation
  • Shingle Roof

Interior Spaces

  • 3,120 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Living Room
  • Luxury Vinyl Tile Flooring
  • Washer and Dryer Hookup

Kitchen

  • Electric Range
  • Stove
  • Microwave

Bedrooms and Bathrooms

  • 8 Bedrooms
  • 4 Bathrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Deck
  • Patio

Schools

  • Rivermont Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 126e B 017

Community Details

Overview

  • No Home Owners Association
  • 2 Units

Pet Policy

  • Dogs and Cats Allowed

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$5,293

Year Built

Built in 1971 | Remodeled

Lot Details

0.36 Acres

Parking

1

Listing Details

  • Property Sub Type: Duplex
  • Prop. Type: Residential Income
  • Lot Size Acres: 0.36
  • Lot Size: 101X156
  • Inclusions: All appliances owned by seller.
  • Subdivision Name: None
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 3120.0
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1971
  • Cooling:Electric: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 126e B 017
  • Location Tax and Legal Elementary School: Rivermont Elementary
  • Location Tax and Legal High School: Red Bank High School
  • Location Tax and Legal:Tax Annual Amount: 5292.6
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.36
  • General Property Information Lot Size Square Feet2: 15681.6
  • General Property Information Lot Size Dimensions: 101X156
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Rare opportunity in the Chattanooga income property market: a true 4-bedroom, 2-bathroom duplex on each side -- a configuration that is virtually nonexistent in current MLS inventory. Whether you're an investor looking for outsized rental income or a buyer ready to house-hack into a fully remodeled 4-bedroom home, this property delivers in a way nothing else currently on the market can. This duplex was extensively renovated in 2019 -- kitchens, bathrooms, roof, and fixtures throughout both units -- establishing a strong, updated foundation that sets it apart from the unrenovated stock that dominates this price range. Unit A (left side) received a second round of updates in 2026, including new flooring, fresh paint, and additional fixture upgrades, and is delivered vacant and move-in ready for an owner-occupant or immediate leasing at market rate. Unit B (right side) is currently occupied by a long-term tenant. Additional highlights: freshly painted exterior, flood zone X (minimal risk), no HOA, and a 90×124 lot giving each side excellent separation and outdoor space. The 4BR/2BA configuration on each side makes these units suitable for families, roommate situations, or student housing -- dramatically expanding your tenant pool versus the standard 2BR duplex product that dominates this market. There are currently no comparable 4BR/side duplexes listed for sale in the greater Chattanooga market. This is a market-of-one listing priced to reflect that scarcity.
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Roof:Shingle: Yes
  • Location Tax and Legal Middle or Junior School: Red Bank Middle
  • Sewer:Public Sewer: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Foundation Details Block2: Yes
  • Fencing Fenced: Yes
  • General Property Information Stories2: 2
  • Fencing Wood4: Yes
  • Flooring Luxury Vinyl: Yes
  • Pets Allowed:Yes: Yes
  • Laundry Features In Basement: Yes
  • General Property Information Number Of Units Total2: 2.0
  • Unit 1 Furnished3: Unfurnished
  • Unit 1 Den3: No
  • Unit 1 Living Room3: Yes
  • Unit 1 Separate Dining: No
  • Unit 1 Microwave6: Yes
  • Unit 1 Washer Dryer Hookups: Yes
  • Unit 2 Living Room4: Yes
  • Unit 2 Washer Dryer Hookups2: Yes
  • Unit 2 Efficiency2: No
  • Unit 2 Furnished4: Unfurnished
  • Unit 2 Den4: No
  • Unit 2 Separate Dining2: No
  • Unit 2 Microwave7: Yes
  • Pets Allowed Cats OK: Yes
  • Pets Allowed Dogs OK: Yes
  • General Property Information:ManufacturedMobile Allowed YN2: No
  • General Property Information: ADU YN: No
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Refrigerator, Electric Range
  • Has Basement: Finished, Full
  • Basement YN: Yes
  • Total Bedrooms: 8
  • Fireplace: No
  • Flooring: Luxury Vinyl
  • Interior Amenities: Built-in Features, Open Floorplan
  • Full Basement: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Built-in Features: Yes

Exterior Features

  • Fencing: Fenced, Wood
  • Lot Features: Back Yard, Front Yard, Gentle Sloping, Sloped
  • Pool Features: None
  • View: No
  • Waterfront: No
  • Disclosures: None
  • Home Warranty: No
  • Construction Type: Other
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Patio
  • Property Condition: Updated/Remodeled
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Back Yard2: Yes
  • Lot Features:Sloped: Yes
  • Lot Features:Front Yard2: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, In Basement
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Sewer Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No
  • Pets Allowed: Yes, Cats OK, Dogs OK

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Rivermont Elementary
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle

Lot Info

  • Lot Size Sq Ft: 15681.6
  • Parcel #: 126e B 017

Rental Info

  • Tenant Pays: Electricity, Sewer, Water
  • Tenant Pays:Sewer3: Yes

Multi Family

  • Number Of Units Total: 2

Tax Info

  • Tax Annual Amount: 5292.6

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,328 $153,600 $0 $0
2024 $3,093 $138,240 $0 $0
2023 $3,093 $138,240 $0 $0
2022 $3,093 $138,240 $0 $0
2021 $3,093 $138,240 $0 $0
2020 $1,299 $46,960 $0 $0
2019 $1,299 $46,960 $0 $0
2018 $1,196 $46,960 $0 $0
2017 $1,299 $46,960 $0 $0
2016 $1,263 $0 $0 $0
2015 $2,433 $45,680 $0 $0
2014 $2,433 $0 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/10/2026 07/10/26 For Sale $524,900 0.0% $168 / Sq Ft
09/21/2024 09/21/24 Off Market $1,695 -- --
09/21/2024 09/21/24 Off Market $1,675 -- --
09/21/2024 09/21/24 Off Market $1,472 -- --
09/21/2024 09/21/24 Off Market $1,675 -- --
09/21/2024 09/21/24 Off Market $1,575 -- --
04/12/2023 04/12/23 Sold $528,000 -1.3% $169 / Sq Ft View Prior Sale
03/09/2023 03/09/23 Off Market $535,000 -- --
02/23/2023 02/23/23 For Sale $535,000 0.0% $171 / Sq Ft
11/10/2021 11/10/21 Rented -- -- --
11/10/2021 11/10/21 Rented $1,695 +6.3% --
10/27/2021 10/27/21 Under Contract -- -- --
08/11/2021 08/11/21 For Rent $1,595 -4.8% --
01/30/2021 01/30/21 Rented -- -- --
01/30/2021 01/30/21 Rented $1,675 0.0% --
01/10/2021 01/10/21 Under Contract -- -- --
12/14/2020 12/14/20 For Rent $1,675 +13.8% --
06/01/2020 06/01/20 Rented -- -- --
06/01/2020 06/01/20 Rented $1,472 -5.6% --
05/20/2020 05/20/20 Under Contract -- -- --
03/24/2020 03/24/20 For Rent $1,559 -1.0% --
01/18/2020 01/18/20 Rented -- -- --
01/18/2020 01/18/20 Under Contract -- -- --
01/18/2020 01/18/20 Rented $1,575 -6.0% --
01/17/2020 01/17/20 Rented -- -- --
01/17/2020 01/17/20 Under Contract -- -- --
01/17/2020 01/17/20 Rented $1,675 -15.2% --
12/20/2019 12/20/19 For Rent $1,975 +5.3% --
12/20/2019 12/20/19 For Rent $1,875 0.0% --
11/08/2019 11/08/19 Sold $375,000 -6.3% $120 / Sq Ft View Prior Sale
09/28/2019 09/28/19 Pending -- -- --
09/02/2019 09/02/19 For Sale $400,000 +71.7% $128 / Sq Ft
02/14/2017 02/14/17 Sold $233,000 +33.1% $93 / Sq Ft View Prior Sale
01/03/2017 01/03/17 Pending -- -- --
12/27/2016 12/27/16 For Sale $175,000 -- $70 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed $528,000 Foundation Title
Warranty Deed $375,000 None Available
Warranty Deed $233,000 First Choice Title Inc
Warranty Deed $153,000 Alliance Title Llc
Corporate Deed $31,500 None Available
Trustee Deed $51,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $396,000 New Conventional
Closed $262,500 Small Business Administration
Closed $186,400 New Conventional
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1538508

Greater Chattanooga REALTORS®

APN: 126E-B-017

Your Personal Tour Guide

Ask me questions while you tour the home.