NOT LISTED FOR SALE

1706 County Highway 48 Oneonta, NY 13820

Oneonta Area

Estimated Value: $262,000 - $312,000

3 Beds
2 Baths
1,450 Sq Ft
$195/Sq Ft Est. Value

Sale Details

Date Sold: December 5, 2025

Last sale price $259,000 $179 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $1,937 / mo

43 Days on Market

Highlights

  • Horses Allowed On Property
  • 4.31 Acre Lot
  • Recreation Room
  • Primary Bedroom Suite
  • Deck
  • Cathedral Ceiling

About This Home

As of December 2025

RANCH on ACRES in ONEONTA SCHOOL DISTRICT. This 3 BD 2 BA has it all: eat-in kitchen, hot tub, above ground pool, enclosed breezeway between home and two car garage, private back patio, deck, and circular drive. The basement is partially finished with an exercise room, playroom and office. Be in the country with minutes access to all local amenities. Could also make a great baseball rental with its close proximity to the West End of town.

Last Agent to Sell the Property

Michele L. Frazier

Listing by Benson Agency Real Estate LLC Brokerage Phone: (607) 431-8854 License #10401272246 Listed on: 07/23/2025

Last Buyer's Agent

David Brower

Listing by Keller Williams Upstate NY Properties License #40BR1082970

Keller Williams Upstate NY Properties
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Property Details

Home Type

  • Modular Prefabricated Home

Est. Annual Taxes

  • $4,539

Year Built

  • Built in 1989

Lot Details

  • 4.31 Acre Lot
  • Lot Dimensions are 199x639
  • Irregular Lot

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Single Family Detached Home
  • Modular Prefabricated Home
  • Poured Concrete
  • Vinyl Siding

Interior Spaces

  • 1,450 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Entrance Foyer
  • Separate Formal Living Room
  • Recreation Room

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Range
  • Dishwasher
  • Kitchen Island

Flooring

  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary Bedroom Suite
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Utilities

  • Heating System Uses Oil
  • Baseboard Heating
  • Hot Water Heating System
  • Well
  • Electric Water Heater
  • Septic Tank

Additional Features

  • Deck
  • Horses Allowed On Property

Listing and Financial Details

  • Assessor Parcel Number 309.00-1--10.23

Property Details

Home Type

Modular Prefabricated Home

Est. Annual Taxes

$4,539

Year Built

Built in 1989

Lot Details

4.31 Acres

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1989
  • Attribution Contact: (607) 431-8854
  • Horses: Yes
  • ResoLaundryFeatures: In Basement
  • Lot Features: Irregular Lot
  • Directions: Take Rte 23 toward Franklin Mountain. Turn right onto Co Hwy 48. House will be on the left just prior to the Rte 205.
  • Architectural Style: Modular/Prefab, Ranch
  • Flooring: Laminate, Varies, Vinyl
  • Garage Yn: Yes
  • Interior Features: Ceiling Fan(s), Cathedral Ceiling(s), Entrance Foyer, Eat-in Kitchen, Separate/Formal Living Room, Kitchen Island, Bedroom on Main Level, Main Level Primary, Primary Suite
  • Unit Levels: One
  • Year Built Details: Existing
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Stories: 1
  • Stories: 1

Exterior Features

  • Acres: 4.31
  • Waterfront: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Blacktop Driveway, Deck
  • Foundation Details: Poured
  • Patio And Porch Features: Deck

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage

Utilities

  • Heating: Oil, Baseboard, Hot Water
  • HeatingYN: Yes
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Oneonta

Lot Info

  • Parcel Number: 309.00-1--10.23
  • Horse Amenities: Horses Allowed
  • Lot Dimensions: 199X639
  • Lot Size Sq Ft: 187744.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4539.0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 23, 2025
Closed on
Dec 5, 2025
Sold by
Foster Timothy
Bought by
Seller's Agent
Michele L. Frazier
Benson Agency Real Estate LLC
Buyer's Agent
David Brower
Keller Williams Upstate NY Properties
List Price
$275,000
Sold Price
$259,000
Premium/Discount to List
-$16,000
-5.82%
Views
32
Current Estimated Value
$283,341

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,341
Avg. Annual Appreciation
12.72%

Purchase Details

Closed on
Dec 7, 2010
Sold by
Zerbe Ronald
Bought by
Foster Timothy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,602
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 20, 2005
Sold by
Bean Arthur M Carol
Bought by
Zerbe Ronald and Zerbe Sherry

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
6.36%
Mortgage Type
Unknown
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Oneonta, NY

  • James Serio Real Estate Agent - KELLER WILLIAMS UPSTATE NY PROPERTIES

    James Serio

    KELLER WILLIAMS UPSTATE NY PROPERTIES

    (607) 318-2684

    69 Total Sales

    1 in Oneonta

    $75,000 Price

    James Serio
     Section Image
  • Linda Flynn Real Estate Agent - Keller Williams Upstate NY Properties

    Linda Flynn

    Keller Williams Upstate NY Properties

    (607) 601-2746

    70 Total Sales

    7 in Oneonta

    $154K - $375K Price Range

    Linda Flynn
     Section Image
  • Pauline Trottier Real Estate Agent - RECIPROCAL LISTINGS

    Pauline Trottier

    Responds Quickly

    RECIPROCAL LISTINGS

    (607) 821-7961

    186 Total Sales

    15 in Oneonta

    $165K - $269K Price Range

    Pauline Trottier
     Section Image
  • Michele Barry Real Estate Agent - Cooperstown Brokers, LLC

    Michele Barry

    Cooperstown Brokers, LLC

    (607) 325-8949

    43 Total Sales

    4 in Oneonta

    $250K - $400K Price Range

    Michele Barry
     Section Image
  • Kate Bolton Real Estate Agent - Howard Hanna

    Kate Bolton

    Howard Hanna

    (856) 879-1373

    51 Total Sales

    6 in Oneonta

    $225K - $425K Price Range

    Kate Bolton
     Section Image
  • Richard Santos Real Estate Agent - Keller Williams Upstate NY Properties

    Richard Santos

    Keller Williams Upstate NY Properties

    (607) 325-8884

    135 Total Sales

    4 in Oneonta

    $164K - $215K Price Range

    Richard Santos
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$259,000 --
Foster Timothy $161,702 Robert Birch
Zerbe Ronald $215,000 David Merzig
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $157,602
Closed Zerbe Ronald L $165,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
12/05/2025 12/05/25 Sold $259,000 0.0% $179 / Sq Ft
09/04/2025 09/04/25 Pending -- -- --
08/19/2025 08/19/25 Price Changed $259,000 -5.8% $179 / Sq Ft
07/23/2025 07/23/25 For Sale $275,000 -- $190 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,575 $159,800 $30,000 $129,800
2024 $5,062 $159,800 $30,000 $129,800
2023 $4,265 $159,800 $30,000 $129,800
2022 $4,734 $159,800 $30,000 $129,800
2021 $4,768 $159,800 $30,000 $129,800
2020 $3,972 $159,800 $30,000 $129,800
2019 $3,801 $159,800 $30,000 $129,800
2018 $3,801 $159,800 $30,000 $129,800
2017 $3,721 $159,800 $30,000 $129,800
2016 $2,527 $159,800 $30,000 $129,800
2015 -- $159,800 $30,000 $129,800
2014 -- $172,900 $31,600 $141,300
Source: Public Records

Agents Affiliated with this Home

  • Michele L. Frazier Real Estate Agent - Benson Agency Real Estate LLC

    Seller's Agent in 2025

    Michele L. Frazier

    Benson Agency Real Estate LLC

    (617) 432-4391

    47 Total Sales

    Michele L. Frazier
    Section Image
  • David Brower Real Estate Agent - Keller Williams Upstate NY Properties

    Buyer's Agent in 2025

    David Brower

    Keller Williams Upstate NY Properties

    (607) 431-2540

    81 Total Sales

    David Brower
    Section Image
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Map

Source: Otsego-Delaware Board of REALTORS®

MLS Number: R1624949

Otsego-Delaware Board of REALTORS®

APN: 364600-309-000-0001-010-023-0000

New York Otsego County Oneonta 13820

1706 County Highway 48, Oneonta, NY

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