$1,270,000
$120K PRICE DROP

Estimated payment $7,828/month

Total Views 3,626
3 Beds
2 Baths
1,320 Sq Ft
$962 Price per Sq Ft

Highlights

  • Home fronts a canal
  • Quartz Countertops
  • Impact Glass
  • Furnished
  • Stainless Steel Appliances
  • Walk-In Closet

About This Home

Florida Keys Living at Its Best! Welcome to 174 Tortuga Lane, a beautifully maintained waterfront home in the heart of Cudjoe Key, where world-class fishing, boating, and island living are in your backyard. With 37 feet of dockage, you'll have quick access to the Atlantic, backcountry waters, and some of the best fishing the Florida Keys has to offer. Built in 2020 for peace of mind and low-maintenance ownership, this 3-bedroom, 2-bath home features impact windows and doors, HardiePlank siding, Trex decking, aluminum railings, and a 180-mph wind rating. Inside, you'll find a bright, coastal-inspired interior with 9-foot ceilings, luxury vinyl plank flooring, an open-concept living area, spacious eat-in kitchen, pantry, separate laundry room, and a comfortable primary suite with walk-in closet and oversized bath. The fabulous outdoor space is where this property shines. Since the home was built, a stunning concrete pool was added in 2022, creating the perfect place to cool off after a day on the water. Relax under the new tiki hut, rinse off in the outdoor shower, challenge friends and family on the putting green, or simply enjoy the constant ocean breezes and beautiful open water views across the street. The oversized fenced lot offers plenty of room to spread out, while the covered front porch and legal downstairs storage provide additional functionality. There's even 50-amp service for an RV or electric vehicle charger. Whether you're looking for a full-time residence, vacation home, or Keys getaway, 174 Tortuga Lane delivers the boating lifestyle, outdoor amenities, and island charm that make the Florida Keys so special.

Listing Agent

Sarah Bixby

eXp Realty LLC License #3436015 Listed on: 06/06/2026

eXp Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,245

Year Built

  • Built in 2020

Lot Details

  • 7,471 Sq Ft Lot
  • Home fronts a canal
  • Fenced
  • Sprinkler System
  • Property is zoned IS - Improved Subivision District

Home Design

  • Metal Roof
  • Modular or Manufactured Materials
  • Hardboard

Interior Spaces

  • 1,320 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Sliding Doors
  • Canal Views
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Quartz Countertops
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Home Security

  • Impact Glass
  • Fire and Smoke Detector

Parking

  • Electric Vehicle Home Charger
  • Covered Parking
  • Open Parking
  • Off-Street Parking

Outdoor Features

  • Outdoor Shower
  • Seawall
  • Outdoor Storage
  • Tiki or Chickee Hut

Utilities

  • Central Air
  • Cable TV Available

Community Details

  • Cutthroat Harbor Est Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00179080000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,245

Year Built

Built in 2020

Lot Details

7,471 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Dockage Seawall: Concrete
  • Year Built: 2020
  • Property Sub Type: Single Family Residence
  • LotSizeAcres: 0.17
  • Lot Size: 102 x 67x96 irreg
  • Co List Office Mls Id: kwa.office10944
  • Co List Office Phone: 888-883-8509
  • Subdivision Name: Cutthroat Harbor Est (23.0)
  • Vehicle Storage: Open Parking, Off Street Parking, Covered Parking
  • Waterview: Canal View
  • Pre-Wired: Cable
  • Special Features: None

Interior Features

  • Interior Amenities: Built-in Cabinets, Walk-in Closet(s), Quartz Countertops
  • Appliances: Dishwasher, Refrigerator, Range, Microwave, Ice Machine, Stainless Steel Appliance(s)
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Features: Built-in Cabinets, Smoke Alarms, Walk-in Closet(s), Quartz Countertops
  • WindowsDoors: Sliding Glass Doors, Impact Rstnce Window, Impact Rstnce Doors

Exterior Features

  • Waterfront: Yes
  • Exterior Features: Chickee Hut, Fencing, Outdoor Shower, Sprinkler System, Storage
  • Construction Type: Modular, Hardi Board Siding
  • Waterfront: Canal Front
  • Roof: Metal Roof

Utilities

  • Green Building Features: Medium - 5Ft - 9Ft
  • Cooling: Central Air, Ceiling Fans(s)
  • Utilities: FKAA, Municipal Sewer

Condo/Co-op/Association

  • Pets Allowed: Yes

Lot Info

  • Parcel Number: 00179080000000
  • Lot Size Sq Ft: 7471.0

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 10245.35

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,245 $1,083,742 $573,952 $509,790
2024 $8,440 $997,036 $497,031 $500,005
2023 $8,440 $907,747 $465,473 $442,274
2022 $4,784 $516,829 $0 $0
2021 $4,918 $501,776 $254,612 $247,164
2020 $2,176 $159,044 $155,994 $3,050
2019 $1,709 $151,915 $148,822 $3,093
2018 $1,490 $144,786 $141,650 $3,136
2017 $1,467 $159,172 $0 $0
2016 $1,276 $110,734 $0 $0
2015 $1,164 $85,269 $0 $0
2014 $936 $88,624 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/24/2026 07/24/26 Price Changed $1,270,000 -8.6% $962 / Sq Ft
06/06/2026 06/06/26 For Sale $1,390,000 +33.0% $1,053 / Sq Ft
07/15/2022 07/15/22 Sold $1,045,000 +5.0% $792 / Sq Ft View Prior Sale
05/05/2022 05/05/22 For Sale $995,000 +64.5% $754 / Sq Ft
07/10/2020 07/10/20 Sold $605,000 -6.8% $458 / Sq Ft View Prior Sale
04/12/2019 04/12/19 For Sale $649,000 +260.6% $492 / Sq Ft
08/07/2018 08/07/18 Sold $180,000 -27.7% $136 / Sq Ft View Prior Sale
06/22/2018 06/22/18 Pending -- -- --
03/20/2018 03/20/18 For Sale $249,000 -- $189 / Sq Ft
Source: Key West Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $1,045,000 Oropeza Stones Cardenas Pllc
Warranty Deed $605,000 Law Offices Of Thomas D Wright
Warranty Deed $180,000 None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed $82,500 True Title Agency Inc
Warranty Deed -- Attorney
Warranty Deed $250,000 True Title Agency Inc
Warranty Deed $35,500 --
Warranty Deed $33,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $350,000 New Conventional
Previous Owner $544,500 New Conventional
Previous Owner $117,000 New Conventional
Previous Owner $117,000 New Conventional
Previous Owner $62,500 Seller Take Back
Previous Owner $240,000 Seller Take Back
Source: Public Records

Source: Key West Association of REALTORS®

MLS Number: 620186

Key West Association of REALTORS®

APN: 00179080-000000

Your Personal Tour Guide

Ask me questions while you tour the home.