NOT LISTED FOR SALE

Estimated Value: $367,293 - $394,000

3 Beds
3 Baths
2,072 Sq Ft
$182/Sq Ft Est. Value

Last Sold October 02, 2023

Last sale price $349,900 $169 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $2,174/month

1 Day on Market

Highlights

  • Open Floorplan
  • Deck
  • Wooded Lot
  • Heritage Middle School Rated A-
  • Contemporary Architecture
  • Cathedral Ceiling

About This Home

As of October 2023

HUD Home Sold As-Is. Case # 106-124903 Large house with over 1 acre of space! This 3 BR / 2 BA home has a big open concept living room / kitchen with a fire place. Walk out to a raised back porch. Relax in a large master bedroom / bath. Plus, there is a large unfinished basement underneath! Check out this home today! Insured with Escrow. Equal Housing Opportunity! Visit hudhomestore.com for property details. HUD homes are sold AS IS. To preview the PCR (Property Condition Report & Property Disclosure and Repair Information) or to place a bid visit www.Hudhomestore.com or www.olympusams-at.com

Last Agent to Sell the Property

Byron Kelly

Horizon Sotheby's International Realty Listed on: 09/02/2023

Last Buyer's Agent

Kathleen Cole

Real Estate Partners Chattanooga LLC License #363269

Real Estate Partners Chattanooga LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,727

Year Built

  • Built in 1999

Lot Details

  • 1.39 Acre Lot
  • Level Lot
  • Wooded Lot

Parking

  • Garage

Home Design

  • Contemporary Architecture
  • Block Foundation
  • Shingle Roof
  • Wood Siding
  • Vinyl Siding

Interior Spaces

  • 2,072 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Vinyl Clad Windows
  • Living Room with Fireplace
  • Wood Flooring
  • Basement Fills Entire Space Under The House

Kitchen

  • Free-Standing Electric Range
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Outdoor Features

  • Deck
  • Patio

Schools

  • Woodstation Elementary School
  • Heritage Middle School
  • Heritage High School

Utilities

  • Central Heating and Cooling System
  • Tankless Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Windy Hills Ests Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0043b-008

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,727

Year Built

Built in 1999

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.39
  • Lot Size: 0
  • Subdivision Name: Windy Hills Ests
  • Directions: Hwy 151 (Alabama Hwy) South, R-Mt. Pisgah, L-Bowman, R-Windy Dr, House on right.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 2072.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 1999
  • Location Tax and Legal Parcel Number2: 0043b-008
  • Location Tax and Legal Elementary School: Woodstation Elementary
  • Location Tax and Legal Middle Or Junior School2: Heritage Middle
  • Location Tax and Legal High School: Heritage High School
  • Location Tax and Legal:Tax Annual Amount: 1727.28
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 1.39
  • General Property Information Lot Size Square Feet2: 60548.0
  • General Property Information Lot Size Dimensions: 0
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: **Coming Soon** Welcome home to 174 Windy Dr in beautiful Ringgold, GA! This stunning newly remodeled home features vaulted ceilings, granite countertops, solid hardwood floors, master on main level, soaking tub, full basement with the opportunity to finish to almost double the square footage, large open floor plan focalizing on the stone fireplace and surrounded by large adjustable windows to take advantage of fresh air. This property sits on 1.29 acres that is full of wildlife in the Windy Hills Estates. Relax or entertain on the large back porch overlooking the backyard and even a small log cabin down off the back of the property! Active home warranty that is transferable with 3 years left at no cost to buyer! Short 13 min drive to Downtown Ringgold but still only a 20 min drive to Chattanooga! Within 10-13 mins of Woodstation Elementary and Heritage middle and High school! Book your showing today!
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Foundation Details Block2: Yes
  • Levels:One: Yes
  • Architectural Style:Contemporary: Yes
  • Interior Features Separate Shower: Yes
  • Special Features: None

Interior Features

  • Appliances: Tankless Water Heater, Free-Standing Electric Range, Dishwasher
  • Has Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s), Granite Counters, Open Floorplan, Primary Downstairs, Separate Shower, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Granite Counters: Yes
  • Appliances:Tankless Water Heater: Yes

Exterior Features

  • Lot Features: Level, Wooded
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Vinyl Siding, Other
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Patio
  • Roof: Shingle
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Level: Yes
  • Lot Features:Wooded: Yes

Garage/Parking

  • General Property Information:Garage YN: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Phone Available
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Woodstation Elementary
  • High School: Heritage High School
  • Middle Or Junior School: Heritage Middle

Lot Info

  • Lot Size Sq Ft: 60548.0
  • Additional Parcels: No
  • Parcel #: 0043b-008
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1727.28

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 2, 2023
Closed on
Oct 2, 2023
Sold by
Callahan Dennis S
Bought by
Cole Kathleen and Cole Steven G
Seller's Agent
Byron Kelly
Horizon Sotheby's International Realty
Buyer's Agent
Kathleen Cole
Real Estate Partners Chattanooga LLC
List Price
$349,900
Sold Price
$349,900
Current Estimated Value
$376,573

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$26,673
Avg. Annual Appreciation
3.13%
Original Mortgage
$279,920
Outstanding Balance
$273,192
Interest Rate
7.18%
Mortgage Type
New Conventional
Estimated Equity
$103,381

Purchase Details

Listed on
Sep 22, 2020
Closed on
Oct 30, 2020
Sold by
Humble Chris
Bought by
Callahan Dennis S
Seller's Agent
Aaron Shipley
Blue Key Properties LLC
Buyer's Agent
Johnny Sullivan
Horizon Sotheby's International Realty
List Price
$239,000
Sold Price
$265,000
Premium/Discount to List
$26,000
10.88%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.99%
Original Mortgage
$265,000
Interest Rate
2.8%
Mortgage Type
VA

Purchase Details

Listed on
Mar 30, 2020
Closed on
May 22, 2020
Sold by
Secretary Of Housing And Urban Developme
Bought by
Humble Chris
Seller's Agent
Shane Wilson
RE/MAX Select Realty
Buyer's Agent
Travis Shipley
Blue Key Properties LLC
List Price
$209,000
Sold Price
$125,000
Premium/Discount to List
-$84,000
-40.19%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
451.66%

Purchase Details

Closed on
Aug 6, 2019
Sold by
Pennymac Loan Svcs Llc
Bought by
Secretary Of Housing And Urban Developme

Purchase Details

Closed on
May 14, 2018
Sold by
Lankford Mallory
Bought by
Lankford Aaron

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,021
Interest Rate
5.25%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 11, 2012
Sold by
Lankford Mallory
Bought by
Lankford Mallory

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,040
Interest Rate
4.06%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 30, 2011
Bought by
Lankford Mallory

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,040
Interest Rate
4.06%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 7, 2011
Sold by
Blanks Andrea J
Bought by
Deutsche Bank National Co

Purchase Details

Closed on
Oct 25, 2002
Bought by
Blanks Andrea J
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cole Kathleen $349,900 --
Callahan Dennis S $265,000 --
Humble Chris $125,000 --
Secretary Of Housing And Urban Developme $127,820 --
Pennymac Loan Svcs Llc -- --
Lankford Aaron -- --
Lankford Mallory -- --
Lankford Mallory $99,000 --
Deutsche Bank National Co $108,000 --
Blanks Andrea J $95,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cole Kathleen $279,920
Previous Owner Callahan Dennis S $265,000
Previous Owner Lankford Aaron $164,021
Previous Owner Deutsche Bank National Co $159,828
Previous Owner Deutsche Bank National Co $102,040
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/21/2024 09/21/24 Off Market $125,000 -- --
10/02/2023 10/02/23 Sold $349,900 0.0% $169 / Sq Ft
09/03/2023 09/03/23 Pending -- -- --
09/02/2023 09/02/23 For Sale $349,900 +32.0% $169 / Sq Ft
10/30/2020 10/30/20 Sold $265,000 +10.9% $128 / Sq Ft View Prior Sale
09/24/2020 09/24/20 Pending -- -- --
09/22/2020 09/22/20 For Sale $239,000 +91.2% $115 / Sq Ft
05/22/2020 05/22/20 Sold $125,000 -40.2% $60 / Sq Ft View Prior Sale
04/04/2020 04/04/20 Pending -- -- --
03/30/2020 03/30/20 For Sale $209,000 -- $101 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,617 $137,808 $10,000 $127,808
2024 $2,822 $132,343 $10,000 $122,343
2023 $2,221 $99,206 $10,000 $89,206
2022 $1,727 $77,152 $10,000 $67,152
2021 $1,614 $77,152 $10,000 $67,152
2020 $1,208 $52,201 $8,000 $44,201
2019 $1,439 $63,519 $7,200 $56,319
2018 $1,569 $63,519 $7,200 $56,319
2017 $1,477 $61,800 $7,200 $54,600
2016 $1,421 $56,696 $7,200 $49,496
2015 -- $56,696 $7,200 $49,496
2014 -- $56,696 $7,200 $49,496
2013 -- $53,384 $7,200 $46,184
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1378571

Greater Chattanooga REALTORS®

APN: 0043B-008

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