$1,029,900

178 Fern Loop McHenry, MD 21541

Estimated payment $6,452/month

5 Beds
4.5 Baths
3,670 Sq Ft
$281 Price per Sq Ft

Highlights

  • Chalet
  • 1 Fireplace
  • Laundry Room
  • Accident Elementary School Rated 9+
  • Living Room
  • Entrance Foyer

About This Home

Luxury golf-front living atop Wisp Resort! Situated along the 12th fairway of the prestigious Lodestone Golf Course, this 5-bedroom, 4.5-bath mountain retreat offers over 5,000 square feet of beautifully designed living space. Soaring wood-clad ceilings, expansive windows, and a floor-to-ceiling stone fireplace create a warm and inviting atmosphere throughout the open-concept main living area. Fireplace wood-burning equipped with gas starter for convenience. Easily converted into a propane fireplace. The spacious kitchen features custom cabinetry, granite countertops, dual islands with wet-bar/beverage cooler, and a seamless flow into the gathering spaces—perfect for entertaining! Great room features a proper built-in wet bar with plenty of cabinet space and wine chiller. The two generously sized primary suites enjoy peaceful golf course views, while multiple guest bedrooms and living areas provide room for family and friends. Outside you will find the best ferature of the house... A sprawling rear deck with a covered rustic stone fireplace overlooking the fairway, perfect for year-round enjoyment—rain or shine! Attached garage with tons of storage for outdoor toys, golf carts, or mower and a 220V car charger for electric-powered vehicles. An unbeatable location just minutes from Deep Creek Lake, Wisp skiing, hiking, dining, and four-season recreation. A premier mountain getaway with exceptional rental potential, or private retreat. Call today for details!

Listing Agent

Jon Bell

(301) 387-2000 jbell@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000 Listed on: 05/29/2026

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,486

Year Built

  • Built in 2008

Lot Details

  • 27,538 Sq Ft Lot

HOA Fees

  • $77 Monthly HOA Fees

Home Design

  • Chalet
  • Log Cabin
  • Permanent Foundation
  • Frame Construction
  • Log Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • 1 Fireplace
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Laundry Room

Bedrooms and Bathrooms

Parking

  • Driveway
  • Off-Street Parking

Schools

  • Northern Middle School
  • Northern Garrett High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Metered Propane
  • Propane Water Heater

Community Details

  • Sharon Frantz HOA
  • Sandy Shores Heights Subdivision

Listing and Financial Details

  • Tax Lot 0011
  • Assessor Parcel Number 1218085348

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,486

Year Built

Built in 2008

Lot Details

0.63 Acres

HOA Fees

$77 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cabin/Lodge, Log Home, Chalet
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 2008
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Permanent, Concrete Perimeter
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Foyer, Laundry, Primary Bathroom, Full Bath, Half Bath
  • Basement: No
  • Total Sq Ft: 3942
  • Living Area Sq Ft: 3670
  • Price Per Sq Ft: 280.63
  • Above Grade Finished Sq Ft: 3670
  • Below Grade Sq Ft: 272
  • Total Below Grade Sq Ft: 272
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 4
  • Upper Level Bathrooms: 4.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame, Log
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Ceiling Fan(s), Central A/C
  • Heating Fuel: Propane - Metered
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 925.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: SHARON FRANTZ
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: NORTHERN GARRETT
  • Middle Or Junior School: NORTHERN

Lot Info

  • Lot Size Acres: 0.63
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 27538.00
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 9486.00
  • Assessor Parcel Number: 1218085348
  • Tax Lot: 0011
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

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Property History

Date Event Price List to Sale Price per Sq Ft
05/29/2026 05/29/26 For Sale $1,029,900 -- $281 / Sq Ft
Source: Bright MLS

Source: Bright MLS

MLS Number: MDGA2012044

Bright MLS
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