$899,000
OPEN SUN 11AM - 2PM

17906 Loretta Ln Lutz, FL 33548

Estimated payment $5,576/month

Total Views 4,422
3 Beds
3 Baths
2,534 Sq Ft
$355 Price per Sq Ft

Highlights

  • 100 Feet of Lake Waterfront
  • Dock has access to electricity
  • Screened Pool
  • Lutz K-8 School Rated 9+
  • Fishing Pier
  • 0.69 Acre Lot

About This Home

Tucked away on a peaceful dead-end street in the heart of Lutz, this stunning lakefront home offers the perfect balance of privacy, space, and natural beauty. Situated on an expansive 0.67-acre lot with stunning views of South Crystal Lake, this beautifully designed home features 3 bedrooms, 3 full bathrooms, a spacious office that can serve as a fourth bedroom, and a 3-car garage. With picturesque water views, this home invites you to enjoy an outdoor lifestyle like no other. Spend your mornings paddle boarding or kayaking from your private dock, and your evenings taking in a breathtaking westerly sunset. The quaint front porch and double glass entry doors welcome you inside. The warm, elegant interior is filled with upscale details including 12ft ceilings, plank wood flooring, crown molding, tray windows, plantation shutters, and thoughtfully designed architectural niches. The open-concept layout places the kitchen at the heart of the home, where you’ll find granite countertops, all-wood cabinetry, a large island with breakfast bar, and a stone backsplash. The eat-in dining nook, with its charming corner window, offers open views of the pool area. Formal living and dining rooms provide ideal spaces for entertaining, while the sun-lit living room features 8-foot sliding glass doors, tray windows, and a cozy gas firepl ce. The split-bedroom layout gives the master suite its own private wing, complete with pool access, tray ceilings, two walk-in closets, and a spa-like bathroom with dual vanities and a seamless step-down tile and glass shower. Step outside into the highlight of the home—a full screened-in pool area with a heated pool, spill-over spa, and stamped concrete patio, all designed for year-round enjoyment and views of the lake. Additional upgrades include automated sun shades, a whole-home propane powered generator for peace of mind, and a durable metal roof built to last. This rare lakefront gem offers peaceful seclusion with the freedom of no HOA or CDD, all while being just minutes from the conveniences of the city. Don’t miss the chance to make this exceptional property your forever home.

Listing Agent

Justin Ostow

GUARDIAN REAL ESTATE SERVICES Brokerage Phone: 813-767-2582 License #3167210 Listed on: 01/26/2026

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,836

Year Built

  • Built in 1999

Lot Details

  • 0.69 Acre Lot
  • Lot Dimensions are 100x200
  • 100 Feet of Lake Waterfront
  • Lake Front
  • Street terminates at a dead end
  • East Facing Home
  • Dog Run
  • Fenced
  • Mature Landscaping
  • Property is zoned RSC-2

Parking

  • 3 Car Attached Garage

Home Design

  • Slab Foundation
  • Metal Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,534 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • High Ceiling
  • Gas Fireplace
  • Plantation Shutters
  • Family Room Off Kitchen
  • Living Room
  • Den
  • Inside Utility
  • Laundry Room
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Cooktop
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Trash Compactor
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Pool

  • Screened Pool
  • In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Gunite Pool
  • Fence Around Pool

Outdoor Features

  • Fishing Pier
  • Access To Lake
  • Dock has access to electricity
  • Dock made with wood
  • Screened Patio
  • Shed
  • Front Porch

Utilities

  • Central Heating and Cooling System
  • Power Generator
  • Propane
  • 1 Water Well
  • Gas Water Heater
  • 1 Septic Tank
  • High Speed Internet

Community Details

  • No Home Owners Association
  • Unplatted Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,836

Year Built

Built in 1999

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 2534
  • Lot Size Acres: 0.69
  • New Construction: No
  • Year Built: 1999
  • Building Area Total: 3480
  • Lot Size Sq Ft: 30019
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 323.30
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 354.78
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Wood,Dock w/Electric
  • MFR_DockYN: 1
  • Attribution Contact: 813-767-2582
  • Tax Year: 2024
  • Special Features: 4097

Interior Features

  • Fireplace Features: Gas
  • Living Area Units: Square Feet
  • Flooring: Tile, Wood
  • Full Bathrooms: 3
  • Interior Amenities: Built-in Features, Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s), Window Treatments
  • Appliances Included: Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Trash Compactor
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Generator
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 1
  • Window Features: Shutters
  • Additional Rooms: Den/Library/Office,Inside Utility
  • Living Area Meters: 235.42

Exterior Features

  • Direction Faces: East
  • Other Structures: Shed(s), Storage
  • Pool Features: Gunite, In Ground, Screen Enclosure
  • Exterior Features: Dog Run, Storage
  • Roof: Metal
  • Pool Private: Yes
  • View: Water
  • Water Body Name: SOUTH CRYSTAL LAKE
  • Waterfront: Yes
  • Patio and Porch Features: Front Porch, Patio, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Lake
  • Water Extras: Fishing Pier
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 100
  • Flood Zone Panel: 12057C0063H
  • Water Frontage Feet Lake: 100

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Propane
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Septic Tank
  • Water Source: Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: RSC-2
  • Parcel Number: U-14-27-18-ZZZ-000000-57440.0
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Street Dead-End, Paved
  • Lot Dimensions: 100x200
  • Flood Zone Code: X*

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 10835.95
  • Tax Block: 0000000
  • Tax Book Number: 58-29
  • Tax Lot: 000000

Multi Family

  • Waterfront Features: Lake Front

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,836 $601,258 $153,340 $447,918
2024 $10,836 $605,437 $152,305 $453,132
2023 $5,776 $346,588 $0 $0
2022 $5,621 $336,493 $0 $0
2021 $5,561 $326,692 $0 $0
2020 $5,457 $322,181 $0 $0
2019 $5,323 $314,937 $0 $0
2018 $5,223 $309,065 $0 $0
2017 $5,158 $368,931 $0 $0
2016 $5,122 $296,482 $0 $0
2015 $5,181 $294,421 $0 $0
2014 $4,991 $292,318 $0 $0
2013 -- $279,650 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/26/2026 01/26/26 For Sale $899,000 +144.6% $355 / Sq Ft
07/07/2014 07/07/14 Off Market $367,500 -- --
04/10/2012 04/10/12 Sold $367,500 0.0% $145 / Sq Ft View Prior Sale
03/23/2012 03/23/12 Pending -- -- --
12/01/2011 12/01/11 For Sale $367,500 -- $145 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Interfamily Deed Transfer -- Attorney
Warranty Deed $367,500 Title Acquisition I Llc
Warranty Deed $66,500 --
Deed $100 --
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $202,000 New Conventional
Previous Owner $202,250 Credit Line Revolving
Source: Public Records

Source: Stellar MLS

MLS Number: TB8468021

Stellar MLS

APN: U-14-27-18-ZZZ-000000-57440.0