$950,000
$49K PRICE DROP

Estimated payment $5,940/month

Total Views 24,681
3 Beds
3 Baths
2,534 Sq Ft
$375 Price per Sq Ft

Highlights

  • 100 Feet of Lake Waterfront
  • Dock has access to electricity
  • Open Floorplan
  • Steinbrenner High School Rated A
  • Screened Pool
  • Wood Flooring

About This Home

Tucked away on a peaceful dead-end street in the heart of Lutz, this stunning lakefront home offers the perfect balance of privacy, space, and natural beauty. Situated on an expansive 0.67-acre lot with stunning views of South Crystal Lake, this beautifully designed home features 3 bedrooms, 3 full bathrooms, a spacious office that can serve as a fourth bedroom, and a 3-car garage. With picturesque water views, this home invites you to enjoy an outdoor lifestyle like no other. Spend your mornings paddle boarding or kayaking from your private dock, and your evenings taking in a breathtaking westerly sunset. The quaint front porch and double glass entry doors welcome you inside. The warm, elegant interior is filled with upscale details including 12ft ceilings, plank wood flooring, crown molding, tray windows, plantation shutters, and thoughtfully designed architectural niches. The open-concept layout places the kitchen at the heart of the home, where you’ll find granite countertops, all-wood cabinetry, a large island with breakfast bar, and a stone backsplash. The eat-in dining nook, with its charming corner window, offers open views of the pool area. Formal living and dining rooms provide ideal spaces for entertaining, while the sun-lit living room features 8-foot sliding glass doors, tray windows, and a cozy gas firepl ce. The split-bedroom layout gives the master suite its own private wing, complete with pool access, tray ceilings, two walk-in closets, and a spa-like bathroom with dual vanities and a seamless step-down tile and glass shower. Step outside into the highlight of the home—a full screened-in pool area with a heated pool, spill-over spa, and stamped concrete patio, all designed for year-round enjoyment and views of the lake. Additional upgrades include automated sun shades, a whole-home propane powered generator for peace of mind, and a durable metal roof built to last. This rare lakefront gem offers peaceful seclusion with the freedom of no HOA or CDD, all while being just minutes from the conveniences of the city. Don’t miss the chance to make this exceptional property your forever home.

Listing Agent

Justin Ostow

GUARDIAN REAL ESTATE SERVICES Brokerage Phone: 813-767-2582 License #3167210 Listed on: 06/26/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,836

Year Built

  • Built in 1999

Lot Details

  • 0.69 Acre Lot
  • Lot Dimensions are 100x200
  • 100 Feet of Lake Waterfront
  • Lake Front
  • Street terminates at a dead end
  • East Facing Home
  • Dog Run
  • Fenced
  • Mature Landscaping
  • Oversized Lot
  • Property is zoned RSC-2

Parking

  • 3 Car Attached Garage

Home Design

  • Slab Foundation
  • Metal Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,534 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Tinted Windows
  • Plantation Shutters
  • Blinds
  • Family Room Off Kitchen
  • Living Room
  • Lake Views
  • Home Security System
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Trash Compactor
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Gunite Pool
  • Fence Around Pool

Outdoor Features

  • Access To Lake
  • Dock has access to electricity
  • Dock made with wood
  • Covered Patio or Porch
  • Shed

Schools

  • Lutz Elementary School
  • Buchanan Middle School
  • Steinbrenner High School

Utilities

  • Central Heating and Cooling System
  • Propane
  • Well
  • Gas Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Unplatted Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,836

Year Built

Built in 1999

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 2534
  • Lot Size Acres: 0.69
  • New Construction: No
  • Year Built: 1999
  • Building Area Total: 3480
  • Lot Size Sq Ft: 30019
  • Directions to Property: US41 to West on Crystal Lake Rd. Left on Loretta Ln. House is on Right.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 1057273
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 374.90
  • Total Acreage: 1/2 to less than 1
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Wood,Dock w/Electric
  • MFR_DockYN: 1
  • Attribution Contact: 813-767-2582
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Gas
  • Living Area Units: Square Feet
  • Flooring: Tile, Wood
  • Full Bathrooms: 3
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Refrigerator, Trash Compactor
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 1
  • Window Features: Blinds, Tinted Windows
  • Street Number Modifier: 17906
  • Living Area Meters: 235.42
  • Room Count: 3

Exterior Features

  • Direction Faces: East
  • Other Structures: Shed(s)
  • Pool Features: Gunite, Heated, In Ground, Screen Enclosure
  • Exterior Features: Dog Run
  • Roof: Metal
  • Pool Private: Yes
  • View: Water
  • Water Body Name: SOUTH CRYSTAL LAKE
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Front Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Lake
  • Water Extras YN: 0
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 100
  • Water Frontage Feet Lake: 100

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: Propane
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Association: No
  • Security: Security System
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Lutz-HB
  • High School: Steinbrenner High School
  • Middle Or Junior School: Buchanan-HB

Lot Info

  • Zoning: RSC-2
  • Parcel Number: U-14-27-18-ZZZ-000000-57440.0
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Landscaped, Oversized Lot, Street Dead-End
  • Lot Dimensions: 100x200
  • Flood Zone Code: X, AE
  • Homestead YN: 0
  • Lot Size Square Meters: 2789

Green Features

  • Green Verification Count: 0

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 10835.95
  • Tax Block: 0000000
  • Tax Book Number: 58-29
  • Tax Lot: 000000

Multi Family

  • Waterfront Features: Lake Front

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,836 $605,437 $152,305 $453,132
2023 $5,776 $346,588 $0 $0
2022 $5,621 $336,493 $0 $0
2021 $5,561 $326,692 $0 $0
2020 $5,457 $322,181 $0 $0
2019 $5,323 $314,937 $0 $0
2018 $5,223 $309,065 $0 $0
2017 $5,158 $368,931 $0 $0
2016 $5,122 $296,482 $0 $0
2015 $5,181 $294,421 $0 $0
2014 $4,991 $292,318 $0 $0
2013 -- $279,650 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/05/2025 08/05/25 Price Changed $950,000 -2.6% $375 / Sq Ft
07/21/2025 07/21/25 Price Changed $975,000 -2.4% $385 / Sq Ft
06/26/2025 06/26/25 For Sale $999,000 +171.8% $394 / Sq Ft
07/07/2014 07/07/14 Off Market $367,500 -- --
04/10/2012 04/10/12 Sold $367,500 0.0% $145 / Sq Ft
03/23/2012 03/23/12 Pending -- -- --
12/01/2011 12/01/11 For Sale $367,500 -- $145 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Interfamily Deed Transfer -- Attorney
Warranty Deed $367,500 Title Acquisition I Llc
Warranty Deed $66,500 --
Deed $100 --
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $202,000 New Conventional
Previous Owner $202,250 Credit Line Revolving
Source: Public Records

Source: Stellar MLS

MLS Number: TB8399926

Stellar MLS

APN: U-14-27-18-ZZZ-000000-57440.0