NOT LISTED FOR SALE

18 Otsego St Oneonta, NY 13820

Estimated Value: $161,000 - $230,000

4 Beds
2 Baths
2,154 Sq Ft
$94/Sq Ft Est. Value

Last Sold October 22, 2024

Last sale price $165,000 $77 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $1,476/month

59 Days on Market

Highlights

  • Wood Flooring
  • Separate Formal Living Room
  • Formal Dining Room
  • Victorian Architecture
  • Bonus Room
  • Forced Air Heating System

About This Home

As of October 2024

This large Victorian home is located in center city with 4 bedrooms and 2 bathrooms. All rooms are spacious with lots of light, hardwood floors, and with a nice flow to the home. The home is situated on a large lot that extends in rear of the property which is the perfect place for relaxing or gardening. Upgrades completed in the last five years include a metal roof, new furnace, refinished wood floors, replacement windows, exterior painting and a bathroom remodel.

Last Agent to Sell the Property

Jennifer Mickle

Listing by Bordinger Realty, LLC License #10301209764 Listed on: 06/21/2024

Bordinger Realty, LLC

Last Buyer's Agent

Gus Lampo

Listing by EXIT Realty Homeward Bound License #40LA1085617

EXIT Realty Homeward Bound

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,842

Year Built

  • Built in 1880

Lot Details

  • 0.39 Acre Lot
  • Lot Dimensions are 64x264

Home Design

  • Victorian Architecture
  • Stone Foundation
  • Frame Construction

Interior Spaces

  • 2,154 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Separate Formal Living Room
  • Formal Dining Room
  • Bonus Room
  • Basement Fills Entire Space Under The House
  • Pull Down Stairs to Attic

Kitchen

  • Electric Oven
  • Electric Range

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • No Garage
  • Gravel Driveway

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 300.6-3-20

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,842

Year Built

Built in 1880

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1880
  • Lot Features: Residential Lot
  • Road Frontage Type: City Street
  • Directions: From Main Street take a right onto Otsego Street. House will be on the right.
  • Architectural Style: Victorian
  • Flooring: Hardwood, Varies, Vinyl
  • Garage Yn: No
  • Interior Features: Ceiling Fan(s), Separate/Formal Dining Room, Separate/Formal Living Room, Pull Down Attic Stairs
  • Unit Levels: Two
  • Year Built Details: Existing
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None

Interior Features

  • Appliances: Dryer, Electric Oven, Electric Range, Gas Water Heater, Refrigerator, Washer
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Main Level Bathrooms: 1
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.39
  • Waterfront: No
  • Construction Type: Frame
  • Exterior Features: Gravel Driveway
  • Foundation Details: Stone

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Oneonta

Lot Info

  • Parcel Number: 300.6-3-20
  • Lot Dimensions: 64X264
  • ResoLotSizeUnits: Acres
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4842.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 21, 2024
Closed on
Oct 22, 2024
Sold by
Ludlam William V
Bought by
Nimmons Michelle
Seller's Agent
Jennifer Mickle
Bordinger Realty, LLC
Buyer's Agent
Gus Lampo
EXIT Realty Homeward Bound
List Price
$179,000
Sold Price
$165,000
Premium/Discount to List
-$14,000
-7.82%
Views
7
Current Estimated Value
$203,179

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$38,179
Avg. Annual Appreciation
18.77%
Original Mortgage
$145,000
Outstanding Balance
$143,432
Interest Rate
6.2%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$59,747

Purchase Details

Closed on
Mar 29, 2019
Sold by
Mtglq Investors Lp
Bought by
Ludlam William V

Purchase Details

Closed on
May 2, 2018
Sold by
Starr Anne M and Ohara Casey
Bought by
Mtglq Investors Lp

Purchase Details

Closed on
Jul 25, 2008
Sold by
Devlin James E
Bought by
Starr Anne M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nimmons Michelle $165,000 None Available
Ludlam William V $86,000 --
Ludlam William V $86,000 --
Mtglq Investors Lp $195,355 --
Mtglq Investors Lp $195,355 --
Starr Anne M $125,000 Patty Canner
Starr Anne M $125,000 Patty Canner
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Nimmons Michelle $145,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/22/2024 10/22/24 Sold $165,000 -7.8% $77 / Sq Ft
08/19/2024 08/19/24 Pending -- -- --
08/11/2024 08/11/24 For Sale $179,000 0.0% $83 / Sq Ft
07/26/2024 07/26/24 Pending -- -- --
06/21/2024 06/21/24 For Sale $179,000 -- $83 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,975 $135,000 $26,700 $108,300
2023 $4,788 $135,000 $26,700 $108,300
2022 $4,608 $135,000 $26,700 $108,300
2021 $4,589 $135,000 $26,700 $108,300
2020 $4,615 $135,000 $26,700 $108,300
2019 $4,892 $135,000 $26,700 $108,300
2018 $4,892 $135,000 $26,700 $108,300
2017 $4,826 $135,000 $26,700 $108,300
2016 $4,756 $135,000 $26,700 $108,300
2015 -- $78,000 $15,600 $62,400
2014 -- $78,000 $15,600 $62,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Otsego-Delaware Board of REALTORS®

MLS Number: R1546512

Otsego-Delaware Board of REALTORS®

APN: 361200-300-006-0003-020-000-0000