NOT LISTED FOR SALE

1806 Loch Dr Cullman, AL 35055

Estimated Value: $505,000 - $829,000

4 Beds
4.5 Baths
3,769 Sq Ft
$190/Sq Ft Est. Value

Sale Details

Date Sold: May 9, 2025

Last sale price $768,000 $204 Per Sq Ft

Est. 7% decrease in value since last sale

Current estimated payment $4,038 / mo

35 Days on Market

Highlights

  • 130 Feet of Waterfront
  • Lake View
  • Wood Flooring
  • In Ground Pool
  • 0.6 Acre Lot
  • Main Floor Primary Bedroom

About This Home

As of May 2025

Very rare find, custom built home with 130 ft. of waterfront property in the City of Cullman. This magnificent 4 bedroom, 4.5 bath home offers over 3,000 square feet of luxurious living space, perfect for creating lasting memories. This home features high end wood craftsmanship that is hard to duplicate, beautiful hardwood floors and custom built-ins. The main level boasts a grand master suite with a spa like bath. The family room has a spectacular view of the back living area including a pool, level lot and the perfect water view. Hardwood and tile floors throughout. Formal dining room, separate office or library, eat in kitchen with breakfast nook, screened porch and finished basement with bonus room. This is a stunning home, don't miss the opportunity to tour this one.

Last Agent to Sell the Property

Tommy Waldrop

ERA Waldrop Real Estate License #077422 Listed on: 03/03/2025

Last Buyer's Agent

Andy Collins

ERA Waldrop Real Estate License #130579

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,117

Year Built

  • Built in 1993

Lot Details

  • 26,136 Sq Ft Lot
  • Lot Dimensions are 129.85x261.42x135x185
  • 130 Feet of Waterfront
  • Level Lot

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Shingle Roof
  • Concrete Perimeter Foundation
  • Stucco

Interior Spaces

  • Smooth Ceilings
  • Gas Log Fireplace
  • Wood Flooring
  • Lake Views
  • Scuttle Attic Hole

Kitchen

  • Gas Range
  • Dishwasher
  • Kitchen Island
  • Trash Compactor

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on main level

Finished Basement

  • 1 Bathroom in Basement
  • Crawl Space

Outdoor Features

  • In Ground Pool
  • Screened Patio

Schools

  • Cullman Elementary School
  • Cullman Middle School
  • Cullman High School

Utilities

  • Central Air

Community Details

  • No Home Owners Association
  • Cullman Community
  • Loch Landing Subdivision

Listing and Financial Details

  • Assessor Parcel Number 17-01-01-3-005-016.000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,117

Year Built

Built in 1993

Lot Details

0.6 Acres

Parking

2

Listing Details

  • Above Grade Finished Sq Ft: 3025.0
  • Lot Dimensions: 129.85x261.42x135x185
  • Subdivision Name: Loch Landing
  • GarageYN: Yes
  • PropertySubType: Residential
  • PropertyType: Residential
  • Lot Size Acres: 0.6
  • Co List Office Phone: Office-256-737-9738
  • MLS Status: Sold
  • AE_ATTIC: Scuttle
  • Manufactured_Home_YN: 0
  • Multiple_Level_YN: 0
  • Waterfront_Access: Water Front
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Ceiling - Smooth, Granite Counters, His and Hers Closets, Kitchen Island, Primary Bedroom Main, Soaking Tub, Walk-In Closet(s)
  • Appliances: Dishwasher, Gas Range, Refrigerator, Trash Compactor
  • Fireplace Features: Gas Log
  • Basement: Finished
  • Basement YN: Yes
  • Below Grade Finished Sq Ft: 744.0
  • Flooring: Hardwood, Tile
  • LivingArea: 3769.0
  • Total Bedrooms: 4
  • Fireplaces: 1
  • FireplaceYN: Yes
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1
  • Baths_Basement: 1

Exterior Features

  • Construction Materials: Stucco
  • Foundation Details: Concrete Perimeter, Crawl Space
  • Lot Features: Level
  • Patio And Porch Features: Screened
  • Roof: Shingle
  • Water Frontage: 130
  • Waterfront Features: Main Lake View
  • Waterfront: Yes
  • Pool Features: In Ground

Garage/Parking

  • Parking Features: Driveway, Attached
  • Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Heating: Central
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room, Main Level

Condo/Co-op/Association

  • Association: No
  • Planned Community Name: Cullman

Schools

  • Middle Or Junior School: Cullman Middle

Lot Info

  • Parcel Number: 17-01-01-3-005-016.000

Building Info

  • Year Built: 1993
  • BuildingAreaTotal: 3769.0

Multi Family

Tax Info

  • Tax Annual Amount: 2117.0

MLS Schools

  • Elementary School: Cullman
  • HighSchool: Cullman

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 3, 2025
Closed on
May 9, 2025
Sold by
Bought by
Seller's Agent
Tommy Waldrop
ERA Waldrop Real Estate
Buyer's Agent
Andy Collins
ERA Waldrop Real Estate
List Price
$799,000
Sold Price
$768,000
Premium/Discount to List
-$31,000
-3.88%
Views
6
Current Estimated Value
$714,801

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$53,199
Avg. Annual Appreciation
-6.21%
Original Mortgage
$843,000
Outstanding Balance
$836,786
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
-$121,985
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$768,000 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $843,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/15/2025 05/15/25 Off Market $768,000 -- --
05/09/2025 05/09/25 Sold $768,000 -3.9% $204 / Sq Ft
01/13/2025 01/13/25 For Sale $799,000 -- $212 / Sq Ft
Source: Strategic MLS Alliance (Cullman / Shoals Area)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,118 $56,180 $0 $0
2024 $2,118 $56,180 $0 $0
2023 $2,118 $56,180 $0 $0
2022 $1,939 $51,540 $0 $0
2021 $1,565 $41,820 $0 $0
2020 $1,614 $43,100 $0 $0
2019 $1,614 $33,100 $0 $0
2018 $1,647 $43,940 $0 $0
2017 $1,714 $45,680 $0 $0
2016 $1,744 $46,480 $0 $0
2014 $1,706 $45,480 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Tommy Waldrop

    Seller's Agent in 2025

    Tommy Waldrop

    ERA Waldrop Real Estate

    (256) 737-9738

    64 Total Sales

    Tommy Waldrop
    Section Image
  • Andy Collins

    Buyer's Agent in 2025

    Andy Collins

    ERA Waldrop Real Estate

    (256) 590-5298

    191 Total Sales

    Andy Collins
    Section Image
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Map

Source: Strategic MLS Alliance (Cullman / Shoals Area)

MLS Number: 520335

Strategic MLS Alliance (Cullman / Shoals Area)

APN: 17-01-01-3-005-016.000

Alabama Cullman County Cullman 35055

1806 Loch Dr, Cullman, AL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Strategic MLS Alliance (Cullman / Shoals Area) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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