Sara Tripp
Responds Quickly
Xsell Realty
(517) 300-9775
157 Total Sales
2 in Coldwater
$275,000 Price Range
181 Smith St Coldwater, MI 49036
Coldwater AreaEstimated Value: $250,854
4
Beds
2
Baths
2,122
Sq Ft
$118/Sq Ft
Est. Value
Highlights
- No HOA
- Patio
- Accessible Bedroom
- 1 Car Attached Garage
- Laundry Room
- Accessible Bathroom
About This Home
As of December 2025Welcome home to this beautiful 4-bedroom, 2-bath ranch in Coldwater! Step inside to find a bright, spacious eat-in kitchen with plenty of cabinetry and brand-new appliances (New microwave and range being installed 10/27)—all included. The newly finished basement is a showstopper, featuring a full bath, laundry room, built-in bar, and egress window for natural light and for the 4th bedroom. Outside, you have a partially fenced in yard, large cement patio, and a 2nd large cement slab perfect for an additional garage, pergola, shed, or even a pool! Stylish, functional, and move-in ready—schedule your private showing today!
Last Agent to Sell the Property
eXp Realty LLC License #6501438628 Listed on: 10/21/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,404
Year Built
- Built in 1982
Lot Details
- 11,761 Sq Ft Lot
- Lot Dimensions are 70 x 169
- Shrub
- Level Lot
Parking
- 1 Car Attached Garage
- Front Facing Garage
- Driveway
Home Design
- Composition Roof
- Vinyl Siding
Interior Spaces
- 2,122 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Insulated Windows
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
- 1 Bedroom in Basement
- Rough-In Basement Bathroom
Accessible Home Design
- Accessible Bathroom
- Accessible Bedroom
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Phone Connected
- Cable TV Available
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 21, 2025
Closed on
Dec 29, 2025
Sold by
Bought by
Seller's Agent
Gavin Homer
eXp Realty LLC
Buyer's Agent
Kenny Barajas
Century 21 Affiliated
List Price
$235,000
Sold Price
$240,000
Premium/Discount to List
$5,000
2.13%
Views
57
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,854
Avg. Annual Appreciation
7.79%
Original Mortgage
$232,800
Outstanding Balance
$231,452
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$19,402
Purchase Details
Listed on
Sep 21, 2020
Closed on
Nov 2, 2020
Sold by
Bought by
Seller's Agent
Jami Lind
Hauska Home and Farm
Buyer's Agent
Tami Morris
Coldwell Banker Groves Real Estate
List Price
$150,000
Sold Price
$153,000
Premium/Discount to List
$3,000
2%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.12%
Original Mortgage
$153,000
Interest Rate
2.8%
Mortgage Type
VA
Purchase Details
Closed on
Oct 7, 2019
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,000
Interest Rate
3.4%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 15, 2016
Closed on
Jul 19, 2016
Sold by
Bought by
Seller's Agent
Diana Socci
Century 21 Circle
Buyer's Agent
Angie Wages
Midwestern Realty Group
List Price
$114,500
Sold Price
$102,500
Premium/Discount to List
-$12,000
-10.48%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.32%
Original Mortgage
$97,375
Interest Rate
3.56%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 16, 2015
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$78,750
Interest Rate
4.01%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 14, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,500
Interest Rate
6.33%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Feb 25, 2002
Bought by
Purchase Details
Closed on
Jun 14, 2001
Sold by
Bought by
Purchase Details
Closed on
Aug 12, 1992
Bought by
Purchase Details
Closed on
Apr 4, 1991
Sold by
Bought by
Purchase Details
Closed on
Oct 16, 1986
Sold by
Bought by
Purchase Details
Closed on
Nov 9, 1984
Sold by
Bought by
Purchase Details
Closed on
Dec 7, 1982
Sold by
Bought by
Purchase Details
Closed on
Jun 23, 1982
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Coldwater, MI
-
Sara Tripp
-
Lori Rubley
Lori Rubley
Century 21 Affiliated-Hillsdale
(517) 901-1802
148 Total Sales
3 in Coldwater
$235K - $320K Price Range
-
David Zielinski
David Zielinski
Hometown Realty Reed City, LLC
(231) 460-6799
164 Total Sales
1 in Coldwater
$239,900 Price
-
Marilyn Ostrander
Marilyn Ostrander
Southern Marsh Realty
(517) 960-2776
132 Total Sales
38 in Coldwater
$30K - $1.2M Price Range
-
Timothy Magierka
Timothy Magierka
Bellabay Realty LLC
(269) 775-4662
31 Total Sales
1 in Coldwater
$160,000 Price
-
Benny Wesley
Benny Wesley
CENTURY 21 Affiliated
(269) 557-0720
104 Total Sales
1 in Coldwater
$279,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $240,000 | Chicago Title | ||
| $153,000 | None Available | ||
| -- | None Available | ||
| $102,500 | Branch County Abstract & Tit | ||
| -- | Attorney | ||
| $111,500 | Branch County Abstract & Tit | ||
| $70,000 | -- | ||
| $47,100 | -- | ||
| $40,000 | -- | ||
| $40,000 | -- | ||
| $44,000 | -- | ||
| -- | -- | ||
| -- | -- | ||
| $4,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $232,800 | ||
| Previous Owner | $153,000 | ||
| Previous Owner | $104,000 | ||
| Previous Owner | $97,375 | ||
| Previous Owner | $78,750 | ||
| Previous Owner | $116,500 | ||
| Previous Owner | $86,400 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/29/2025 12/29/25 | Sold | $240,000 | +2.1% | $113 / Sq Ft | |
| 11/13/2025 11/13/25 | Pending | -- | -- | -- | |
| 10/21/2025 10/21/25 | For Sale | $235,000 | +53.6% | $111 / Sq Ft | |
| 11/02/2020 11/02/20 | Sold | $153,000 | +2.0% | $72 / Sq Ft | View Prior Sale |
| 09/21/2020 09/21/20 | For Sale | $150,000 | +46.3% | $71 / Sq Ft | |
| 09/18/2020 09/18/20 | Pending | -- | -- | -- | |
| 07/21/2016 07/21/16 | Sold | $102,500 | -10.5% | $48 / Sq Ft | View Prior Sale |
| 06/06/2016 06/06/16 | Pending | -- | -- | -- | |
| 04/15/2016 04/15/16 | For Sale | $114,500 | -- | $54 / Sq Ft |
Source: MichRIC
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $737 | $89,150 | $0 | $0 |
| 2025 | $2,404 | $69,550 | $0 | $0 |
| 2024 | $24 | $65,250 | $0 | $0 |
| 2023 | $1,663 | $57,300 | $0 | $0 |
| 2022 | $2,380 | $64,500 | $0 | $0 |
| 2020 | -- | $51,250 | $0 | $0 |
| 2019 | -- | $47,350 | $0 | $0 |
| 2018 | -- | $49,600 | $0 | $0 |
| 2017 | -- | $42,500 | $0 | $0 |
| 2016 | -- | $44,600 | $0 | $0 |
| 2015 | -- | $41,950 | $0 | $0 |
| 2014 | -- | $39,500 | $0 | $0 |
| 2013 | -- | $37,600 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Gavin Homer
Seller's Agent in 2025
Gavin Homer
eXp Realty LLC
(269) 986-6294
294 Total Sales
-
Art Homer
Seller Co-Listing Agent in 2025
Art Homer
eXp Realty LLC
(269) 209-6688
301 Total Sales
-
Kenny Barajas
K
Buyer's Agent in 2025
Kenny Barajas
Century 21 Affiliated
(269) 319-0261
9 Total Sales
-
Jami Lind
Seller's Agent in 2020
Jami Lind
Hauska Home and Farm
(269) 251-4139
247 Total Sales
-
T
Buyer's Agent in 2020
Tami Morris
Coldwell Banker Groves Real Estate
-
D
Seller's Agent in 2016
Diana Socci
Century 21 Circle
Map
Source: MichRIC
MLS Number: 25054187
APN: 302-000-000-343-10
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.
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