NOT LISTED FOR SALE

1820 20th Ave NE Naples, FL 34120

Rural Estates Neighborhood

Estimated Value: $491,000 - $584,812

3 Beds
2 Baths
1,554 Sq Ft
$353/Sq Ft Est. Value

Last Sold July 18, 2025

Last sale price $590,000 $380 Per Sq Ft

Est. 7% decrease in value since last sale

Current estimated payment $3,407/month

135 Days on Market

Highlights

  • Horses Allowed in Community
  • Screened Pool
  • Whole House Reverse Osmosis System
  • Sabal Palm Elementary School Rated A-
  • Views of Preserve
  • 2.73 Acre Lot

About This Home

As of July 2025

$20,000 price reduction on this beautifully updated single family home on 2.73 acres of 100% UPLANDS in growing area of Golden Gate Estates. This home has been tastefully renovated with many modern features. The home has a new roof in 2024, new appliances, new cabinets, new wide plank "wood look" porcelain tile, new fans and lights, and new landscaping. Other features of the home include: whole house Reverse Osmosis system, Accordion Hurricane Shutters, custom wood slate wall, and heated custom screened pool and spa.

Last Agent to Sell the Property

Donald Ward

Realty One Group MVP Listed on: 01/16/2025

Last Buyer's Agent

Patricia Moreno

Naples Homes and Rentals Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,730

Year Built

  • Built in 1998

Lot Details

  • 2.73 Acre Lot
  • Lot Dimensions: 180
  • South Facing Home
  • Paved or Partially Paved Lot
  • Sprinkler System

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Property Views

  • Views of Preserve
  • Views of Woods

Home Design

  • Entry on the 1st floor
  • Concrete Block With Brick
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,554 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • 4 Ceiling Fans
  • Shutters
  • Double Hung Windows
  • Entrance Foyer
  • Breakfast Room
  • Formal Dining Room
  • Screened Porch
  • Tile Flooring
  • Fire and Smoke Detector

Kitchen

  • Self-Cleaning Oven
  • Electric Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal
  • Whole House Reverse Osmosis System
  • Reverse Osmosis System

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Dual Sinks
  • Shower Only

Laundry

  • Laundry Room
  • Dryer

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Screened Spa
  • Pool Equipment Stays

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Water Treatment System
  • Well
  • Septic Tank
  • Private Sewer
  • Internet Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 37864040004
  • Tax Block 43
  • $5,000 Seller Concession

Community Details

Overview

  • Golden Gate Estates Community

Recreation

  • Horses Allowed in Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,730

Year Built

Built in 1998

Lot Details

0

Parking

2

Listing Details

  • Legal Description: GOLDEN GATE EST UNIT 25 W 180FT OF TR 43
  • Property Type: Residential
  • Table: Residential
  • Street View Param: 1$26.26676286675906$-81.56948287076068$223.71$13.33$1.00$8UqsHEkjUBCny8sMFQVsXw
  • Building Design: Single Family
  • Building Description: 1 Story/Ranch
  • Storm Protection: Shutters - Manual
  • Year Built: 1998
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Furnished Description: Unfurnished
  • Numberof Ceiling Fans: 4
  • Num Unit Floor: 1
  • Price Per Sq Ft: 379.67
  • Total Floors: 1
  • Additional Rooms: Laundry in Residence, Screened Lanai/Porch
  • Estimated Living Area: 1554
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Bedroom Description: Split Bedrooms
  • Bedrooms: 3 Bed
  • Total Bedrooms: 3
  • Dining Room: Breakfast Room, Formal
  • Equipment: Auto Garage Door, Cooktop - Electric, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Refrigerator/Icemaker, Reverse Osmosis, Self Cleaning Oven, Smoke Detector, Washer/Dryer Hookup, Water Treatment Owned
  • Flooring: Tile
  • Floor Plan: Split Bedrooms
  • Interior Amenities: Foyer, Internet Available, Smoke Detectors, Vaulted Ceiling
  • Primary Bathroom: Dual Sinks, Shower Only
  • Windows: Double Hung

Exterior Features

  • Gulf Access: No
  • Private Pool: Yes
  • Private Spa: Yes
  • Roof: Shingle
  • Construction: Concrete Block
  • Irrigation: Other
  • Road: County Maintained, Paved Road, Public Road
  • View: Preserve, Wooded Area
  • Exterior Features: Sprinkler Auto
  • Exterior Finish: Stucco
  • Private Pool Type: Below Ground, Equipment Stays, Heated Electric, Screened
  • Private Spa Type: Below Ground, Concrete, Equipment Stays, Heated Electric, Screened

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 2
  • Parking: 2+ Spaces, Driveway Paved

Utilities

  • Cable Available: Yes
  • Cooling: Central Electric, Heat Pump
  • Heat: Central Electric, Heat Pump
  • Sewer: Private, Septic
  • Water: Reverse Osmosis - Entire House, Well

Condo/Co-op/Association

  • Mandatory HOA: No
  • Sub Condo Name: GOLDEN GATE ESTATES
  • Development Name: GOLDEN GATE ESTATES

Association/Amenities

  • Pets: No Approval Needed
  • Development: Golden Gate Estates
  • Amenities: Horses OK
  • Community Type: Non-Gated
  • Units In Building: 1
  • Total Number of Units: 1

Lot Info

  • Builder Product: No
  • Section: 25
  • Total Area: 3558
  • Waterfront: No
  • Acres: 2.7300
  • Rear Exposure: South
  • Lot Description: Horses Ok, Oversize
  • Lot Dimensions: 180 X 660
  • Parcel Number: 37864040004

Rental Info

  • Lease Limits: No

Tax Info

  • Tax Description: County Only, No Homestead
  • Taxes: 2730.10
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2025
Closed on
Jul 14, 2025
Sold by
Ward Donald R
Bought by
Montalbano Nicholas and Ospina Vanessa
Seller's Agent
Donald Ward
Realty One Group MVP
Buyer's Agent
Patricia Moreno
Naples Homes and Rentals Inc
List Price
$699,900
Sold Price
$590,000
Premium/Discount to List
-$109,900
-15.7%
Views
128
Current Estimated Value
$547,937

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$42,063
Avg. Annual Appreciation
-14.85%
Original Mortgage
$560,500
Outstanding Balance
$558,587
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
-$10,650

Purchase Details

Closed on
Nov 12, 2024
Sold by
Walters Kellyann
Bought by
Ward Donald R

Purchase Details

Closed on
Oct 29, 2024
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Walters Kellyann

Purchase Details

Closed on
Aug 29, 2019
Sold by
Walters David R and Walters Kellyann
Bought by
Walters David R and Walters Kellyann

Purchase Details

Closed on
Jul 6, 2012
Sold by
Bank Of America Na
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Jun 19, 2012
Sold by
Walters David R and Walters Kelly Ann
Bought by
Bank Of America Na

Purchase Details

Closed on
Apr 29, 1998
Sold by
Barnes Belle Zurick
Bought by
Walters David R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,742
Interest Rate
7.03%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Montalbano Nicholas $590,000 None Listed On Document
Montalbano Nicholas $590,000 None Listed On Document
Ward Donald R $445,000 Signature Title Services
Walters Kellyann -- Signature Title Services
Walters David R -- Accommodation
Federal Home Loan Mortgage Corporation -- Ras Title Llc
Bank Of America Na $101,000 None Available
Walters David R $15,300 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Montalbano Nicholas $560,500
Closed Montalbano Nicholas $560,500
Previous Owner Walters David R $118,742
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/18/2025 07/18/25 Sold $590,000 -4.7% $380 / Sq Ft
05/29/2025 05/29/25 Pending -- -- --
05/22/2025 05/22/25 Price Changed $619,000 -1.6% $398 / Sq Ft
05/14/2025 05/14/25 Price Changed $629,000 -3.2% $405 / Sq Ft
04/11/2025 04/11/25 Price Changed $649,900 -1.5% $418 / Sq Ft
03/24/2025 03/24/25 Price Changed $659,900 -1.5% $425 / Sq Ft
02/14/2025 02/14/25 Price Changed $669,900 -0.7% $431 / Sq Ft
02/06/2025 02/06/25 Price Changed $674,900 -0.7% $434 / Sq Ft
02/01/2025 02/01/25 Price Changed $679,900 -2.9% $438 / Sq Ft
01/14/2025 01/14/25 For Sale $699,900 -- $450 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,430 $407,493 $174,720 $232,773
2024 $2,730 $401,992 $170,625 $231,367
2023 $2,730 $136,597 $0 $0
2022 $2,707 $132,618 $0 $0
2021 $2,712 $128,755 $0 $0
2020 $2,704 $126,977 $0 $0
2019 $2,669 $124,122 $0 $0
2018 $2,613 $121,808 $0 $0
2017 $1,268 $119,303 $0 $0
2016 $1,221 $116,849 $0 $0
2015 $1,225 $116,037 $0 $0
2014 $2,444 $163,903 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Donald Ward

    Seller's Agent in 2025

    Donald Ward

    Realty One Group MVP

    (239) 784-3199

    35 in this area

    65 Total Sales

    Donald Ward
    Section Image

  • P

    Buyer's Agent in 2025

    Patricia Moreno

    Naples Homes and Rentals Inc

    (239) 825-3180

    2 in this area

    49 Total Sales

    Patricia Moreno
    Section Image
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Map

Source: Naples Area Board of REALTORS®

MLS Number: 225005332

Naples Area Board of REALTORS®

APN: 37864040004

Florida Collier County Naples 34120 Rural Estates

1820 20th Ave NE, Naples, FL

Not Listed for Sale

Detached

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Naples Area Board of REALTORS® The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2025 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

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