$649,900

Estimated payment $4,126/month

4 Beds
4 Baths
4,602 Sq Ft
$141 Price per Sq Ft

Highlights

  • Mature Trees
  • Living Room with Fireplace
  • Traditional Architecture
  • Cherry Tree Elementary School Rated A
  • Cathedral Ceiling
  • Wood Flooring

About This Home

Located in Carmel's quiet and scenic Smokey Knoll neighborhood, 1850 Spruce Drive offers the perfect opportunity to own a solid, SPACIOUS 4,602 sqft RANCH w/ basement on a beautiful .43 acre lot full of charm! Lovingly maintained & full of character, this home has "great bones" & is ready for your personal touch! Inside, you'll find quality craftsmanship throughout, including beautiful crown molding, solid wood doors and trim, & plantation shutters throughout much of the home. The main level features generously sized bedrooms, including a spacious primary suite with cathedral ceilings, private deck access, & a walk-in closet w/ custom organization. The expansive living room is filled with warmth, complete with vaulted ceiling, gas log fireplace, & wet bar-perfect for hosting gatherings or relaxing evenings at home. The kitchen offers excellent functionality w/ granite countertops, double ovens, a center island, and pantry storage. Just off the kitchen, the laundry room is thoughtfully equipped w/ built-in cabinetry, shelving, & utility sink. Downstairs, the finished basement adds even more living space w/ a second gas log fireplace, a HUGE rec/play room with built-in bookshelves, & a convenient half bath. Practical updates provide peace of mind, including a NEW roof and water heater in 2020 and a NEW water softener in 2024. The finished 3-car garage features durable epoxy flooring & abundant storage. With its desirable Carmel location, spacious layout, & timeless craftsmanship, this home is a rare opportunity to create your dream home in an established neighborhood you'll love coming home to.

Listing Agent

Kurt Spoerle

F.C. Tucker Company Brokerage Email: kurt@kurtspoerle.com License #RB14048263 Listed on: 05/14/2026

F.C. Tucker Company

Co-Listing Agent

Allison Watkins

F.C. Tucker Company Brokerage Email: kurt@kurtspoerle.com License #RB21001389

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,782

Year Built

  • Built in 1990

Lot Details

  • 18,731 Sq Ft Lot
  • Corner Lot
  • Sprinkler System
  • Mature Trees

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Concrete Perimeter Foundation

Interior Spaces

  • 1-Story Property
  • Wet Bar
  • Built-In Features
  • Woodwork
  • Crown Molding
  • Tray Ceiling
  • Cathedral Ceiling
  • Paddle Fans
  • Gas Log Fireplace
  • Plantation Shutters
  • Entrance Foyer
  • Living Room with Fireplace
  • 2 Fireplaces
  • Recreation Room with Fireplace
  • Attic Access Panel

Kitchen

  • Double Oven
  • Electric Cooktop
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Sump Pump
  • Crawl Space

Home Security

  • Home Security System
  • Radon Detector
  • Fire and Smoke Detector

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Water Softener is Owned

Community Details

  • Association fees include insurance, maintenance
  • Smokey Knoll Subdivision
  • Property managed by Smokey Knoll HOA
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

  • Legal Lot and Block 97 / 2
  • Assessor Parcel Number 291020407023000018

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,782

Year Built

Built in 1990

Lot Details

0.43 Acres

HOA Fees

$8 per month

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2026
  • Year Built: 1990
  • Building Area Total: 4602
  • Co List Office Phone: 317-843-7766
  • Garage Y N: Yes
  • Lot Size Acres: 0.43
  • Subdivision Name: Smokey Knoll
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • Attribution Contact: kurt@kurtspoerle.com
  • Special Features: None

Interior Features

  • Basement: Yes
  • Basement Type: Finished
  • Appliances: Electric Cooktop, Dishwasher, Dryer, Gas Water Heater, Double Oven, Refrigerator, Washer, Water Softener Owned
  • Levels: One
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1534
  • Fireplace Features: Gas Log, Living Room, Recreation Room
  • Fireplaces: 2
  • Interior Amenities: Attic Access, Bath Sinks Double Main, Built-in Features, Cathedral Ceiling(s), Tray Ceiling(s), Ceiling Vaulted, Kitchen Island, Entrance Foyer, Paddle Fan, Pantry, Walk-In Closet(s), Wet Bar, Wood Work Stained
  • Living Area: 4602
  • Other Equipment: Radon System, Security System, Smoke Alarm, Sump Pump
  • Spa Y N: No
  • Areas Interior: Laundry in Unit,Utility Room
  • Eating Area: Breakfast Room,Formal Dining Room
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 2
  • Main Level Sq Ft: 3068
  • Basement Half Bathrooms: 1
  • Main Half Bathrooms: 1
  • Upper Level Sq Ft: 0

Exterior Features

  • Construction Materials: Brick
  • Exterior Features: Sprinkler System
  • Foundation Details: Concrete Perimeter, Crawl Space
  • Patio And Porch Features: Covered
  • Pool Private Y N: No
  • View Y N: No
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Attached
  • Garage Parking Other: Finished Garage,Floor Drain,Garage Door Opener,Keyless Entry,Service Door

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Laundry Features: Main Level, Sink
  • Security Features: Security System, Smoke Detector(s)
  • Water Source: Public
  • Solid Waste: Yes

Condo/Co-op/Association

  • Association Amenities: Insurance, Maintenance
  • Association Fee: 100
  • Association Fee Frequency: Annually
  • Association YN: Yes
  • Management Company Name: Smokey Knoll HOA
  • H O A Disclosures: Covenants & Restrictions

Fee Information

  • Association Fee Includes: Entrance Common, Insurance, Maintenance

Lot Info

  • Lot Features: Corner Lot, Sidewalks, Mature Trees, Trees-Small (Under 20 Ft)
  • Property Attached Yn: No
  • Additional Parcels: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 18731
  • Parcel Number: 291020407023000018
  • Acres: 1/4-1/2 Acre

Tax Info

  • Tax Annual Amount: 7782
  • Tax Block: 2
  • Tax Lot: 97
  • Semi Annual Property Tax Amt: 3891
  • Tax Exemption: Homestead Tax Exemption

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,229 $716,000 $131,800 $584,200
2024 $6,335 $634,900 $131,800 $503,100
2023 $6,335 $571,700 $105,300 $466,400
2022 $5,362 $469,900 $105,300 $364,600
2021 $4,701 $415,900 $105,300 $310,600
2020 $4,810 $424,100 $105,300 $318,800
2019 $4,883 $431,700 $66,400 $365,300
2018 $4,091 $369,100 $66,400 $302,700
2017 $3,877 $350,000 $66,400 $283,600
2016 $3,763 $345,100 $66,400 $278,700
2014 $3,625 $334,600 $60,700 $273,900
2013 $3,625 $329,300 $60,700 $268,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/14/2026 05/14/26 For Sale $649,900 -- $141 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $172,000 Purchase Money Mortgage
Closed $147,000 No Value Available
Source: Public Records

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22100390

MIBOR Broker Listing Cooperative®

APN: 29-10-20-407-023.000-018

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