NOT LISTED FOR SALE

1864 Ferguson St Schenectady, NY 12303

Estimated Value: $254,958 - $275,000

3 Beds
1 Bath
1,212 Sq Ft
$219/Sq Ft Est. Value

Last Sold September 27, 2021

Last sale price $195,000 $161 Per Sq Ft

Est. 36% increase in value since last sale

Current estimated payment $1,784/month

23 Days on Market

Highlights

  • Cape Cod Architecture
  • Finished Attic
  • No HOA
  • Wood Flooring
  • Full Attic
  • Enclosed Patio or Porch

About This Home

As of September 2021

Come home to this perfectly updated and cared for 3 bedroom Cape in the sought after Coldbrook neighborhood! This home boasts newly finished hardwood floors throughout, new drywall, remodeled kitchen and a formal dining room that could be used as a 4th bedroom. Outside you will enjoy the fully fenced back yard, raised garden beds and covered patio! Excellent Condition

Last Agent to Sell the Property

Cindy Gotobed

Coldwell Banker Prime Properties License #30GO1100261 Listed on: 05/22/2021

Coldwell Banker Prime Properties

Last Buyer's Agent

Harold Baldwin

CKM Team Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,300

Year Built

  • Built in 1930

Lot Details

  • 6,098 Sq Ft Lot
  • Fenced
  • Level Lot
  • Cleared Lot
  • Garden

Parking

  • 1 Car Attached Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Brick Exterior Construction
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 1,212 Sq Ft Home
  • Built-In Features
  • Tray Ceiling
  • Paddle Fans
  • Blinds
  • Rods
  • Storm Doors

Kitchen

  • Oven
  • Range
  • Dishwasher

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on second floor
  • Walk-In Closet
  • 1 Full Bathroom
  • Ceramic Tile in Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Attic

  • Full Attic
  • Finished Attic

Unfinished Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Laundry in Basement

Outdoor Features

  • Enclosed Patio or Porch
  • Exterior Lighting

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Window Unit Cooling System
  • Heating System Uses Natural Gas
  • Radiant Heating System
  • Hot Water Heating System
  • Gas Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 21 / 10
  • Assessor Parcel Number 422800 59.9-10-21

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,300

Year Built

Built in 1930

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1930
  • Directions: CURRY RD TO ALTAMONT AVE TO FERGUSON ST
  • Above Grade Finished Sq Ft: 1212.0
  • Architectural Style: Cape Cod
  • Financial Details General Taxes: 2000.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 2300.0
  • School Taxes Description: Actual
  • Lot Size Acres: 0.14
  • Lot Size: 7,000sf
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Primary Bedroom Level: Second
  • Sale Detail Seller Contribution: No
  • Subdivision Name: Coldbrook
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Laminate: Yes
  • Flooring:Hardwood: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Flooring:Ceramic Tile: Yes
  • Basement Heated: Yes
  • Flooring:Wood: Yes
  • Architectural Style:Cape Cod: Yes
  • Fencing:Fenced: Yes
  • Laundry Features:In Basement: Yes
  • Special Features: None

Interior Features

  • Flooring: Tile, Wood, Ceramic Tile, Hardwood, Laminate
  • Basement: Full, Heated, Interior Entry, Unfinished
  • Interior Amenities: High Speed Internet, Paddle Fan, Tray Ceiling(s), Walk-In Closet(s), Built-in Features, Ceramic Tile Bath
  • Appliances: Dishwasher, Dryer, Gas Water Heater, Oven, Range, Refrigerator, Washer
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1212.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Blinds, Curtain Rods
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Kitchen Features:Working Only Kitchen: Yes
  • Appliances:Gas Water Heater: Yes
  • Full Basement: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Kitchen Features:Modern Kitchen: Yes
  • Attic Features:Finished2: Yes
  • Attic Features:Walk-Up: Yes
  • Kitchen Features:Semi-Modern Kitchen: Yes
  • Attic Features:Floored: Yes
  • Attic Features:Windows: Yes
  • Basement:Interior Entry: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Basement:Unfinished: Yes
  • Interior Features:Built-in Features: Yes
  • Attic Features:Full2: Yes
  • Interior Features:Tray Ceiling(s): Yes

Exterior Features

  • Exterior Features: Drive-Paved, Garden, Lighting, Storm Door(s)
  • Roof: Asphalt
  • Construction Type: Brick, Drywall, Vinyl Siding
  • Fencing: Fenced
  • Patio And Porch Features: Enclosed, Patio, Porch
  • Waterfront Features: None
  • Waterfront: No
  • Construction Materials:Drywall: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Waterfront Features:None19: Yes
  • Patio And Porch Features:Porch: Yes
  • Exterior Features:Drive-Paved: Yes
  • Patio And Porch Features:Patio: Yes
  • Exterior Features:Storm Door(s): Yes
  • Window Features:Curtain Rods: Yes
  • Lot Features:Level: Yes
  • Construction Materials:Brick: Yes
  • Window Features:Blinds: Yes
  • Lot Features:Cleared: Yes
  • Exterior Features:Garden: Yes
  • Patio And Porch Features:Enclosed: Yes
  • Exterior Features:Lighting: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Paved, Attached, Driveway
  • Attached Garage: Yes
  • Total Parking Spaces: 4.0
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Paved: Yes
  • Parking Features:Garage: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Septic Tank
  • Cooling: Wall Unit(s), Window Unit(s)
  • Heating: Hot Water, Natural Gas, Radiant
  • Laundry Features: In Basement, Laundry Room, W/D Connections
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Hot Water: Yes
  • Heating:Natural Gas: Yes
  • Heating:Radiant: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Mohonasen

Lot Info

  • Lot Features: Level, Cleared
  • Parcel #: 422800 59.9-10-21
  • Lot Size Sq Ft: 6098.4
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4300.0
  • Tax Block: 10
  • Tax Lot: 21

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2021
Closed on
Sep 27, 2021
Sold by
Gurden Gregory C
Bought by
Nicholson Kamesshia
Seller's Agent
Cindy Gotobed
Coldwell Banker Prime Properties
Buyer's Agent
Harold Baldwin
CKM Team Realty
List Price
$199,500
Sold Price
$195,000
Premium/Discount to List
-$4,500
-2.26%
Current Estimated Value
$265,740

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$70,740
Avg. Annual Appreciation
7.69%
Original Mortgage
$191,468
Outstanding Balance
$174,601
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$91,139

Purchase Details

Listed on
Aug 28, 2018
Closed on
Dec 3, 2018
Sold by
Caputo Jo An R
Bought by
Gurden Gregory C
Seller's Agent
Don Nichter
Coldwell Banker Prime Properties
Buyer's Agent
Dina Fitzpatrick
Coldwell Banker Prime Properties
List Price
$159,900
Sold Price
$159,575
Premium/Discount to List
-$325
-0.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.40%
Original Mortgage
$156,682
Interest Rate
5.25%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nicholson Kamesshia $195,000 None Available
Nicholson Kamesshia $195,000 None Listed On Document
Gurden Gregory C $160,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Nicholson Kamesshia $191,468
Closed Nicholson Kamesshia $191,468
Previous Owner Gurden Gregory C $156,682
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/27/2021 09/27/21 Sold $195,000 +2.7% $161 / Sq Ft
06/13/2021 06/13/21 Pending -- -- --
06/11/2021 06/11/21 Price Changed $189,900 -2.4% $157 / Sq Ft
06/04/2021 06/04/21 Price Changed $194,500 -2.5% $160 / Sq Ft
05/21/2021 05/21/21 For Sale $199,500 +25.0% $165 / Sq Ft
12/07/2018 12/07/18 Sold $159,575 +3.0% $132 / Sq Ft View Prior Sale
11/14/2018 11/14/18 Pending -- -- --
10/19/2018 10/19/18 Price Changed $154,900 -3.1% $128 / Sq Ft
08/27/2018 08/27/18 For Sale $159,900 -- $132 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,617 $126,000 $6,300 $119,700
2023 $4,218 $126,000 $6,300 $119,700
2022 $4,655 $126,000 $6,300 $119,700
2021 $4,530 $126,000 $6,300 $119,700
2020 $4,380 $126,000 $6,300 $119,700
2019 $1,248 $126,000 $6,300 $119,700
2018 $2,333 $126,000 $6,300 $119,700
2017 $2,336 $126,000 $6,300 $119,700
2016 $2,323 $126,000 $6,300 $119,700
2015 -- $126,000 $6,900 $119,100
2014 -- $126,000 $6,900 $119,100
Source: Public Records

Agents Affiliated with this Home

  • Cindy Gotobed

    Seller's Agent in 2021

    Cindy Gotobed

    Coldwell Banker Prime Properties

    (518) 269-8728

    6 in this area

    46 Total Sales

    Cindy Gotobed
    Section Image
  • Harold Baldwin

    Buyer's Agent in 2021

    Harold Baldwin

    CKM Team Realty

    (518) 395-2563

    14 in this area

    48 Total Sales

    Harold Baldwin
    Section Image

  • D

    Seller's Agent in 2018

    Don Nichter

    Coldwell Banker Prime Properties

    (518) 424-3428

    9 in this area

    62 Total Sales

    Don Nichter
    Section Image
  • Dina Fitzpatrick

    Buyer's Agent in 2018

    Dina Fitzpatrick

    Coldwell Banker Prime Properties

    (518) 764-8749

    2 in this area

    36 Total Sales

    Dina Fitzpatrick
    Section Image
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Map

Source: Global MLS

MLS Number: 202119091

Global MLS

APN: 059-009-0010-021-000-0000

New York Schenectady County Schenectady 12303

1864 Ferguson St, Schenectady, NY

Not Listed for Sale

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