NOT LISTED FOR SALE

Estimated Value: $284,140

3 Beds
2 Baths
1,248 Sq Ft
$228/Sq Ft Est. Value

Sale Details

Date Sold: June 18, 2025

Last sale price $275,000 $220 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,749 / mo

12 Days on Market

Highlights

  • Open Floorplan
  • Deck
  • No HOA
  • Ringgold Middle School Rated A-
  • Wood Flooring
  • Cul-De-Sac

About This Home

As of June 2025

This charming 3-bedroom, 2-bathroom home offers the perfect blend of comfort and convenience in one of Ringgold's most desirable neighborhoods. Nestled on a quiet street, this beautifully maintained property features a spacious living area with natural light pouring in, a functional kitchen with ample cabinet space, and a cozy dining area perfect for gatherings.

The primary suite provides a peaceful escape with its own en-suite bathroom, while the additional bedrooms offer plenty of space for family, guests, or a home office. Step outside to enjoy the private backyard—ideal for weekend barbecues, gardening, or simply relaxing after a long day.

Located just minutes from downtown Ringgold, I-75, shopping, dining, and top-rated Catoosa County schools, this home is a fantastic opportunity for first-time buyers, downsizers, or anyone looking to enjoy the best of North Georgia living.

Don't miss your chance to make 188 Elm Drive your new home—schedule your private tour today!

Last Agent to Sell the Property

Kelly Jooma

Zach Taylor Chattanooga Brokerage Phone: 4234328121 License #322307 Listed on: 09/11/2026

Zach Taylor Chattanooga
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,659

Year Built

  • Built in 2001

Lot Details

  • 24,394 Sq Ft Lot
  • Lot Dimensions are 189x169
  • Cul-De-Sac
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,248 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Wood Flooring

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Ringgold Primary Elementary School
  • Ringgold Middle School
  • Ringgold High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Community Details

  • No Home Owners Association
  • Golden Oaks Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0037J016

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,659

Year Built

Built in 2001

Lot Details

0.56 Acres

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 2001
  • Unit Levels: Three Or More
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Existing
  • Special Features: None
  • Stories: 1

Interior Features

  • Interior Amenities: Open Floorplan, Master Downstairs
  • Appliances: Microwave, Electric Range, Dishwasher
  • Flooring: Wood
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Building Area Units: Square Feet
  • Living Area: 1248.0
  • Living Area Units: Square Feet

Exterior Features

  • Exterior Features: Garage Door Opener
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Patio, Porch
  • Pool Private: No
  • Roof: Other
  • Topography: Level,Cul-De-Sac,Other
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Faces Front, Driveway
  • Total Parking Spaces: 2

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Features: Level, Cul-De-Sac, Other
  • Lot Size Acres: 0.560
  • Lot Size: 189x169
  • Lot Size Units: Acres
  • Parcel #: 0037J016
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1659

MLS Schools

  • Elementary School: Ringgold Primary School
  • High School: Ringgold High School
  • Middle Or Junior School: Ringgold Middle School

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 11, 2026
Closed on
Jun 18, 2025
Sold by
Flood Diane M
Bought by
Seller's Agent
Kelly Jooma
Zach Taylor Chattanooga
List Price
$275,000
Sold Price
$275,000
Views
33
Current Estimated Value
$284,140

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,140
Avg. Annual Appreciation
2.65%
Original Mortgage
$280,912
Outstanding Balance
$277,472
Interest Rate
6.86%
Mortgage Type
VA
Estimated Equity
$6,668

Purchase Details

Closed on
May 25, 2023
Sold by
Flood Diane M
Bought by
Diane M Flood Liv Trust

Purchase Details

Listed on
Sep 11, 2026
Closed on
May 3, 2021
Sold by
Allen Travis M
Bought by
Flood Diane M
Seller's Agent
Jennifer Cooper
RE/MAX Properties
List Price
$199,900
Sold Price
$252,000
Premium/Discount to List
$52,100
26.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.26%

Purchase Details

Closed on
May 27, 2016
Sold by
Howell Thomas M
Bought by
Allen Travis M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,405
Interest Rate
3.66%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 13, 2008
Sold by
Not Provided
Bought by
Howell Thomas M and Howell Holly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,176
Interest Rate
5.97%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 30, 2004
Bought by
Smith Stacie M
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$275,000 --
Diane M Flood Liv Trust -- --
Flood Diane M $252,000 --
Allen Travis M $129,900 --
Howell Thomas M $118,000 --
Smith Stacie M $108,300 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $280,912
Previous Owner Allen Travis M $123,405
Previous Owner Howell Thomas M $116,176
Previous Owner Premier Equity Partners Lp $93,967
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/18/2025 06/18/25 Sold $275,000 0.0% $220 / Sq Ft
04/25/2025 04/25/25 For Sale $275,000 +9.1% $220 / Sq Ft
05/03/2021 05/03/21 Sold $252,000 +26.1% $202 / Sq Ft View Prior Sale
04/19/2021 04/19/21 Pending -- -- --
04/16/2021 04/16/21 For Sale $199,900 -- $160 / Sq Ft
Source: Realtracs

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,742 $103,586 $12,000 $91,586
2024 $1,965 $99,792 $12,000 $87,792
2023 $1,576 $77,770 $12,000 $65,770
2022 $1,351 $60,323 $12,000 $48,323
2021 $1,262 $60,323 $12,000 $48,323
2020 $1,249 $53,969 $12,000 $41,969
2019 $1,216 $51,969 $10,000 $41,969
2018 $1,284 $51,969 $10,000 $41,969
2017 $1,253 $50,697 $10,000 $40,697
2016 $1,236 $47,562 $10,000 $37,562
2015 -- $47,562 $10,000 $37,562
2014 -- $47,562 $10,000 $37,562
2013 -- $47,562 $10,000 $37,562
Source: Public Records

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Map

Source: Realtracs

MLS Number: 2884161

Realtracs

APN: 0037J-016

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