$124,600
SOLD NOV 12, 2025

19 Jay St Phelps, NY 14532

3 Beds
2 Baths
1,288 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$97 Per Sq Ft

17% Below List Price

253 Days on Market

Highlights

  • Wood Flooring
  • Bonus Room
  • 1 Car Detached Garage
  • Separate Formal Living Room
  • Formal Dining Room
  • Porch

About This Home

As of November 2025

***HUD HOME IN PHELPS, NY*** This spacious 3 bedroom 2 full bathroom home is ready to go! This home is located in the heart of Phelps, NY on a quiet neighborhood street. With just under 1300sqft of living space, this home is sure to provide you with ample space for all of your needs! also featuring a large kitchen, dining room and living room. With laundry hookups in the upstairs full bathroom, enjoy ease of access without carrying baskets up and down stairs! Take a look today!

Last Agent to Sell the Property

Scott Hadsell

Listing by Crane Realty Brokerage Phone: 585-471-1647 License #10401317141 Listed on: 12/01/2024

Last Buyer's Agent

Jacob Loope

Listing by Coldwell Banker Prime Prop,Inc License #10401372424

Coldwell Banker Prime Prop,Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,367

Year Built

  • Built in 1896

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 55x111
  • Rectangular Lot

Parking

  • 1 Car Detached Garage
  • Gravel Driveway

Home Design

  • Stone Foundation
  • Wood Siding
  • Stone

Interior Spaces

  • 1,288 Sq Ft Home
  • 1-Story Property
  • Family Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Bonus Room
  • Basement Fills Entire Space Under The House

Kitchen

  • Electric Oven
  • Electric Range

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on upper level

Outdoor Features

  • Open Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Tax Lot 27
  • Assessor Parcel Number 324001-048-005-0002-027-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,367

Year Built

Built in 1896

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1896
  • Attribution Contact: 585-471-1647
  • ResoLaundryFeatures: Upper Level
  • Lot Features: Other, Rectangular, Rectangular Lot, Residential Lot, See Remarks
  • Road Frontage Type: City Street
  • Directions: From Main Street Take Exchange Steet and turn right onto Jay Street
  • Architectural Style: Two Story
  • Flooring: Carpet, Hardwood, Tile, Varies
  • Garage Yn: Yes
  • Interior Features: Separate/Formal Dining Room, Separate/Formal Living Room
  • Year Built Details: Existing
  • Special Features: RealEstateOwned

Interior Features

  • Appliances: Electric Oven, Electric Range, Gas Water Heater, Refrigerator
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Main Level Bathrooms: 1
  • Stories: 1

Exterior Features

  • Acres: 0.14
  • Waterfront: No
  • Construction Type: Stone, Wood Siding
  • Exterior Features: Gravel Driveway
  • Foundation Details: Stone
  • Patio And Porch Features: Open, Porch

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Detached, Garage

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Phelps-Clifton Springs (Midlakes)

Lot Info

  • Parcel Number: 324001-048-005-0002-027-000
  • Lot Dimensions: 55X111
  • Lot Size Sq Ft: 6098.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5367.0
  • Tax Lot: 27

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 11, 2024
Sold by
Pennymac Services Inc
Bought by
Usa Housing & Urban Dev

Purchase Details

Closed on
Nov 12, 2024
Sold by
Pennymac Services Inc
Bought by
Usa Housing & Urban Dev

Purchase Details

Closed on
Oct 3, 2024
Sold by
Miller Jonathan C Est and Shulman
Bought by
Pennymac Services Inc

Purchase Details

Listed on
Sep 24, 2020
Closed on
Dec 3, 2020
Sold by
Mattoon Lisa and Mattoon Andrew O
Bought by
Miller Jonathan
Seller's Agent
Tiffany Montgomery
Revolution Real Estate
Buyer's Agent
Skip Ordway
Ordway Realtors
List Price
$139,900
Sold Price
$134,500
Premium/Discount to List
-$5,400
-3.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.12%
Original Mortgage
$132,063
Interest Rate
2.7%
Mortgage Type
FHA

Purchase Details

Listed on
Sep 24, 2018
Closed on
Dec 7, 2018
Sold by
Aikens Charles C Jr Est
Bought by
Mattoon Andrew O and Mattoon Lisa
Seller's Agent
Tiffany Montgomery
Revolution Real Estate
Buyer's Agent
Tiffany Montgomery
Revolution Real Estate
List Price
$35,000
Sold Price
$25,000
Premium/Discount to List
-$10,000
-28.57%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
130.02%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Deed $170,000 None Available
Deed $170,000 None Available
Warranty Deed $134,500 None Available
Warranty Deed $134,500 None Available
Warranty Deed $134,500 None Available
Executors Deed $25,000 --
Executors Deed $25,000 --
Quit Claim Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $132,063 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/12/2025 11/12/25 Sold $124,600 +3.8% $97 / Sq Ft
08/11/2025 08/11/25 Pending -- -- --
07/28/2025 07/28/25 Price Changed $120,000 -11.1% $93 / Sq Ft
06/16/2025 06/16/25 Price Changed $135,000 -10.0% $105 / Sq Ft
05/13/2025 05/13/25 For Sale $150,000 0.0% $116 / Sq Ft
01/02/2025 01/02/25 Pending -- -- --
12/01/2024 12/01/24 For Sale $150,000 +11.5% $116 / Sq Ft
12/14/2020 12/14/20 Sold $134,500 +3.5% $104 / Sq Ft View Prior Sale
10/09/2020 10/09/20 Pending -- -- --
10/06/2020 10/06/20 Price Changed $129,900 -7.1% $101 / Sq Ft
09/24/2020 09/24/20 For Sale $139,900 +459.6% $109 / Sq Ft
12/07/2018 12/07/18 Sold $25,000 -16.7% $19 / Sq Ft View Prior Sale
10/28/2018 10/28/18 Pending -- -- --
10/16/2018 10/16/18 Price Changed $30,000 -14.3% $23 / Sq Ft
10/09/2018 10/09/18 For Sale $35,000 0.0% $27 / Sq Ft
09/28/2018 09/28/18 Pending -- -- --
09/24/2018 09/24/18 For Sale $35,000 -- $27 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,695 $128,000 $5,600 $122,400
2023 $4,727 $128,000 $5,600 $122,400
2022 $4,466 $128,000 $5,600 $122,400
2021 $3,758 $128,000 $5,600 $122,400
2020 $1,235 $33,000 $5,100 $27,900
2019 -- $33,000 $5,100 $27,900
2018 $416 $30,000 $5,100 $24,900
2017 $0 $30,000 $5,100 $24,900
2016 $373 $27,500 $5,100 $22,400
2015 -- $27,500 $4,900 $22,600
2014 -- $27,500 $4,900 $22,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1579770

Upstate New York Real Estate Information Services (UNYREIS)

APN: 324001-048-005-0002-027-000