Seller's Agent in 2025
Deborah Edgar
Real Broker LLC
(804) 337-0977
128 Total Sales
19 Riverside Dr Lancaster, VA 22503
2
Beds
1
Bath
830
Sq Ft
10,585
Sq Ft Lot
Highlights
- Water Views
- Beach Access
- Wood Flooring
- Docks
- Deck
- Loft
About This Home
As of May 2025It simply doesn't get any better than this! Move in just in time to enjoy summer at the River! Located in the quaint Village of Morattico, this charming, renovated cottage offers waterfront access on both Lancaster Creek and the Rappahannock River. Take a golf cart ride or walk to your personal beach, gazebo, and dock (shared with just two other local properties). Renovated with New England flair by a renowned architect, you will be wowed by the cozy space. The flow is great in the gathering rooms which consist of living, dining and kitchen. The primary is spacious with two closets. The second bedroom offers a closet and entry to the screened porch. The bathroom has been beautifully renovated with a tile shower. Beautiful hardwoods throughout most of the cottage. Outside you will find a finished studio with hardwood flooring, perfect for a third bedroom, office or studio! Natural light pours into the space, creating a welcoming and sunlit atmosphere. Sit on the deck or screened porch and enjoy unobstructed views of the creek. All appliances and most furnishings may convey for your convenience. Roof, stove, and refrigerator are new! New gutters and downspouts. Hot water provided by Insta-Hot. HVAC system is 10 years young. Listed on the historic register, Morattico is a vibrant, golf-cart community located just minutes to restaurants, shopping and entertainment. Take a drive to see this precious village and charming cottage. Prepare to fall in love. Bring your toothbrush and bathing suit, move in and enjoy!
Last Agent to Sell the Property
Real Broker LLC License #0225276620 Listed on: 04/04/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $982
Year Built
- Built in 1960
Lot Details
- 10,585 Sq Ft Lot
- Partially Fenced Property
- Zoning described as R3
Home Design
- Cottage
- Bungalow
- Fire Rated Drywall
- Frame Construction
- Shingle Roof
- Shake Siding
- Cedar
Interior Spaces
- 830 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Thermal Windows
- French Doors
- Insulated Doors
- Formal Dining Room
- Loft
- Screened Porch
- Water Views
- Crawl Space
- Stacked Washer and Dryer
Kitchen
- Eat-In Kitchen
- Electric Cooktop
- Laminate Countertops
Flooring
- Wood
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Parking
- Driveway
- Unpaved Parking
- Off-Street Parking
Outdoor Features
- Beach Access
- Water Access
- Walking Distance to Water
- Mooring
- Docks
- Dock Available
- Deck
- Gazebo
- Shed
- Outbuilding
Schools
- Lancaster Elementary And Middle School
- Lancaster High School
Utilities
- Central Air
- Heat Pump System
- Well
- Water Heater
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 11-27A
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 4, 2025
Closed on
May 19, 2025
Sold by
Mills Robert Stephen and Mills Claire Colbert
Bought by
Spencer Nicholas Scott and Spencer Marjorie Sheryl
Seller's Agent
Deborah Edgar
Real Broker LLC
Buyer's Agent
Hilary Scott
IsaBell K. Horsley Real Estate
List Price
$299,000
Sold Price
$351,000
Premium/Discount to List
$52,000
17.39%
Views
17
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,232
Avg. Annual Appreciation
2.42%
Original Mortgage
$280,000
Outstanding Balance
$278,425
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$77,807
Purchase Details
Closed on
Sep 14, 2018
Sold by
Harler Jane M
Bought by
Barbier Patrick F and Barbier Kristina R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,250
Interest Rate
4.5%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | $351,000 | Lawyers Title | |
| Bargain Sale Deed | $351,000 | Lawyers Title | |
| Warranty Deed | $275,000 | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $280,000 | New Conventional | |
| Closed | $280,000 | New Conventional | |
| Previous Owner | $206,250 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/22/2025 05/22/25 | Sold | $351,000 | +17.4% | $423 / Sq Ft |
| 04/08/2025 04/08/25 | Pending | -- | -- | -- |
| 04/04/2025 04/04/25 | For Sale | $299,000 | -- | $360 / Sq Ft |
Source: Central Virginia Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,134 | $206,200 | $75,000 | $131,200 |
| 2024 | $1,134 | $206,200 | $75,000 | $131,200 |
| 2023 | $982 | $155,900 | $70,000 | $85,900 |
| 2022 | $982 | $155,900 | $70,000 | $85,900 |
| 2021 | $982 | $155,900 | $70,000 | $85,900 |
| 2020 | $982 | $155,900 | $70,000 | $85,900 |
| 2019 | $982 | $155,900 | $70,000 | $85,900 |
| 2018 | $653 | $110,600 | $49,000 | $61,600 |
| 2017 | $653 | $110,600 | $49,000 | $61,600 |
| 2016 | -- | $110,600 | $49,000 | $61,600 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Deborah Edgar
-
Hilary Scott
H
Buyer's Agent in 2025
Hilary Scott
IsaBell K. Horsley Real Estate
(804) 580-1018
72 Total Sales
-
Jessica Bell
J
Buyer Co-Listing Agent in 2025
Jessica Bell
IsaBell K. Horsley Real Estate
(804) 436-4251
82 Total Sales
Map
Source: Central Virginia Regional MLS
MLS Number: 2508861
APN: 11-27A
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
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