NOT LISTED FOR SALE

19 Riverside Dr Lancaster, VA 22503

Estimated Value: $326,000 - $512,000

2 Beds
1 Bath
830 Sq Ft
$514/Sq Ft Est. Value

Sale Details

Date Sold: May 22, 2025

Last sale price $351,000 $423 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $1,915 / mo

4 Days on Market

Highlights

  • Water Views
  • Beach Access
  • Wood Flooring
  • Docks
  • Deck
  • Loft

About This Home

As of May 2025

It simply doesn't get any better than this! Move in just in time to enjoy summer at the River! Located in the quaint Village of Morattico, this charming, renovated cottage offers waterfront access on both Lancaster Creek and the Rappahannock River. Take a golf cart ride or walk to your personal beach, gazebo, and dock (shared with just two other local properties). Renovated with New England flair by a renowned architect, you will be wowed by the cozy space. The flow is great in the gathering rooms which consist of living, dining and kitchen. The primary is spacious with two closets. The second bedroom offers a closet and entry to the screened porch. The bathroom has been beautifully renovated with a tile shower. Beautiful hardwoods throughout most of the cottage. Outside you will find a finished studio with hardwood flooring, perfect for a third bedroom, office or studio! Natural light pours into the space, creating a welcoming and sunlit atmosphere. Sit on the deck or screened porch and enjoy unobstructed views of the creek. All appliances and most furnishings may convey for your convenience. Roof, stove, and refrigerator are new! New gutters and downspouts. Hot water provided by Insta-Hot. HVAC system is 10 years young. Listed on the historic register, Morattico is a vibrant, golf-cart community located just minutes to restaurants, shopping and entertainment. Take a drive to see this precious village and charming cottage. Prepare to fall in love. Bring your toothbrush and bathing suit, move in and enjoy!

Last Agent to Sell the Property

Deborah Edgar

Real Broker LLC License #0225276620 Listed on: 04/04/2025

Real Broker LLC

Last Buyer's Agent

Hilary Scott

IsaBell K. Horsley Real Estate License #0225248551

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $982

Year Built

  • Built in 1960

Lot Details

  • 10,585 Sq Ft Lot
  • Partially Fenced Property
  • Zoning described as R3

Home Design

  • Cottage
  • Bungalow
  • Fire Rated Drywall
  • Frame Construction
  • Shingle Roof
  • Shake Siding
  • Cedar

Interior Spaces

  • 830 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Thermal Windows
  • French Doors
  • Insulated Doors
  • Formal Dining Room
  • Loft
  • Screened Porch
  • Water Views
  • Crawl Space
  • Stacked Washer and Dryer

Kitchen

  • Eat-In Kitchen
  • Electric Cooktop
  • Laminate Countertops

Flooring

  • Wood
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Parking

  • Driveway
  • Unpaved Parking
  • Off-Street Parking

Outdoor Features

  • Beach Access
  • Water Access
  • Walking Distance to Water
  • Mooring
  • Docks
  • Dock Available
  • Deck
  • Gazebo
  • Shed
  • Outbuilding

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 11-27A

Home Details

Home Type

Single Family

Est. Annual Taxes

$982

Year Built

Built in 1960

Lot Details

10,585 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1960
  • Property Attached Yn: No
  • Lot Size Acres: 0.243
  • Ownership: Individuals
  • Subdivision Name: None
  • Above Grade Finished Sq Ft: 830.0
  • Architectural Style: Bungalow, Cottage, Ranch
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Ceramic Tile, Vinyl, Wood
  • Basement: Crawl Space
  • Appliances: Dryer, Electric Cooking, Electric Water Heater, Refrigerator, Washer
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Door Features: French Doors, Insulated Doors
  • Interior Amenities: Ceiling Fan(s), Separate/Formal Dining Room, Eat-in Kitchen, French Door(s)/Atrium Door(s), Laminate Counters, Loft, Main Level Primary
  • Living Area: 830.0
  • Stories: 1
  • Window Features: Thermal Windows
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Shingle
  • Fencing: Partial
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Beach Access, Dock Access, Mooring, Water Access, Walk to Water
  • Waterfront: No
  • Construction Type: Cedar, Drywall, Frame, Shake Siding
  • Exterior Features: Deck, Dock, Out Building(s), Porch, Storage, Shed, Unpaved Driveway
  • Other Structures: Storage, Gazebo, Outbuilding
  • Patio And Porch Features: Screened, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Driveway, Off Street, Unpaved

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Sewer: Septic Tank
  • Water Source: Well
  • Laundry Features: Washer Hookup, Dryer Hookup, Stacked
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: 11-27A
  • Zoning Description: R3
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 982.0

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2025
Closed on
May 19, 2025
Sold by
Mills Robert Stephen and Mills Claire Colbert
Bought by
Spencer Nicholas Scott and Spencer Marjorie Sheryl
Seller's Agent
Deborah Edgar
Real Broker LLC
Buyer's Agent
Hilary Scott
IsaBell K. Horsley Real Estate
List Price
$299,000
Sold Price
$351,000
Premium/Discount to List
$52,000
17.39%
Views
17
Current Estimated Value
$335,667

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$15,333
Avg. Annual Appreciation
21.46%
Original Mortgage
$280,000
Outstanding Balance
$278,425
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$147,908

Purchase Details

Closed on
Sep 14, 2018
Sold by
Harler Jane M
Bought by
Barbier Patrick F and Barbier Kristina R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,250
Interest Rate
4.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Spencer Nicholas Scott $351,000 Lawyers Title
Spencer Nicholas Scott $351,000 Lawyers Title
Barbier Patrick F $275,000 Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Spencer Nicholas Scott $280,000
Closed Spencer Nicholas Scott $280,000
Previous Owner Barbier Patrick F $206,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/22/2025 05/22/25 Sold $351,000 +17.4% $423 / Sq Ft
04/08/2025 04/08/25 Pending -- -- --
04/04/2025 04/04/25 For Sale $299,000 -- $360 / Sq Ft
Source: Central Virginia Regional MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,134 $206,200 $75,000 $131,200
2024 $1,134 $206,200 $75,000 $131,200
2023 $982 $155,900 $70,000 $85,900
2022 $982 $155,900 $70,000 $85,900
2021 $982 $155,900 $70,000 $85,900
2020 $982 $155,900 $70,000 $85,900
2019 $982 $155,900 $70,000 $85,900
2018 $653 $110,600 $49,000 $61,600
2017 $653 $110,600 $49,000 $61,600
2016 -- $110,600 $49,000 $61,600
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Deborah Edgar

    Seller's Agent in 2025

    Deborah Edgar

    Real Broker LLC

    (804) 337-0977

    114 Total Sales

    Deborah Edgar
    Section Image

  • H

    Buyer's Agent in 2025

    Hilary Scott

    IsaBell K. Horsley Real Estate

    (804) 580-1018

    78 Total Sales

    Hilary Scott
    Section Image

  • J

    Buyer Co-Listing Agent in 2025

    Jessica Bell

    IsaBell K. Horsley Real Estate

    (804) 436-4251

    86 Total Sales

    Jessica Bell
    Section Image
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Map

Source: Central Virginia Regional MLS

MLS Number: 2508861

Central Virginia Regional MLS

APN: 11-27A

Virginia Lancaster County Lancaster 22503

19 Riverside Dr, Lancaster, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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