19 Tower Rd Chesapeake City, MD 21915
Estimated payment $5,522/month
Highlights
- Very Popular Property
- Private Dock Site
- Private Beach
- 100 Feet of Waterfront
- Access to Tidal Water
- River View
About This Home
If you’ve ever dreamed of ending your day with a front-row seat to the sunset over the water, this home might feel like it was made for you. Welcome to 19 Tower Rd, tucked into the waterfront community of Tower Point along the Elk River—where the views are always changing and the pace of life slows down in the best way. This spacious home is designed for both everyday living and hosting with ease. The main level offers two bedrooms and a full bath, including one bedroom with peaceful river views—perfect to wake up to each morning. You’ll also find a beautiful family room and dining area overlooking the water, along with an eat-in kitchen that makes everyday living feel both comfortable and connected. Upstairs, you’ll find three additional bedrooms and another full bath, Bedrooms three and four feature private balconies with water views—creating the perfect place to unwind and take in the scenery. The lower level adds even more flexibility, with space already set up for a rec room plus a bonus room that could easily function as a home office, guest space, or additional sleeping area, along with a third full bath—ideal for extended stays or entertaining. Inside, the home feels fresh and move-in ready with professional paint throughout and new LVP flooring on the main level, offering both style and durability. Now—step outside and experience what truly sets this property apart. A large, beautiful deck wraps from the back of the home around to the side kitchen entrance, creating a seamless indoor-outdoor connection. From the deck and backyard, you’ll have front-row views of ships passing through the C&D Canal—an ever-changing backdrop that never gets old and always sparks conversation. The property also offers direct access to your own sandy beach with two separate stairways leading down to the water—perfect for relaxing by the shoreline, launching a kayak, or spending long summer days by the river. And for boating enthusiasts, the property is dock-ready, giving you the opportunity to truly embrace waterfront living. Even better, this waterfront setting is not located in a flood zone—adding peace of mind to an already incredible lifestyle. Whether you’re looking for a full-time residence, a weekend escape, or even a short-term rental opportunity, this home checks all the boxes with its location, layout, and unforgettable views. This isn’t just a house—it’s where everyday life feels like a getaway.
Listing Agent
(410) 885-1606 amber@psre.net Patterson-Schwartz Real Estate Brokerage Phone: 4108851606 License #RB-0020896 Listed on: 04/11/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,487
Year Built
- Built in 1980
Lot Details
- 22,433 Sq Ft Lot
- 100 Feet of Waterfront
- Home fronts navigable water
- Private Beach
- Sandy Beach
- Southeast Facing Home
- Front Yard
- Property is in excellent condition
- Property is zoned RR
HOA Fees
- $28 Monthly HOA Fees
Home Design
- Colonial Architecture
- Rambler Architecture
- Block Foundation
- Frame Construction
- Asphalt Roof
- Wood Siding
Interior Spaces
- Property has 2 Levels
- Traditional Floor Plan
- Brick Wall or Ceiling
- Ceiling Fan
- Skylights
- Recessed Lighting
- Fireplace Mantel
- Brick Fireplace
- Sliding Doors
- Entrance Foyer
- Family Room
- Combination Dining and Living Room
- Bonus Room
- Storage Room
- River Views
- Storm Doors
Kitchen
- Breakfast Room
- Eat-In Kitchen
- Electric Oven or Range
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
Flooring
- Wood
- Partially Carpeted
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- Bathtub with Shower
Laundry
- Laundry Room
- Electric Dryer
Finished Basement
- Walk-Out Basement
- Connecting Stairway
- Interior and Side Basement Entry
- Laundry in Basement
- Basement with some natural light
Parking
- 2 Parking Spaces
- 2 Driveway Spaces
- Paved Parking
Outdoor Features
- Access to Tidal Water
- Private Water Access
- River Nearby
- Personal Watercraft
- Private Dock Site
- Balcony
- Deck
- Patio
- Exterior Lighting
- Porch
Utilities
- Ductless Heating Or Cooling System
- Forced Air Heating and Cooling System
- Heating System Uses Oil
- 200+ Amp Service
- Water Treatment System
- Well
- Electric Water Heater
- Water Conditioner is Owned
- Septic Tank
Community Details
- Tower Point Subdivision
Listing and Financial Details
- Assessor Parcel Number 009188
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,712 | $516,433 | $0 | $0 |
| 2024 | $5,487 | $495,900 | $282,200 | $213,700 |
| 2023 | $5,511 | $493,567 | $0 | $0 |
| 2022 | $5,593 | $491,233 | $0 | $0 |
| 2021 | $5,633 | $488,900 | $282,200 | $206,700 |
| 2020 | $5,552 | $476,133 | $0 | $0 |
| 2019 | $5,404 | $463,367 | $0 | $0 |
| 2018 | $5,257 | $450,600 | $282,200 | $168,400 |
| 2017 | $5,257 | $450,600 | $0 | $0 |
| 2016 | $5,060 | $450,600 | $0 | $0 |
| 2015 | $5,060 | $453,400 | $0 | $0 |
| 2014 | $6,567 | $453,400 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/11/2026 04/11/26 | For Sale | $950,000 | -- | $359 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | $550,000 | None Available | |
| Deed | $955,000 | -- | |
| Deed | $955,000 | -- | |
| Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $561,152 | Purchase Money Mortgage |
Source: Bright MLS
MLS Number: MDCC2020972
APN: 02-009188
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Ask me questions while you tour the home.